Assessment Report

Course Name
August, 2023
Subject
August, 2023
Total Marks
1/130
Question Count
130
Q1
Marks - 1 / 1
What is Revised ROI under Baroda Education Loan to Students of Premier Institutions (Baroda Gyan) for
identified premier institutes for category "AA" & "A" ? (Ref Circular - BCC:BR:115:441)
Multiple Choices
Question Feedback:
Correct Answer - Either BRLLR-20% or BRLLR-60% depending upon Premier Institute
Q2
Marks - 0 / 1
What is Revised Rate of Interest for Baroda Scholar Loans (Study Abroad ) for Premier Institutions? (Ref Circular
- BCC:BR:115:441)
Multiple Choices
Question Feedback:
Correct Answer - BRLLR+ 0.55%
Q3
Marks - 0 / 1
What is the minimum limit for Digital Personal Loan (LA 251)? (Ref Circular - BCC:BR:115:442)
Multiple Choices
Question Feedback:
Correct Answer - 50000
Q4
Marks - 0 / 1
What is the minimum Age of the Applicant to avail Digital Personal Loan? (Ref Circular - BCC:BR:115:442)
Multiple Choices
Question Feedback:
Correct Answer - 21
Q5
Marks - 0 / 1
What is the maximum tenure (in Months) of Digital Personal Loan? (Ref Circular - BCC:BR:115:442)
Multiple Choices
Question Feedback:
Correct Answer - 60
Q6
Marks - 0 / 1
Under the Directive of Credit Policy Committee, for Baroda Property Pride scheme, the portfolio with industrial
properties should be restricted to____ % of total portfolio. (Ref Circular - BCC:BR:115:443)
Multiple Choices
Question Feedback:
Correct Answer - 10
Q7
Marks - 0 / 1
Under the Directive of Credit Policy Committee, for Baroda Property Pride scheme, in case the exposure is being
considered with relaxation in age criteria such exposure should be restricted to____ % of total portfolio. (Ref
Circular - BCC:BR:115:443)
Multiple Choices
Question Feedback:
Correct Answer - 15
Q8
Marks - 0 / 1
Advances to Food & Agro units upto an aggregate sanctioned limit of Rs.______ Crores per borrower from the
banking system are to be categorized under Agriculture, as Per the extant guidelines of RBI. (Ref Circular -
BCC:BR:115:444)
Multiple Choices
Question Feedback:
Correct Answer - 100
Q9
Marks - 0 / 1
Our Bank has entered into a MoU with _______________ on 25th July, 2023 for opening of Salary & Pension
Accounts of their employees under Baroda Police Forces Salary package in Baroda Defence Salary Package
(SB186) scheme. (Ref Circular - BCC:BR:115:447)
Multiple Choices
Question Feedback:
Correct Answer - Uttarakhand Police
Q 10
Marks - 0 / 1
As per MOU signed with Uttarakhand Police for opening of Salaried account what is the maximum amount of
Sum Assured offered under complimentry life insurance cover benefit? (Ref Circular - BCC:BR:115:447)
Multiple Choices
Question Feedback:
Correct Answer - 5 Lacs
Q 11
Marks - 0 / 1
As per MOU signed with Uttarakhand Police for opening of Salaried account what is the maximum amount of
Sum Assured offered under complimentry Personal Accident insurance Benefit for deceased case of on duty
serving personnel? (Ref Circular - BCC:BR:115:447)
Multiple Choices
Question Feedback:
Correct Answer - 75 Lacs
Q 12
