INCOME METHOD
Want to pay home loan faster? CA founder shares simple tweaks to finish 20-year loan in 11 years, save ₹30 lakh+
Sujit Bangar home loan tips: A borrower significantly reduced a ₹60 lakh home loan's tenure and interest by implementing simple repayment strategies. Paying one extra EMI annually and increasing EMIs by 5% each year, as suggested by Sujit Bangar, helped clear the loan early and save over ₹30.6 lakh in interest.
Farm-tech at scale: Maharashtra’s Agri-AI shows India the way
If the Union government combines IndiaAI’s computing power and funding with Maharashtra’s execution abilities, India could shift from pilot projects to real results this decade .
Virgo Weekly Horoscope (3rd - 9th November 2025): Balance, Discipline, and Insight Pave the Path to Progress
Virgo Weekly Horoscope (3rd November to 9th November 2025): This week invites Virgo natives to find clarity amid shifting emotions. As the Moon transits from the Pisces, Aries, Taurus, and Gemini signs, your focus will move from emotional reflection to practical expression. With Mercury, your ruling planet, in the Scorpio sign, your analytical thinking deepens, and Venus in the Libra sign helps maintain harmony in relationships. The Weekly Horoscope highlights progress through mindfulness, communication, and steady effort, encouraging you to stay organised while embracing emotional balance.
Is it better to distribute one’s assets during lifetime or after demise? Which succession tool is best suited to your needs?
Inheritance conflicts frequently occur in India as families navigate the complexities of passing on legacies. Although parents strive to create secure financial futures for their offspring, disputes over property can easily ensue. This piece delves into various asset distribution strategies like wills, gift deeds, trusts, and joint ownership arrangements.
Numerology Horoscope Today, 3rd November 2025: Discover How the 3/5 Energy Turns Ideas into Action and Creativity into Progress
Numerology Horoscope Today: November 3, 2025, vibrates with the energy of Personal Day Number 3 and Universal Day Number 5 — a combination that blends optimism, communication, and adaptability. Number 3 resonates with creativity, joy, and self-expression, while Number 5 represents freedom, versatility, and change. Together, they inspire innovation, flexibility, and courage to embrace new paths while maintaining emotional balance.
Gemini Monthly Horoscope for November 2025: A Month for Review, Reflection, and Renewal
Gemini Monthly Horoscope: November 2025 rewrites Gemini’s narrative with purpose. As Mercury retrograde brings reflection, you’ll find growth in review — not rush. Relationships deepen through communication, career clarity unfolds through revision, and calm replaces chaos as your true voice returns.
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ET Prime Special Series - Part 4: What to look for in an annual report to find whether management is taking you for a ride
Consider: A company revalued land, including portions that were ineligible for revaluation because they were leasehold, neither owned by the company, nor saleable or transferable. Such land cannot be revalued as an asset as the company cannot realise its value through sale or transfer. It results in an overstatement of fixed assets, and the whole financial statement is not worth believing in. This is not happening for the first time, nor will it be the last. When markets are bullish, managements tend to manipulate their financial numbers in order to show better performance. Why do they do that? And how can you catch them out?
8th Pay Commission Pension Calculator: Your Rs 25,000 pension could double to Rs 50,000! Check new amount with fitment factor
Central government pensioners are keenly awaiting the 8th Pay Commission's recommendations, with the fitment factor is likely to significantly impact their pension hikes. Discussions also cover potential improvements to commutation periods, medical benefits, gratuity, etc. After the increment, pensioners may also need to look at their taxation.
Aries Horoscope Today, 31st October 2025: Innovation and teamwork spark new success
With the Moon transiting in the Aquarius sign, your mind is open to fresh perspectives and creative solutions. The day favours collaboration, social engagement, and thinking outside the box. Balancing independence with cooperation will help you achieve meaningful progress and inspire others around you.
