Best Spend Management Software - Page 3

Compare the Top Spend Management Software as of November 2025 - Page 3

  • 1
    Expenzing

    Expenzing

    Expenzing

    Expenzing offers comprehensive spend management solutions designed to automate procurement, accounts payable, and travel and expense processes for businesses. The platform integrates budgeting controls, supplier management, and automated invoice processing to prevent unauthorized spending and optimize operational efficiency. Features like fraud control algorithms, mobile travel booking, and OCR for receipt scanning streamline the approval and reimbursement processes. Expenzing’s solutions ensure statutory compliance, reduce expenses, and provide full visibility into spend management, helping businesses improve governance and decision-making.
  • 2
    Moss

    Moss

    Moss

    Credit cards, invoice management, and digital financial processes drive efficiency across your entire business. Whether it's cash transactions or mileage reimbursement: All out-of-pocket expenses that employees bear can be easily accounted for and reimbursed with Moss. Gain more focus and save time and effort through automated processes in accounting, and accelerate the month-end closing. Due to integration with your accounting software, data can be exported with one click. Moss provides a smooth invoicing process that benefits the entire team. Digital, automated and centralized in one place. With automated spend and approval processes, Moss helps you make the most of your time. With set approval limits, corporate credit cards for employees allow a new level of control. Track all employee spending in Moss, freeze cards and flexibly adjust limits. Moss shows you all employee expenses in one place and always in real time. This makes every payment trackable.
    Starting Price: €12 per user per month
  • 3
    COVALYZE

    COVALYZE

    Valunoo

    COVALYZE optimizes your whole strategic procurement process - from demand management to RfP comparison. With COVALYZE you get a much better category data set including all technical business specification in a structured format. By combining detailed business specifications with supplier prices you will get new insights into your category data, e.g. what business features are driving the price in your category, how can I reduce article variants and many more .- Book a free demos session! COVALYZE is a platform for OEMs and enterprise manufacturers needing to drive down costs of sourced components and services whilst accelerating time to market. COVALYZE provides relevant inputs to your negotiations in one place. Price of component features, overpriced parts, high-price suppliers, you all name it.
    Starting Price: €750 per month
  • 4
    Quolum

    Quolum

    Quolum

    Builders should build. Quolum can handle the rest. From getting you the best commercials to storing documents in one place. We store your contracts along with the structured meta-data such as vendor, renewal dates, cancellation window, court of law, and data retention and processing policies. Buy all your SaaS, hassle free. Backed by modern software that manages recurring expenses, cancels product trials, and controls spending. Receive a single bill for your SaaS purchases, with all invoices automatically aggregated from vendors. Accountants love us for a reason. A single dashboard for SaaS including purchases, transaction details, and invoices. One bill for all SaaS purchases. Invoices auto-aggregated from vendors. Manage cash flow with a calendar of renewals and payments.
    Starting Price: $500 per month
  • 5
    Spenmo

    Spenmo

    Spenmo

    Spenmo understands that different companies have different spending patterns. Simply forward your bill payments to Spenmo- be it 1 or 1000s. Our system scans the invoice and carries out the payment. Spenmo allows you to use your credit cards to make non-card payments. Use Spenmo to easily log, check and pay employee expense claims. Spenmo helps you empower all your employees with virtual and physical corporate cards. Simply forward your bill payments to Spenmo- be it 1 or 1000s. Our system scans the invoice and carries out the payment. When turned on, submitted invoices will be assigned to an Admin for review. Admins can approve, reject transactions or reassign to another admin.
    Starting Price: $0.5 per transaction
  • 6
    Tropic