Marks - 0 / 1
As per MOU signed with Uttarakhand Police for opening of Salaried account what is the Age Limit to be eligible
for coverage of Personal Accidental Insurance Cover? (Ref Circular - BCC:BR:115:447)
Multiple Choices
Question Feedback:
Correct Answer - Up to 60 Years
Q 13
Marks - 0 / 1
As per MOU signed with Uttarakhand Police for opening of Pension account what is the maximum amount of
Sum Assured offered under complimentry Personal Accident insurance Benefit for deceased case of pension
holder of a retired personnel? (Ref Circular - BCC:BR:115:447)
Multiple Choices
Question Feedback:
Correct Answer - 30 Lacs
Q 14
Marks - 0 / 1
Which one of the following has been empanelled as property broker for sale of properties under SARFAESI Act
2002 and e-Auction service provider. (Ref Circular - BCC:BR:115:448)
Multiple Choices
Question Feedback:
Correct Answer - AUCTIONBAZAR.COM i.e. ARCA EMART PRIVATE LIMITED
Q 15
Marks - 0 / 1
What is the role of AUCTIONBAZAR.COM in the sale of seized assets under SARFAESI Act 2002? (Ref Circular
- BCC:BR:115:448)
Multiple Choices
Question Feedback:
Correct Answer - It is a property broker for the bank
Q 16
Marks - 0 / 1
Gold pledged by customers availing more than Rs. …… lacs of loan (singly or as a total of multiple loans) should
be re-assayed invariably by another assayer within -15- days of sanction. (Ref Circular - BCC:BR:115:451)
Multiple Choices
Question Feedback:
Correct Answer - 3
Q 17
Marks - 0 / 1
Gold pledged by customers availing more than Rs.2 lacs of loan (singly or as a total of multiple loans) should be
re-assayed invariably by another assayer within ……………. of sanction. (Ref Circular - BCC:BR:115:451)
Multiple Choices
Question Feedback:
Correct Answer - 15 days
Q 18
Marks - 0 / 1
Re-assaying of ………. of the pledged Gold ornaments/ jewellery/coin in the Gold Loan accounts sanctioned
during last quarter is to be carried out by an officer and assayer of another Branch. (Ref Circular -
BCC:BR:115:451)
Multiple Choices
Question Feedback:
Correct Answer - 25%
Q 19
Marks - 0 / 1
What segment of business Bank of Baroda is targeting with MOU of Kubota Agricultural Machinery India Private
Limited? (Ref Circular - BCC:BR:115:452)
Multiple Choices
Question Feedback:
Correct Answer - Farm mechanization
Q 20
Marks - 0 / 1
What is the name of Bank's Green Initiatives Theme & Logo . (Ref Circular - BCC:BR:115:453)
Multiple Choices
Question Feedback:
Correct Answer - Baroda Earth
Q 21
Marks - 0 / 1
On the occasion of Bank of Baroda's 116th Foundation Day "Baroda Earth" and its new logo was unveiled with
the tagline- (Ref Circular - BCC:BR:115:453)
Multiple Choices
Question Feedback:
Correct Answer - 'Banking for a Greener Planet'.
Q 22
Marks - 0 / 1
What is the main concern expressed in the document regarding the payout to Corporate DSA/Dealers/authorized
Car Dealers for car loan leads sourced to the Bank? (Ref Circular - BCC:BR:115:454)
Multiple Choices
Question Feedback:
Correct Answer - Delayed payouts are causing dissatisfaction among dealers.
