Guideline prices are low-cost and high-value. Our fees are 6x lower than the industry average,* and we don’t charge transaction fees—period. Plus get custom pricing options to meet your needs.
All our plans come with end-to-end administration, including recordkeeping, 5500 prep and filing,** ongoing compliance monitoring,*** 3(16) and 3(38) fiduciary services.****
Guideline has 3 pricing editions, from $39 to $149. Look at different pricing editions below and see what edition and features meet your budget and needs.
Pricing information for Guideline is supplied by the software provider or retrieved from publicly
accessible pricing materials. Final cost negotiations to purchase Guideline must be conducted with the
seller.
*Third-party auditor fees will apply to large plans where an audit is required. These fees are not charged by Guideline.
** This information is provided for illustrative purposes only, and is not intended to be taken as investment or tax advice.. The average investment expense of plan assets for 401(k) plans with 25 participants and $250,000 in assets is 1.37% of assets, according to the 24th Edition of the 401k Averages Book, with data updated through September 30, 2023, and is inclusive of investment management fees, fund expense ratios, 12b-1 fees, sub-transfer agent fees, contract charges, wrap and advisor fees or any other asset based charges. Guideline’s managed portfolios have blended expense ratios ranging from 0.067% to 0.069% of assets under management. When combined with an assumed account fee of 0.15%, the estimated total AUM fees for one of Guideline’s managed portfolios can be under 0.22%. Alternative account fee pricing is available ranging from 0.15% to 0.35%. See our Form ADV 2A Brochure for more information regarding fees. Expense ratios for custom portfolios will vary. These expense ratios are subject to change by and paid to the fund(s). View full fund lineup.
*** Guideline's 3(16) fiduciary services are only available to clients who utilize an eligible payroll provider.
****All plans of related entities must be administered by Guideline in order to provide compliance testing.
***** May be adjusted annually by the IRS to account for cost-of-living adjustments. Learn more.
Pricing information was last updated on October 22, 2024