Social Security payments November 2025: Who gets early SSI checks worth up to $943 on October 31
Social Security Administration (SSA) will send early SSI payments for November 2025 on October 31. Since November 1 falls on a weekend, eligible recipients will get their checks in advance. Regular Social Security payments will still follow the birth-date schedule — November 12, 19, and 26. The early SSI amount, up to $943 for individuals and $1,415 for couples, will reach millions before the new month begins, confirmed SSA. Despite the ongoing federal shutdown, no payment delays are expected.
Best time to prepay your home loan? 5 tips to save lakhs from your home loan prepayments
From understanding the perfect timing to mastering different prepayment strategies that can save you lakhs in interest, here's everything you need to know about turning loan prepayment from a confusing maze into your fastest route to financial freedom.
GSTR-9 table 8A update: New invoice management system will form part of 8A from this year; Important things to watch out for
Taxpayers must prepare for significant changes in GSTR-9 annual returns for FY 2024-25. The new Invoice Management System (IMS) will now be integrated into Table 8A. This update impacts how invoices and ITC are reported. Professionals and taxpayers should review these crucial changes before the December 31, 2025 deadline to ensure accurate filing.
Rs 1.5 crore tax refund withheld by Income Tax Dept due to mismatch between ITR and Form 26AS; taxpayer files case, wins in High Court
The Allahabad High Court ruled that tax officers cannot withhold refunds solely due to mismatches with Form 26AS. Taxpayers can provide Form 16A certificates as proof of TDS deduction, and it is the officer's duty to verify these documents. This decision ensures genuine refunds are not delayed due to deductor errors.
ITAT deletes ₹445 cr TP adjustment on Netflix India; rejects revenue’s bid to treat it as content or tech entrepreneur
The Income Tax Appellate Tribunal has ruled in favor of Netflix India, rejecting the tax department's attempt to classify it as a full-fledged content provider. The tribunal deleted a ₹444.93 crore transfer pricing adjustment, affirming Netflix India's role as a limited-risk distributor of streaming access.
Inside the Trump family's global crypto cash machine
Ethics experts said the U.S. president's family crypto initiatives create an unprecedented conflict of interest
Have gold lying idle in lockers? Here’s how you can put it to productive use
Gold need not be wealth locked away, it can serve as a flexible financial tool offering liquidity.
Leo Horoscope Today, 26th October 2025: Confidence and creativity light your path
Leo Daily Horoscope: With the Moon in the Sagittarius sign, your enthusiasm and optimism shine brightly. Mercury in the Scorpio sign deepens your focus, while the Sun and Mars in the Libra sign enhance communication and teamwork. The day brings opportunities to express your creativity and strengthen meaningful connections.
For real wealth creation, just one word: Hold; 13 large- and mid-cap stocks from different sectors with upside potential of up to 42%
What is the biggest hurdle to real wealth creation? It is the tendency to look at your portfolio frequently. The markets have largely been bullish since mid-August. There are some sectors in the news because of the GST rate rationalisation. In such a scenario, some investors tend to change their portfolio in favour of those where the sentiment has turned positive. That should not be done. Looking at your portfolio every evening is something that nudges you into unnecessary decisions like buying because prices rise, and selling because they fall. The right move is to hold stocks. Wealth creation will take place by compounding.
Aries Weekly Horoscope (27th October - 2nd November 2025): Opportunities Bloom Amid Emotional Clarity & Dynamic Growth
Aries Weekly Horoscope (27th October to 2nd November): This week’s transits highlight growth, transformation, and introspection for Aries. The Moon’s transit from Sagittarius, Capricorn, Aquarius, and Pisces signs enhances your motivation, responsibility, and creativity. With Mars in the Scorpio sign, your determination intensifies. The Sun in the Libra sign reminds you to balance passion with diplomacy. Expect a week full of productive energy, emotional revelations, and new beginnings.
ET Prime Special Series - Part 3 - How to think & scan like an auditor before investing: Assets a wall of strength or just a paper fort?