Q 23
Marks - 0 / 1
Extension of empanelment of Detective Agent ADVARISK, a division of SLO technologies Pvt Ltd has been
renewed for another -1- year (Ref Circular - BCC:BR:115:455)
Multiple Choices
Question Feedback:
Correct Answer - TRUE
Q 24
Marks - 0 / 1
IFLIC has recently launched ………………. Plan to provide a regular income till the end of the policy term (Ref
Circular - BCC:BR:115:459)
Multiple Choices
Question Feedback:
Correct Answer - GOLD
Q 25
Marks - 0 / 1
Three Income Options in IFLIC GOLD Topup Plan are (Ref Circular - BCC:BR:115:459)
Multiple Choices
Question Feedback:
Correct Answer - Immediate Income, Intermediate Income and Deferred Income Options
Q 26
Marks - 0 / 1
Which is not the Salient Features of the IFLIC GOLD Top-up Plan (Ref Circular - BCC:BR:115:459)
Multiple Choices
Question Feedback:
Correct Answer - Enhanced Benefit for Minor
Q 27
Marks - 0 / 1
Minimum Age at Maturity for IFLIC GOLD Top-up Plan (Ref Circular - BCC:BR:115:459)
Multiple Choices
Question Feedback:
Correct Answer - 30 Years
Q 28
Marks - 0 / 1
Maximum Age at Maturity for IFLIC GOLD Top-up Plan (Ref Circular - BCC:BR:115:459)
Multiple Choices
Question Feedback:
Correct Answer - 90 Years
Q 29
Marks - 0 / 1
Bob World "Pudhumai penn" Debit Card under Rupay Platinum can be issued for Saving A/c having Scheme
Code ………… with constitution code as 'TNGSS'. (Ref Circular - BCC:BR:115:461)
Multiple Choices
Question Feedback:
Correct Answer - SB-138
Q 30
Marks - 0 / 1
The Issuance Fee of Bob World "Pudhumai penn" Debit Card under Rupay Platinum is (Ref Circular -
BCC:BR:115:461)
Multiple Choices
Question Feedback:
Correct Answer - Nil
Q 31
Marks - 0 / 1
The Annual Fee of Bob World "Pudhumai penn" Debit Card under Rupay Platinum is (Ref Circular -
BCC:BR:115:461)
Multiple Choices
Question Feedback:
Correct Answer - Rs.300/-
Q 32
Marks - 0 / 1
The Re-issuance Fee of Bob World "Pudhumai penn" Debit Card under Rupay Platinum is (Ref Circular -
BCC:BR:115:461)
Multiple Choices
Question Feedback:
Correct Answer - Rs.200/-
Q 33
Marks - 0 / 1
Maximum Per day cash withdrawal limit in Bob World "Pudhumai penn" Debit Card under Rupay Platinum is (Ref
Circular - BCC:BR:115:461)
Multiple Choices
Question Feedback:
Correct Answer - Rs.50,000/-
Q 34
Marks - 0 / 1
Maximum per transaction limit on our ATMs in Bob World "Pudhumai penn" Debit Card under Rupay Platinum is
(Ref Circular - BCC:BR:115:461)
Multiple Choices
Question Feedback:
Correct Answer - Rs.15,000/-
Q 35
Marks - 0 / 1
Maximum per transaction limit on other Bank's ATM in Bob World "Pudhumai penn" Debit Card under Rupay
Platinum is (Ref Circular - BCC:BR:115:461)
Multiple Choices
Question Feedback:
Correct Answer - Rs.10,000/-
Q 36
Marks - 0 / 1
Maximum Per day limit at POS/Ecom in Bob World "Pudhumai penn" Debit Card under Rupay Platinum is (Ref
Circular - BCC:BR:115:461)
Multiple Choices
Question Feedback:
Correct Answer - Rs.1,00,000/-
Q 37
Marks - 0 / 1
Maximum number of cash withdrawals allowed per day in Bob World "Pudhumai penn" Debit Card under Rupay
Platinum is (Ref Circular - BCC:BR:115:461)
Multiple Choices
Question Feedback:
Correct Answer - 10
Q 38
Marks - 0 / 1
Maximum per txn limit using Contactless mode in Bob World "Pudhumai penn" Debit Card under Rupay Platinum
is (Ref Circular - BCC:BR:115:461)
Multiple Choices
Question Feedback:
Correct Answer - Rs.5,000/-
Q 39
Marks - 0 / 1
No. of daily Contactless txn Limit in Bob World "Pudhumai penn" Debit Card under Rupay Platinum is (Ref
Circular - BCC:BR:115:461)
Multiple Choices
Question Feedback:
