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    I have Rs 2.5 crore. Should I invest it in bank FDs and opt for monthly interest to fund my household expenses?

    Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.I am 60 and have Rs 2.5 crore. Is it okay to put all this money in bank FDs and opt for monthly interest payments to run my household expenses of around Rs 1 lakh per month?

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    Looking for highest 3-year FD interest rate? You can get 7.65% return on your fixed deposit investment here

    Small finance banks are currently offering the highest interest rates on 3-year fixed deposits, with Utkarsh Small Finance Bank leading at 7.65%. Private sector banks follow, with RBL Bank at 7.20%, while public sector banks offer lower rates, topping out at 6.60% from Union Bank of India. Investors should note the DICGC insurance limit for small finance banks.

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    22K gold rate today: Check gold jewellery prices of Malabar Gold & Diamonds, Tanishq, Joyalukkas and Kalyan Jewellers

    Gold prices have dipped after a festive surge, presenting a buying opportunity for consumers. Major jewelers like Malabar, Joyalukkas, and Kalyan offer 22K gold at Rs 11,275 per gram, while Tanishq is slightly higher at Rs 11,340. IBJA rates also show a decrease. Remember to check for hallmarking via the BIS Care App for authenticity.

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    EPF vs EPS: What you must know before retirement

    EPF is a government-backed savings scheme for salaried employees in organisations covered by the Employees’ Provident Fund Organisation. It involves both employee and employer contribution

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    Over 3X return in 5 years: RBI reveals premature redemption price, date for SGB 2019-20 Series-VI; investors to get 217% return

    Over 3X return in 5 years: RBI reveals premature redemption price, date for SGB 2019-20 Series-VI; investors to get 217% return

    The Reserve Bank of India has announced the premature redemption price for Sovereign Gold Bonds (SGB) 2019-20 Series. Investors can redeem these bon

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    How can I generate monthly income by investing Rs 1.21 crore and my future salary?

    ​I’m a 37-year-old homemaker and my portfolio comprises mutual funds worth Rs 10 lakh, government bonds worth Rs 65 lakh maturing in phases till 2030, and Rs 8 lakh invested via Paytm Money. In June, I’ll receive Rs 5 lakh from a maturing government bond. Please suggest suitable investment options for generating a steady monthly income with this amount.

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    Over 4X Return in 8 Years: RBI announces redemption price, date for SGB 2017-18 series; bonds deliver 311% return

    The Reserve Bank of India has set the final redemption price for Sovereign Gold Bonds issued in October 2017. These bonds mature on October 30, 2025. Investors will receive Rs 11,992 per unit. This represents a significant return on the initial investment. The scheme offers a secure way to invest in gold without physical possession.

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    Investing in Gold ETF vs Gold Mutual Funds: Which form of gold gives you higher returns?

    Gold prices are dropping, prompting interest in gold investments. Investors can choose between Gold ETFs and Gold Mutual Funds to avoid physical gold hassles. Gold ETFs track gold prices directly and require a demat account. On the other hand, gold mutual funds offer flexibility with SIPs and invest in various gold assets. Know which investment option actually yields better returns.

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    Think you can beat mutual funds with direct stocks? Here’s why most can’t

    Most people assume they can identify winning stocks on their own. In reality, good stock-picking demands thinking that goes against instinct.

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    Pi42 just made crypto options trading accessible to every Indian, starting at ₹10

    Pi42 just made crypto options trading accessible to every Indian, starting at ₹10

    India's first INR-settled crypto F&O trading platform brings institutional-grade options to retail investors without the complexity or capital barri

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    The Economic Times