    Tropic

    Tropic

    Companies of all sizes – from startups to Fortune 500s – use Tropic to manage their purchasing process, guarantee savings, and turn their software spend into a strategic advantage. Finance leaders choose Tropic because we guarantee savings and generate ROI. IT leaders love us because we ensure compliance and mitigate risk. Procurement leaders do because we prioritize process and act as an extension of their team. Access benchmark data for strategic vendors and streamline your processes. Save time and money with software purchasing and renewals handled for you. Improve procurement process compliance and manage SaaS with less effort. Software purchases and renewals happen too frequently and take time away from work you should actually be doing. Pricing models are opaque, contracts are difficult to benchmark and renewals involve too many people with competing priorities.
    Starting Price: $3,750 per month
  • 7
    Onex Spend Management System (SMS)
    The innovative Onex Spend Management System best-in-class procurement technologies integrated with customer-centric services & solution. Onex SMS enables streamlined procurement & vendor management by leveraging on spend statistics and workflow based P2P best practices resulting in achieving high degree of confidence, integrity & mutual success. The first step in spend management is to digitalize the procedures for procurement, contracting, and purchasing as well as those for managing suppliers, invoicing, and payments. These tasks are combined into a single, intelligent process that is carried out on a single cloud-based platform that is connected to a digital corporate network.
  • 8
    Zaggle Zoyer
    Accounts Payable (AP) processes are traditionally hampered by manually intensive, complex and poorly controlled processes making it challenging to effectively manage business payments Zoyer, an integrated data-driven business spend management platform with embedded finance capabilities, transforms accounts payable into a modern, digital-first function. Zoyer embeds automation, intelligence and payments into core invoice-to-pay workflows, empowering finance and business leaders with insights into enterprise-wide spends to optimally manage cash outflows and maximize business performance. Additionally, high-velocity businesses that onboard onto the Zaggle platform can opt for the Zaggle founders card and corporate credit cards to finance corporate spends. This ability to access an instant line of credit improves liquidity, and closes funding gaps.
  • 9
    Zapro

    Zapro

    Zapro

    Zapro unifies your critical departments such as sourcing, eprocurement, invoicing, and finance to provide better visibility into your business spending. Zapro helps you increase your working capital by reducing unnecessary spending and payables across your business units. Centralize all your S2P processes, right from the sourcing to vendor payments in one unified platform. Companies using e-invoicing systems like Zapro save $80K monthly just from the invoice management cost. Better visibility into your business expenses. Get insights that uncover the cost reduction opportunities. We are on a mission to give you more control. Spend less time searching, organizing and reacting. Spend more time doing the things that matter. Free up resources for more value-added work by automating all your source-to-pay processes.
    Starting Price: $35/month
  • 10
    Spendbase

    Spendbase

    Spendbase

    Spendbase is a comprehensive SaaS expense management solution. Combining invoice management, vendor management, and discount marketplace into one central platform, Spendbase helps to gain 100% visibility and control over software expenses. Spendbase enables swift and secure software purchasing, helps to avoid late fees on supplier invoices, and prevents from paying for unused software. Moreover, Spendbase negotiates discounts with your software vendors as well as offers pre-packaged deals from its own discount marketplace. With performance-based pricing, teams can get started with Spendbase for free and benefit from the first day of implementation.
    Starting Price: $0
  • 11
    Agicap

    Agicap

    Agicap

    By centralizing your cash flows and automating tasks, Agicap allows you to focus on the essentials, analysis, and decision-making. Build your cash flow forecast and monitor the achievement of your targets. Visualize your cash position by synchronizing your bank accounts and business tools. Improve overall productivity with automated, centralized, and harmonized cash management. Use a comprehensive collaborative tool and consolidate all your data. Anticipate your cash flow at the consolidated level or entity level. Consolidate and monitor your cash flow from multiple banks, entities, and business tools with ease. Set up automated cash forecasts and explore scenarios. Create custom dashboards to improve your analysis and reporting. Let Agicap automatically categorize all your banking transactions. Monitor the differences between the actuals and the forecast in real-time. Build a reliable forecast and make fully informed decisions at the right time.
  • 12
    Panem

    Panem

    Panem

    There's no excuse for spending unnecessary budget on SaaS subscriptions with Panem. Our innovative solution is designed to help you optimize your spending and keep tabs on the subscriptions that might be shortening your financial runway. We understand that managing multiple SaaS subscriptions can be a daunting task, especially when you have to manually track each one to ensure you're not overspending or missing out on potential savings. With Panem, you can rest easy knowing that we use leading banking APIs and AI algorithms to read and classify transactions directly from your bank account. This process is fully secure and private, ensuring that your financial data is protected at all times. Our AI algorithms analyze your spending patterns, identify redundant or underused subscriptions, and provide actionable insights to help you make informed decisions about your SaaS investments.
    Starting Price: $24/month, billed annually
  • 13
    Klippa SpendControl

    Klippa SpendControl

    Klippa App B.V.