Correct Answer - 5
Q 40
Marks - 0 / 1
Personal accident and total disability cover of …………. is available in Bob World "Pudhumai penn" Debit Card
under Rupay Platinum. (Ref Circular - BCC:BR:115:461)
Multiple Choices
Question Feedback:
Correct Answer - Rs. 2 Lacs
Q 41
Marks - 0 / 1
During MSME Udaan, Concession up to 100% in processing charges can be considered by …………………. only
for NTB involving takeover from other Banks and win back cases in Externally Rated accounts as CMR1-4 or
BBB & Internally Rated as CR1-4 (Ref Circular - BCC:BR:115:463)
Multiple Choices
Question Feedback:
Correct Answer - ZOCC
Q 42
Marks - 0 / 1
During MSME Udaan, Concession up to 100% in processing charges can be considered by ……………. only for
NTB involving takeover from other Banks and win back cases Externally Ranked/Rated as CMR-5 or BB &
Internally Rated as CR-5 (Ref Circular - BCC:BR:115:463)
Multiple Choices
Question Feedback:
Correct Answer - COCC - GM
Q 43
Marks - 0 / 1
Authentication mechanism for Beneficiary addition in bob World Internet for a Retail Customer is through (Ref
Circular - BCC:BR:115:465)
Multiple Choices
Question Feedback:
Correct Answer - Split OTP + Transaction Password
Q 44
Marks - 0 / 1
Click odd option out -What is the most appropriate course of action upon receiving WhatsApp messages
requesting the execution of financial transactions purported to be sent by Senior Executives of the Bank? (Ref
Circular - BCC:BR:115:471)
Multiple Choices
Question Feedback:
Correct Answer - Immediately initiate the requested financial transaction, as it is sent by Senior Executives
Q 45
Marks - 0 / 1
In our Bank what does RAPC stand for ……? (Ref Circular - BCC:BR:115:473)
Multiple Choices
Question Feedback:
Correct Answer - Retail Assets Processing Centre
Q 46
Marks - 0 / 1
What does RAAC stand for ….. (Ref Circular - BCC:BR:115:473)
Multiple Choices
Question Feedback:
Correct Answer - etail Assets Approval Committee
Q 47
Marks - 0 / 1
What is the primary issue observed regarding e-Auctions of properties in Symbolic Possession, which leads to
either cancel e-Auction and return the auction amount with interest? (Ref Circular - BCC:BR:115:479)
Multiple Choices
Question Feedback:
Correct Answer - Failure to deliver physical possession to successful bidders
Q 48
Marks - 0 / 1
What action generally the Bank have to take when complaints are made about non-delivery of possession of
auctioned property in SARFAESI Act? (Ref Circular - BCC:BR:115:479)
Multiple Choices
Question Feedback:
Correct Answer - Cancel the auction and return the auction amount with interest
Q 49
Marks - 0 / 1
What is the advised course of action for Branches regarding the e-Auction of properties in Symbolic Possession
under SARFAESI Act? (Ref Circular - BCC:BR:115:479)
Multiple Choices
Question Feedback:
Correct Answer - Branches are advised not to put the properties for e-Auction on Symbolic Possession
Q 50
Marks - 0 / 1
Which of the following is/are correct regarding Rate of Interest applicable for staff under public scheme wef
22.08.2023 (Ref Circular - BCC:BR:115:480)
Multiple Choices
Question Feedback:
Correct Answer - All of the above
Q 51
Marks - 0 / 1
The revised rate of Interest for staff members availing Home Loan under public scheme will be……………….wef
22.08.2023. (Ref Circular - BCC:BR:115:480)
Multiple Choices
Question Feedback:
Correct Answer - BRLLR or best rate being offered to public, whichever is lower
Q 52
Marks - 0 / 1
Which of the following document is required to view total SCSS investment amount of the customer in GBM?
