Frequently asked questions

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Discover answers to common questions about our services, processes, and more. We're happy to help!

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What is MiniPay?

What is the MiniPay Card?

What is the relationship between MiniPay and Opera Mini?

Who is eligible to open a virtual account in MiniPay?

Is the MiniPay Card a debit card or a credit card?

How do I get MiniPay?

Are these real bank accounts?

Is the MiniPay Card a physical card?

What do you mean by “MiniPay is a dollar wallet”?

How long does it take to get my virtual account details?

Do I need a bank account to use the MiniPay Card?

Is a Google Account required to use MiniPay?

How long does it take for a payment to arrive?

Does the merchant need to accept crypto?

Why is a Google Account required?

Are there any fees for receiving payments?

Which currencies does MiniPay support?

How do I add funds to MiniPay?

Which countries is the MiniPay Card available in?

Can I change my phone number?

Do I need identity verification to get the MiniPay Card?

How can I restore my MiniPay?

Can I use the MiniPay Card while traveling?

How can I withdraw my funds from MiniPay?

How do I get the MiniPay Card?

What is a wallet key?

How long does it take to get the MiniPay Card?

How are my wallet keys stored?

Can I add the MiniPay Card to Apple Pay/ Google Pay?

Can I delete the app and restore my wallet using my Google Account?

Can I view my card details in MiniPay?

Can I see my wallet keys?

Which assets can I use with the MiniPay Card?

Who has access to my funds?

Can I deposit from an exchange?

Can Opera help me recover my funds if I lose my phone and access to my Google Account?

Can I top up with local currency?

I’ve made a mistake and sent money to the wrong person, can you help me?

Where can I use the MiniPay Card?

Why do I need to do my fingerprint/face/pin code unlock before sending a payment?

Can I use the MiniPay Card in stores?

What happens if someone hacks my Google account?

Can I use the MiniPay Card for subscriptions?

What happens if I lose my phone?

Can merchants see that I am using stablecoins?

What happens if I delete the app?

Are there foreign transaction fees?

What is the card settlement currency?

What happens if I lose access to my Google Account?

What is cUSD?

Which exchange rate is used for non-USD purchases?

What is a stablecoin?

Are there card issuance fees?

What is local currency mode?

Are there monthly card fees?

How do I invite family and friends to MiniPay?

Are there card and spending limits?

I have received a payment, how can I tell who it’s from?

Does the MiniPay Card offer cashback?

Does MiniPay charge fees?

What is cashback paid in?

How are fees calculated?

Do I need to opt in to cashback?

Why is MiniPay using cUSD/USDT/USDC and not my local currency?

Can I get a refund to my MiniPay Card?

What do you mean by “all local currency amounts are approximate”?

What should I do if I do not recognize a card transaction?

Can I request money from abroad using MiniPay? Can this be used for remittance?

Can I freeze my MiniPay Card?

Is cUSD/USDT/USDC equivalent to a dollar?

Can I restore MiniPay if I delete the app?

Why is the USD exchange rate I am seeing when I try to add cash or withdraw different from the one used in MiniPay?

Who has access to my funds?

What is Celo?

What happens if someone gets my card details?

Does MiniPay support Celo Dapps?

I paid in EUR, GBP, or another local currency. Why does MiniPay show USD? 

Is this wallet open-source?

My cashback has not arrived. Why?

Is this a crypto wallet?

I used the card but did not get cashback. Why?

What cryptocurrencies are supported by this wallet?

How do I contact support?

Can I import an existing wallet into MiniPay using the 12-word secret recovery phrase?

What kind of security features does MiniPay have?

What are Celo network fees?

Can payments be reverted?

How do I report bugs?

How do I deposit from an exchange?

Where is my wallet address?

Can I send to an external wallet or Non Mini-Pay user?

How is MiniPay so fast?

Can I send to a Valora Wallet?

I have funds in Valora, can I move them to MiniPay?

No question found in this category

What people are saying about MiniPay

See how our users are simplifying global transactions and making life easier with our platform.

nic carter
nic carter

will be the most-used dedicated stablecoin wallet in the world within 12 months.

gigahierz.eth
gigahierz.eth

@minipay does it again. Best user experience in Web3! Convince me otherwise...

