We're fixing what’s broken in consumer credit with our data-driven platform, helping millions build a brighter future.
At January, we bring humanity to consumer finance. Using data intelligence, we create trust and deliver better outcomes for consumers and creditors alike. Our mission is simple: expand access to credit while empowering consumers to achieve lasting stability and control of their financial lives.

We began by building the foundation for creditors to engage with and support their borrowers at scale across the entire debt lifecycle. We’ve mastered outsourced collections by combining best-in-class performance with differentiated consumer satisfaction and superior compliance. 

And we’re just getting started. Together, we’re creating a financial system where trust and opportunity spark lasting change in people’s lives.

January Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Headquartered in New York City with an office in San Francisco, we believe that in-person collaboration promotes creativity, camaraderie, and trust amongst our team. Because of this, we operate on a hybrid model, where our team comes in 2-3x a week.

Typical time on-site: 2.5 days a week
HQNew York, New York, USA
San Francisco, California, USA
Learn more

What the Team is Saying

Person1
Ray
Workplace Experience Manager
“I love the people at January! Everyone you speak to is genuinely interested in you as a person, not just an employee. We have weekly coffee chats that are a great way to meet new people. Team collaboration is a verb for us, not just a saying.“
Ray
Lina
AJ
Danielle
Vanessa
Linya
Jake
Sam

Articles We're In

Photo: Shutterstock
Rose Velazquez Rose Velazquez
Published on February 12, 2025

169 Companies Hiring Software Engineers

See which companies are hiring software engineers to collaborate on projects that benefit customers and internal teams.

Sam Daley Sam Daley
Updated on January 29, 2025

29 Fintech Lending Companies Upending the Credit Card, Mortgage and Loan Industries

These fintech lending companies are innovating the way individuals and businesses borrow and repay the money they need.

Image: Shutterstock
Margo Steines Margo Steines
Updated on January 28, 2025

90 Companies With the Best Maternity and Parental Leave Policies

Parents are sure to be thankful for these company’s generous parental leave benefits.

Image: Shutterstock

Awards

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Technology We Use

AWS (Amazon Web Services)
AWS (Amazon Web Services)
SERVICES
CSS
CSS
LANGUAGES
Docker
Docker
FRAMEWORKS
Flask
Flask
FRAMEWORKS
GitHub
GitHub
SERVICES
GraphQL
GraphQL
FRAMEWORKS
JavaScript
JavaScript
LANGUAGES
PostgreSQL
PostgreSQL
DATABASES
Python
Python
LANGUAGES
React
React
LIBRARIES
SQL
SQL
LANGUAGES
TypeScript
TypeScript
LANGUAGES
Snowflake
Snowflake
DATABASES
Asana
Asana
PROJECT MANAGEMENT
Mixpanel
Mixpanel
ANALYTICS
Figma
Figma
DESIGN
Slack
Slack
PROJECT MANAGEMENT
Apollo
Apollo
LEAD GEN