(Ref Circular - BCC:BR:115:481)
Multiple Choices
Question Feedback:
Correct Answer - either PAN or Aadhaar No.along with Mobile No./Date of Birth
Q 53
Marks - 0 / 1
How we can view total investment done by a customer in SCSS scheme? (Ref Circular - BCC:BR:115:481)
Multiple Choices
Question Feedback:
Correct Answer - using GBM
Q 54
Marks - 0 / 1
Is premature Closur allowed in PPF account? (Ref Circular - BCC:BR:115:482)
Multiple Choices
Question Feedback:
Correct Answer - Yes
Q 55
Marks - 0 / 1
Which form to be used for pre-mature closure of PPF Account? (Ref Circular - BCC:BR:115:482)
Multiple Choices
Question Feedback:
Correct Answer - Form-5
Q 56
Marks - 0 / 1
Which of the following reasons are correct due to which pre-mature closure of PPF account is allowed? (Ref
Circular - BCC:BR:115:482)
Multiple Choices
Question Feedback:
Correct Answer - All of the above are correct
Q 57
Marks - 0 / 1
Is premature Closur option is aviliable in GBM Module for PPF account? (Ref Circular - BCC:BR:115:482)
Multiple Choices
Question Feedback:
Correct Answer - Yes
Q 58
Marks - 0 / 1
Is premature Closur option is aviliable for NRI in GBM Module for PPF account? (Ref Circular - BCC:BR:115:482)
Multiple Choices
Question Feedback:
Correct Answer - NO
Q 59
Marks - 0 / 1
Penalty for pre mature closure of PPF account is……………... (Ref Circular - BCC:BR:115:482)
Multiple Choices
Question Feedback:
Correct Answer - interest in the account shall be allowed at a rate which shall be lower by one per cent than the
rate at which interest has been credited in the account.
Q 60
Marks - 0 / 1
Can we renew Baroda Contractor scheme? (Ref Circular - BCC:BR:115:484)
Multiple Choices
Question Feedback:
Correct Answer - Renewal of the scheme without any additional changes/ modifications is allowed
Q 61
Marks - 0 / 1
Customers who wish to exercise the one-time option to change credit card billing cycle need to write on the
mail………………… (Ref Circular - BCC:BR:115:486)
Multiple Choices
Question Feedback:
Correct Answer - crm@bobfinancial.com
Q 62
Marks - 0 / 1
Which of the following new dates are aviliable for billing cycle for credit card bill payment as a one time option for
the customers? (Ref Circular - BCC:BR:115:486)
Multiple Choices
Question Feedback:
Correct Answer - 16,18,25
Q 63
Marks - 0 / 1
If a customer choose 16th as a billing date of every month , and month has 31 days than what will be the due
date for payment of credut card bill? (Ref Circular - BCC:BR:115:486)
Multiple Choices
Question Feedback:
Correct Answer - 4th of the following month
Q 64
Marks - 0 / 1
If a customer choose 18th as a billing date of every month , and month has 30 days than what will be the due
date for payment of credut card bill? (Ref Circular - BCC:BR:115:486)
Multiple Choices
Question Feedback:
Correct Answer - 7th of the following month
Q 65
Marks - 0 / 1
If a customer choose 25th as a billing date of every month , and month has 29 days(February) than what will be
the due date for payment of credut card bill? (Ref Circular - BCC:BR:115:486)
Multiple Choices
Question Feedback:
Correct Answer - 15th of the following month
Q 66
Marks - 0 / 1
What is/are the Necessary CBS level checks before initiating journey through branch assistance applicable for
ETB Pre-Approved as well as ETB Non Pre-Approved? (Ref Circular - BCC:BR:115:487)
Multiple Choices
Question Feedback:
Correct Answer - All of the above
Q 67
Marks - 0 / 1
The minimum Loan amount for Pre-Approved Auto Loan is Rs………….. (Ref Circular - BCC:BR:115:487)
Multiple Choices
Question Feedback:
Correct Answer - 1.00 Lakh