    Klippa SpendControl is a comprehensive spend management solution designed to digitize business expenditures, automate workflows, and empower finance teams to concentrate on essential tasks. Eliminating paperwork provides instant control over finances, reduces manual labor, and accelerates month-end closings. The platform offers features such as expense management, approvals, dashboarding, mileage tracking, reimbursements, expense reports, invoice processing, business expense cards, and compliance management. Trusted by over 1,000 innovators and finance leaders worldwide, Klippa SpendControl integrates seamlessly with various accounting and ERP systems, ensuring a smooth transition and enhanced financial oversight. Its user-friendly interface and robust functionality make it an ideal choice for organizations seeking to streamline their financial processes and achieve greater efficiency.
    Starting Price: €5 per month
  • 14
    SpendManagerPro

    SpendManagerPro

    World Procurement USA

    Industry leading, customizable Financial and Spend Management solutions to fit every budget from our No Cost turnkey marketplace with Amazon like shopping experience, to our robust procurement-to-payment solutions, SpendManagerPro™ can grow with you as your needs grow while saving you money each step of the way. Due to the unique requirements of the Educational Sector, SpendManagerPro™ represents over a decade of working hand-in-hand with stakeholders to custom tailor the best, most innovative solutions targeted at saving time, saving money, improving compliance, and simplifying the user interface. With over 35 years of experience, our teams have developed an impressive array of solutions centered around efficiency, flexibility, transparency, accountability, and compliance. Budgets, contracts, and projects are better managed with CapitalSMP™ to help to mitigate the risk of budgetary issues and cost overruns.
  • 15
    Bento

    Bento

    Bento for Business

    Bento offers two great card options, to provide you complete control and flexibility to create and use virtual cards in a manner that suits your business needs to the tee. Spend Limit virtual cards are perfect for everyday use and are ideal as the primary card type for your day-to-day business expenses. These cards are useful for those expenses that require card users or cardholders to submit receipts. Quick and easy to create cards and are automatically activated instantly. Turn cards on/off in real-time. A suite of customized card controls to ensure that you are in charge of where and how business funds are spent. Fixed Value virtual cards are useful for one-time payment requests or specific purposes, such as paying your vendors and for employee perks such as per diems. These cards are ideal for those expenses that do not require card users or cardholders to submit receipts.
  • 16
    JAGGAER One
    All spend. All processes. One platform. Procurement involves many processes and stakeholders, all with their own set of challenges. JAGGAER One introduces the only spend management platform that can seamlessly manage 100% of your spend across the full range of sourcing, procurement and supply chain management activities. Discover the benefits of the JAGGAER One platform and experience procurement simplified. Comprehensive solutions with breadth and depth, for all types of spend. Vertically focused solutions tailored to meet the specific challenges in your industry. Turnkey supplier onboarding and catalog enablement service to facilitate more spend under management. Levers enabling strategic planning and execution for sustainable, value-based outcomes. Fully automated solutions to drive success and digital transformation.
  • 17
    ESM Purchase

    ESM Purchase

    ESM Solutions

    Connecting people with the resources they need to power education. Superior service. Intelligent spend management. ESM Purchase, a dynamic purchasing ecosystem powered by community insight, helps you deliver a convenient and compliant shopping experience, understand and manage spend, and prioritize suppliers for a more diverse and sustainable supply chain. Balance convenience with the checks and validations needed to meet institutional policy and serve every member of your education community. A single marketplace lets buyers search for items across catalogs and categories to purchase from preferred suppliers and against the contracts you’ve put into place. Automated workflows guide shoppers from purchase to approval and receipt. Prioritize suppliers to simplify the buying experience and improve compliance, helping you allocate spend more efficiently. Promote diversity suppliers, champion sustainability, support local businesses, or encourage cost savings.
  • 18
    Proactis

    Proactis

    Proactis

    Proactis helps mid-market organizations in rapid growth mode control 100% of their spend. Proactis' all-in-one spend management platform automates the Source-to-Pay process; to help save money and create efficiency gains while increasing compliance and reducing risk. The best part, it's your spend management journey. Start in any area of your procurement process or deploy the full suite — it's your choice. Working with Proactis means you have access to our team of experts from day one. We are with you every step of the way, well beyond go-live. Our services and support are a continued commitment to our partnership and goal of delivering excellence. In addition to Managed Sourcing Services, Proactis provides a range of Spend Management solutions that help 1,000+ organizations around the world to control 100% of their spend. We work with our customers to transform their Source-to-Pay processes; to help them save money and create efficiency gains while increasing compliance.
  • 19
    Ivalua