Alberto Martin
Alberto Martin

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Brian Atoli
Brian Atoli

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends  .we love it

Victor Bryce
Victor Bryce

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Nur'fatin' Hamzah
Nur'fatin' Hamzah

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

Nwachukwu Grace
Nwachukwu Grace

"Sharing joy this holiday season with MiniPay!"

I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles

I also used MiniPay to donate to a local food drive, spreading love

Sani H. Nasir
Sani H. Nasir

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

Alphoncy Sagin
Alphoncy Sagin

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Michael Asah
Michael Asah

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"

nic carter
nic carter

will be the most-used dedicated stablecoin wallet in the world within 12 months.

gigahierz.eth
gigahierz.eth

@minipay does it again. Best user experience in Web3! Convince me otherwise...

Alberto Martin
Alberto Martin

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Brian Atoli
Brian Atoli

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends  .we love it

Victor Bryce
Victor Bryce

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Nur'fatin' Hamzah
Nur'fatin' Hamzah

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

Nwachukwu Grace
Nwachukwu Grace

"Sharing joy this holiday season with MiniPay!"

I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles

I also used MiniPay to donate to a local food drive, spreading love

Sani H. Nasir
Sani H. Nasir

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

Alphoncy Sagin
Alphoncy Sagin

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Michael Asah
Michael Asah

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"

nic carter
nic carter

will be the most-used dedicated stablecoin wallet in the world within 12 months.

gigahierz.eth
gigahierz.eth

@minipay does it again. Best user experience in Web3! Convince me otherwise...

Alberto Martin
Alberto Martin

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Brian Atoli
Brian Atoli

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends  .we love it

Victor Bryce
Victor Bryce

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Nur'fatin' Hamzah
Nur'fatin' Hamzah

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

Nwachukwu Grace
Nwachukwu Grace

"Sharing joy this holiday season with MiniPay!"

I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles

I also used MiniPay to donate to a local food drive, spreading love

Sani H. Nasir
Sani H. Nasir

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

Alphoncy Sagin
Alphoncy Sagin

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Michael Asah
Michael Asah

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"

nic carter
nic carter

will be the most-used dedicated stablecoin wallet in the world within 12 months.

gigahierz.eth
gigahierz.eth

@minipay does it again. Best user experience in Web3! Convince me otherwise...

Alberto Martin
Alberto Martin

👀 what a great use case, travel and pay for an eSim on stablecoins to be connected. Well done.

Brian Atoli
Brian Atoli

Minipay is a game changer .I personally use minipay everyday,when shopping ,when buying goods, when I want to send money to my friends  .we love it

Victor Bryce
Victor Bryce

Consumption of stablecoins especially in @minipay is next thing to watch...It's gonna be big..imagine sending money to someone overseas with negligible transactions cost,speed of light and they consume as their local currency..for me it's magic

Nur'fatin' Hamzah
Nur'fatin' Hamzah

Despite the initial friction, we love @minipay ! It offers versatile options to send funds directly to a bank account or popular digital wallets in Uganda—super practical.

Nwachukwu Grace
Nwachukwu Grace

"Sharing joy this holiday season with MiniPay!"

I sent instant cash gifts to my siblings with MiniPay! No more queues or delays, just seamless transfers that brought big smiles

I also used MiniPay to donate to a local food drive, spreading love

Sani H. Nasir
Sani H. Nasir

Living in northern Nigeria, MiniPay has become my go-to for convenience. From buying data and recharge cards to paying bills and shopping for goods and services, it’s a seamless solution for all my financial needs.

Alphoncy Sagin
Alphoncy Sagin

I’ve been using MiniPay for a while now, and it’s been a fantastic experience. It’s reliable, easy to use, and perfect for saving, spending, and sending dollar stablecoins. Definitely one of the best apps out there.

Michael Asah
Michael Asah

Minipay is on a whole other level, to be honest. It makes cross-country transfer of money so seemless and so easy. With just a mobile number and an email account, money can be transferred to and from every and any country in just a few moments. MiniPay is most definitely the new "IT"