Q 68
Marks - 0 / 1
What is the menu to creat Limit node in CBS? (Ref Circular - BCC:BR:115:490)
Multiple Choices
Question Feedback:
Correct Answer - HLNM
Q 69
Marks - 0 / 1
Which of the following menu is used to view limit nod created ? (Ref Circular - BCC:BR:115:490)
Multiple Choices
Question Feedback:
Correct Answer - HLTL
Q 70
Marks - 0 / 1
Which of the following menu is used to link the BG with limit node ? (Ref Circular - BCC:BR:115:490)
Multiple Choices
Question Feedback:
Correct Answer - OGM
Q 71
Marks - 0 / 1
Which of the following menu is used to link the LC with limit node? (Ref Circular - BCC:BR:115:490)
Multiple Choices
Question Feedback:
Correct Answer - ODCM
Q 72
Marks - 0 / 1
Wherever limit nodes are maintained, the Drawing Power Indicator at account level should be…………… (Ref
Circular - BCC:BR:115:490)
Multiple Choices
Question Feedback:
Correct Answer - P-Parent
Q 73
Marks - 0 / 1
Which of the following menu is used to know the account linked with limit node? (Ref Circular - BCC:BR:115:490)
Multiple Choices
Question Feedback:
Correct Answer - HLNDI
Q 74
Marks - 0 / 1
Which of the following menu is used to delink the BG with limit node ? (Ref Circular - BCC:BR:115:490)
Multiple Choices
Question Feedback:
Correct Answer - OGM
Q 75
Marks - 0 / 1
Which of the following menu is used to delink the LC with limit node? (Ref Circular - BCC:BR:115:490)
Multiple Choices
Question Feedback:
Correct Answer - ODCM
Q 76
Marks - 0 / 1
As per Rule 3 of Income Tax Rules, 1962 on Valuation of perquisite against residential accommodation provided
to employees where the accommodation is owned by the employer Where accommodation is unfurnished is
based on ……………….. (Ref Circular - BCC:BR:115:491)
Multiple Choices
Question Feedback:
Correct Answer - All of the above
Q 77
Marks - 0 / 1
As per our bank's guidelines ,full waiver of issuance fees for Baroda FASTag only for commercial vehicles is
aviliable till ……………… (Ref Circular - BCC:BR:115:492)
Multiple Choices
Question Feedback:
Correct Answer - 45473
Q 78
Marks - 0 / 1
What is the maximum commision payout is given to dealers if they are issuing 1-25 fasttag for car in a month?
(Ref Circular - BCC:BR:115:492)
Multiple Choices
Question Feedback:
Correct Answer - Rs. 100/- per Tag issuance
Q 79
Marks - 0 / 1
What is the maximum commision payout is given to dealers if they are issuing 1-25 fasttag for Commercial
Vechile in a month? (Ref Circular - BCC:BR:115:492)
Multiple Choices
Question Feedback:
Correct Answer - Rs. 150/- per Tag issuance
Q 80
Marks - 0 / 1
What is the toll free number of BFSL, for enabling merchants to directly reach to them for any transaction related
complaints? (Ref Circular - BCC:BR:115:495)
Multiple Choices
Question Feedback:
Correct Answer - 1800-223-225
Q 81
Marks - 0 / 1
Digital On-boarding Solution for POS Merchants, e-Stamping & e-Signing will be done by the merchant through
______. (Ref Circular - BCC:BR:115:495)
Multiple Choices
Question Feedback:
Correct Answer - The link sent on their registered email id
Q 82
Marks - 0 / 1
Under the Digital On-boarding Solution for POS Merchants, what is the TAT for Approval for Sanction, if no
concession is involved? (Ref Circular - BCC:BR:115:495)
Multiple Choices
Question Feedback:
Correct Answer - 30 minutes
Q 83
Marks - 0 / 1
Under the Digital On-boarding Solution for POS Merchants, what is the TAT for MID/ TID generation? (Ref
Circular - BCC:BR:115:495)
Multiple Choices
Question Feedback:
Correct Answer - 1 Day
Q 84
Marks - 0 / 1
As per the guidelines regarding updation of Ancillary Business based Information of MSME Customers, which