This series is about gaining a deeper understanding of how companies report numbers and hide the reality of their business. It aims to go beyond the numbers to the decisions, judgements, and assumptions behind them. By following these insights, investors can become better at analysing financial statements (if they even think that is important), spotting risks, and making informed decisions. Why is this important to know? Look at the number of start-ups that, at the time of their IPOs, announce that they have made profits – only to report losses the very next quarter, and justify them. And not only start-ups. There are many in the listed space who do this – again and again.
Most Indians lose money thinking they're saving: CA Abhishek Walia advices 3-step strategy to build real wealth
Many Indians believe that saving a portion of their income is enough to secure their financial future. However, Chartered Accountant Abhishek Walia warns that inflation often outpaces the interest earned in savings accounts, effectively reducing the value of these funds. He advises a three-step approach to safeguard and grow wealth: maintain an emergency fund, invest strategically through instruments like SIPs in equity mutual funds, and automate investments to ensure consistency.
NSC vs 5-year tax-saver FD: Which offers higher return to senior citizens in 2025?
Indian investors have two key choices for fixed income and tax savings: National Savings Certificates and 5-year tax-saver fixed deposits. Both offer a five-year lock-in and tax deductions up to Rs 1.5 lakh on deposits in a financial year. However, interest rates and how earnings are taxed differ significantly. Understanding these distinctions helps investors choose the best option for their financial goals.
NPS and APY subscriber alert: What PFRDA’s proposal for pension wealth accumulation means for National Pension System, Atal Pension Yojana account holders
PFRDA is proposing a new valuation method for government securities in NPS and APY. This dual framework aims to provide stable pension wealth for subscribers. It will reduce fluctuations in Net Asset Value caused by interest rate changes. The move also seeks to align pension funds with long-term national economic growth.
Pisces Horoscope Today, 19th October 2025: Patience and reflection foster growth
Pisces Horoscope Today: With the Moon in the Virgo sign, your focus sharpens on details and self-improvement. Saturn retrograde in your sign emphasizes patience, discipline, and long-term planning. The Sun, Mercury, and Mars are in the Libra sign. This encourages balance in relationships and decision-making. The day favors steady progress and thoughtful action.
$1,702 stimulus payment coming soon: Millions of US citizens to receive money on October 23. Check eligibility and key details
Alaska residents are set to receive a $1,702 Permanent Fund Dividend payment. This financial aid comes from investments in the Alaska Permanent Fund. The distribution will occur in two phases, with the second payment scheduled for October 23, 2025. Eligibility requires Alaska residency for the entire 2024 calendar year and an intent to stay.
How much should you really save to retire comfortably? The answer might surprise you
Retirement savings: Planning for a comfortable retirement requires careful saving. Various benchmarks, like saving a multiple of your salary based on age, can guide you. Fidelity suggests saving at least 15% of your income annually. Another approach is to aim for 10 to 12 times your final salary. The 80% rule estimates your retirement spending needs.
Aquarius Horoscope Today – 17th October 2025 | Career, Finance, Love & Health Insights
Aquarius Horoscope Today: With the Moon and Ketu in the Leo sign, your intuition and ambition are heightened, but careful planning is required. The Sun, Mercury, and Mars in the Libra sign boost communication, collaboration, and decision-making. Focus on practical steps to turn creative ideas into real achievements.
Are you saving enough for retirement? Experts reveal what you actually need to save
Retirement saving 2025: Retirement savings targets vary based on age and income, with experts recommending saving a multiple of your salary by certain ages. Fidelity suggests saving at least 15% of pre-tax earnings annually. The 80% rule estimates needed retirement income, but individual factors like lifestyle and health significantly influence your personal savings goal.
Aquarius Horoscope Today, 16th October 2025: Innovation thrives through careful planning
Aquarius Horoscope Today: With Rahu in your sign, ambitious ideas and new opportunities emerge, but require careful execution. The Moon in the Leo sign boosts confidence, while Mercury and Mars in the Libra sign enhance communication and collaboration. The Sun in the Virgo sign encourages practical, methodical action for the best results.
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