    Ivalua

    Ivalua

    S2P is the end-to-end process that encompasses all the activities between an organization and its suppliers. It starts with identifying the right suppliers for a need, negotiating terms and contracting with them to receive goods and/or services. The last phase of the process includes invoicing and payment to suppliers. Source to pay includes strategic procurement activities such as spend analysis, sourcing, contract management and supplier management (which includes supplier information, risk and performance management) as well as downstream activities such as e-procurement, purchase orders, invoice automation and accounts payable and payment processes. Businesses use the Source-to-Pay process to reduce costs, monitor and lower risk, improve innovation, strengthen supplier relationships and much more. Ivalua’s source-to-pay platform digitizes the complete process across all spend categories and all suppliers.
  • 20
    ExpenseVisor

    ExpenseVisor

    ExpenseVisor

    ExpenseVisor is developed to embrace the expense report needs of different clients in different industries with different requirements. We can meet them, so you can do exactly what you want with T&E expense report software. Automate and forget about it so you can focus on mission-critical business tasks. Effectively simple! No need to hang on to those pesky paper expense receipts or invoices on a business trip. Capture electronic transaction data directly from Amex Visa and Dinners Club, so line item details are automatically uploaded into the expense report. Effectively Simple Expense Reporting! Toss those spreadsheets, and burn the receipts because ExpenseVisor offers the easiest solution for effective expense reporting, tracking and management so you can get back to business. Your introduction to Effectively Simple Expense Reporting.
  • 21
    Spendesk

    Spendesk

    Spendesk

    Spendesk is the all-in-one company spending solution that delivers more control, visibility, and automation to today's finance teams. Combine spend approvals, virtual cards, physical cards, expense reimbursements, and invoice management into one source of truth. Establish a request and approval process to increase spend accountability without blocking employees. Enable faster purchasing by giving every employee access to the funds they need in a safe and secure manner. Save time and avoid late fees on every supplier invoice by streamlining your AP process from purchase order to bank transfer. Eliminate double entry and save hours with custom exports to your favorite accounting systems. Empower finance and budget keepers to make timely and informed spending decisions with real-time reports of what's actually been spent. Automate admin & integrate your accounting. Monitor & optimize budgets in real-time.
  • 22
    Coupa

    Coupa

    Coupa Software

    Coupa’s cloud-native suite of Business Spend Management applications lets customers gain visibility and control over their spend and supply chains. Customers get an end-to-end process that helps drive collaboration across procurement, finance, treasury, compliance, and supply chain leaders to help their companies spend smarter, mitigate risk, deliver on ESG commitments, and improve resilience. A unified platform approach provides usability and flexibility, freeing up IT from customizations and complex integrations to help leaders deliver on these goals.
  • 23
    IBM Apptio
    IBM Apptio unifies financial and operational data into a unified model built on the industry-standard taxonomy of cost categorization. Utilizing sophisticated allocation rules along with focused metrics and KPIs, we enable organizations to answer the most strategic questions about investments and accelerate budgeting and forecasting processes. By explaining investments and variance to plan more quickly to constituencies and executive management, organizations can uncover opportunities to optimize cost structures, reduce risk, and accelerate growth. Implement a structured view of IT expenses for actuals and plans based on industry-standard framework to allow for faster ad hoc analysis and budgeting cycles. Lower overall IT spend by reducing waste, eliminating duplications, and aligning investments to strategic priorities. Reduce the time spent forecasting, accelerate frequency, and redirect resources to higher-value activities.
  • 24
    Teampay

    Teampay

    Teampay

    Teampay’s distributed spend management platform provides a conversational interface that guides employees through requests, automatically enforcing the correct policy. By unifying the entire process from request to reconciliation, Teampay’s automated workflows reduce manual work, ensure accurate data, and eliminate the frustration of month-end close. This allows Finance to have confidence in their numbers, and the organization can make better decisions, faster. With Teampay, you can manage all types of purchasing, made by anyone, from end-to-end. Employees love the effortless experience, and Finance teams can breathe easy knowing that all spending is pre-coded & pre-approved. Teampay directly integrates with Quickbooks Online, Xero, Intacct and Netsuite.
  • 25
    Sievo