service is not there in the table to be incorporated in the Credit Proposals? (Ref Circular - BCC:BR:115:496)
Multiple Choices
Question Feedback:
Correct Answer - Term Insurance
Q 85
Marks - 0 / 1
As per the guidelines regarding updation of Ancillary Business based Information of MSME Customers in the
Credit Proposals, if the CMS facility has been obtained by the Borrower, which information is not there in the
format? (Ref Circular - BCC:BR:115:496)
Multiple Choices
Question Feedback:
Correct Answer - Since when the customer is using this service
Q 86
Marks - 0 / 1
Regarding e-Auction of properties in Symbolic Possession, possession of vacant plots/site be considered
as______. (Ref Circular - BCC:BR:115:498)
Multiple Choices
Question Feedback:
Correct Answer - Physical Possession
Q 87
Marks - 0 / 1
In case auction gets successful, sale of vacant plots/site should not be confirmed in favour of auction purchaser
unless Authorised Officer is confident to deliver the physical possession to Auction Purchaser within a
reasonable time i.e. __________. (Ref Circular - BCC:BR:115:498)
Multiple Choices
Question Feedback:
Correct Answer - 3 Month
Q 88
Marks - 0 / 1
Scheme for financing Textile Units has been renewed at existing terms & conditions _______ (Ref Circular -
BCC:BR:115:499)
Multiple Choices
Question Feedback:
Correct Answer - Without any additional changes
Q 89
Marks - 0 / 1
To allow the benefits of the scheme for financing Textile Units, updation of ______________ in the accounts
sanctioned under this scheme is mandatory. (Ref Circular - BCC:BR:115:499)
Multiple Choices
Question Feedback:
Correct Answer - Both scheme code and account label code
Q 90
Marks - 0 / 1
As per the modification in Baroda loan against Future Rent Receivables (FRR) Retail Scheme, what is the
exposure cap till 31.03.2024? (Ref Circular - BCC:BR:115:500)
Multiple Choices
Question Feedback:
Correct Answer - Rs 4000 crore
Q 91
Marks - 0 / 1
As per the modification in Baroda loan against Future Rent Receivables (FRR) Retail Scheme, if the exposure is
upto Rs. 25 Crore, the maximum period for the future rent of aggregate period of unexpired lease period can be
____ (Ref Circular - BCC:BR:115:500)
Multiple Choices
Question Feedback:
Correct Answer - Upto 10 Years
Q 92
Marks - 0 / 1
As per the modification in Baroda loan against Future Rent Receivables (FRR) Retail Scheme, if the exposure is
above Rs. 25 Crore, the maximum period for the future rent of aggregate period of unexpired lease period can be
____ (Ref Circular - BCC:BR:115:500)
Multiple Choices
Question Feedback:
Correct Answer - Upto 15 Years
Q 93
Marks - 0 / 1
As per the modification in Baroda loan against Future Rent Receivables (FRR) Retail Scheme, based on which
document, any period beyond the lease period can be accepted? (Ref Circular - BCC:BR:115:500)
Multiple Choices
Question Feedback:
Correct Answer - Either of the Renewal clause or Letter of Intent (LOI)
Q 94
Marks - 0 / 1
As per Scheme for Financing under Agriculture Infrastructure Fund (AIF), what is the Quantum of Loan amount?
(Ref Circular - BCC:BR:115:502)
Multiple Choices
Question Feedback:
Correct Answer - Need based
Q 95
Marks - 0 / 1
As per Scheme for Financing under Agriculture Infrastructure Fund (AIF), what should be the minimum margin?
(Ref Circular - BCC:BR:115:502)
Multiple Choices
Question Feedback:
Correct Answer - 10% of the project cost
Q 96
Marks - 0 / 1
As per Scheme for Financing under Agriculture Infrastructure Fund (AIF), what is the maximum Loan Tenure?