    Sievo

    Sievo

    Turn the messy data into tangible opportunities with the leading analysis solution. Translate spend data into savings opportunities and track savings contributions to the bottom line. Turn your heterogeneous source data into tangible opportunities with the leading enterprise spend analysis solution. Translate spend data into savings opportunities, execute savings projects and track savings contributions to the bottom line. Predict and improve future profitability with the only materials cost forecasting solution linked to real spend and purchase price data. Technology empowers us manage data in ways no one else can. We write clean, secure and meaningful code. We bring the potential of the future to the world of commerce today in areas like artificial intelligence, machine learning and big data. We aspire for radical transparency with ourselves and our clients. Our solutions enable procurement to have more open dialogue and better decisions based on reliable data.
  • 26
    Flexera One
    Flexera One is a SaaS platform designed to optimize IT spend, compliance, and risk management across complex hybrid IT environments. It unifies visibility and control of hardware, software, SaaS, and cloud assets, leveraging data from the Technology Intelligence Platform and Technopedia®. By delivering actionable insights, Flexera One helps organizations reduce costs, improve security, and meet sustainability goals. It strengthens vendor negotiations through intelligent analytics and ensures compliance with regulatory requirements. The platform supports IT asset management, SaaS management, FinOps, and cloud cost optimization in a single solution. Flexera One empowers businesses to drive AI-powered digital transformation and operational efficiency.
  • 27
    Expense8

    Expense8

    8common

    Expense8 is a simple and user friendly Travel & Expense Management solution. We tailor our solution to your exact organizational needs, working in tandem with your business systems and requirements. Expense8 is designed on a Software as a Service (SaaS) based platform, saving you money on software licensing, server maintenance, and storage. Expense8 reduces time spent on the reconciliation process by efficiently managing your corporate expenses through a simple and user friendly interface. Your employees are guided through an easy to understand process that eliminates the need for any knowledge of finance or tax. The Corporate Travel module allows employees to plan, book, and reconcile travel expenses using a single solution. Combining pre-trip approval, an Online Booking Tool, and an Expense Management Solution, this module saves your employees time and effort when organizing travel.
  • 28
    Calqulate

    Calqulate

    Calqulate

    Grow faster and achieve your goals with SaaS growth metrics and keep your business humming. All key subscription metrics, cash flow management and financial forecasts in one easy-to-use platform. Connect all your data sources to Calqulate and get all the metrics and KPIs that matter to subscription businesses. MRR, LTV to CAC ratio, retention and more. Always know what’s up (or down. But mostly up!) with your business. Calqulate’s automated cashflow forecasting tracks your SaaS subscription payments, staff expenses, loans and equity. Understand your cash runway, and watch your business take off. Plan ahead and finance your growth targets. Forecast your recurring revenues, expenses, cash and other SaaS metrics and always have a forward-looking view. In business it’s ok to be a know-it-all.
    Starting Price: €149 per month
  • 29
    CashFlows

    CashFlows

    CashFlows

    We’ve been processing for online sellers from various sectors for many years. But we’ve never lost our disruptive challenger spirit. Because we build and maintain our technology, we’re good at designing and tailoring payment solutions for merchants. This also gives us a light-on-our-toes advantage when responding to customer needs, managing risk and pricing our services. So if you’re sick of technology silos, legacy systems and a risk and pricing approach from a pre-internet era, contact CashFlows.
  • 30
    NeeyamoWorks Expense
    Expense management on the go, with NeeyamoWorks Expense™. Ease the burden of managing and monitoring your business expenses through a smart & intuitive expense solution that lets your employees log-in company expenses – anywhere & anytime! A fully-automated expense management solution that helps you track org-wide expenses. Submitting expenses is often a tedious and inefficient task for employees and finance departments alike. NeeyamoWorks Expense™ helps you digitize your expense management process and thereby improving its overall efficiency and user experience. As a fully-automated solution, NeeyamoWorks Expense™ helps reduce the time spent on accounts payable and other administrative overheads, all the while helping your finance team to manage all expenses online and make informed decisions. NeeyamoWorks Expense™ helps standardize and automate the process of submitting, approving and reimbursing expenses incurred.