(Ref Circular - BCC:BR:115:502)
Multiple Choices
Question Feedback:
Correct Answer - 15 years
Q 97
Marks - 0 / 1
As per Scheme for Financing under Agriculture Infrastructure Fund (AIF), what is the loan limit for Interest
Subvention? (Ref Circular - BCC:BR:115:502)
Multiple Choices
Question Feedback:
Correct Answer - Rs. 2.00 crores
Q 98
Marks - 0 / 1
As per the Agriculture Infrastructure Fund (AIF) scheme guidelines, what is the TAT for Banks to update their
decision (Sanction/Rejection) on the portal? (Ref Circular - BCC:BR:115:502)
Multiple Choices
Question Feedback:
Correct Answer - 60 Days
Q 99
Marks - 0 / 1
As per the Agriculture Infrastructure Fund (AIF) Scheme, Interest Subvention will be available for a period of?
(Ref Circular - BCC:BR:115:502)
Multiple Choices
Question Feedback:
Correct Answer - 7 years
Q 100
Marks - 0 / 1
Scheme for Financing under Animal Husbandry Infrastructure Development Fund, what can be nature of facility?
(Ref Circular - BCC:BR:115:502)
Multiple Choices
Question Feedback:
Correct Answer - Term loan
Q 101
Marks - 0 / 1
As per Scheme for Financing under Animal Husbandry Infrastructure Development Fund, what is the maximum
repayment period? (Ref Circular - BCC:BR:115:502)
Multiple Choices
Question Feedback:
Correct Answer - 10 years
Q 102
Marks - 0 / 1
As per Scheme for Financing under Animal Husbandry Infrastructure Development Fund, what is the minimum
margin required for Medium enterprises? (Ref Circular - BCC:BR:115:502)
Multiple Choices
Question Feedback:
Correct Answer - 0.15
Q 103
Marks - 0 / 1
As per Scheme for Financing under Animal Husbandry Infrastructure Development Fund, what would be the
guarantee coverage provided by NABSanrakshan Trust? (Ref Circular - BCC:BR:115:502)
Multiple Choices
Question Feedback:
Correct Answer - Upto 25%
Q 104
Marks - 0 / 1
Which department will provide interest subvention under the Scheme for Financing under Animal Husbandry
Infrastructure Development Fund? (Ref Circular - BCC:BR:115:502)
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Question Feedback:
Correct Answer - Department of Animal Husbandry and Dairy
Q 105
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As per the Scheme for Financing Facility under PM Formalization of Micro Food Processing Enterprises (PM
FME Scheme), what should be the minimum margin? (Ref Circular - BCC:BR:115:502)
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Question Feedback:
Correct Answer - 10% of the project cost
Q 106
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Under the Scheme for Financing Facility under PM Formalization of Micro Food Processing Enterprises (PM
FME Scheme), Capital Subsidy in the form of Grant of 35% on project cost subject to maximum of______. (Ref
Circular - BCC:BR:115:502)
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Question Feedback:
Correct Answer - Rs.10 lakhs per unit
Q 107
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Under the Scheme for Financing Facility under PM Formalization of Micro Food Processing Enterprises (PM
FME Scheme), what is the maximum repayment period? (Ref Circular - BCC:BR:115:502)
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Question Feedback:
Correct Answer - 7 years
Q 108
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Under the PM FME Scheme, what is the provision of financial assistance for the preparation of DPR? (Ref
Circular - BCC:BR:115:502)
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Question Feedback:
Correct Answer - Rs. 50,000/-
Q 109
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To finance under the ‘Scheme for Financing Compressed Bio-Gas (CBG) Plants under Sustainable Alternative
towards Affordable Transportation (SATAT)’, what should be the minimum Internal Rating? (Ref Circular -
BCC:BR:115:502)
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Question Feedback:
Correct Answer - BOB 6/ MSMEBOB 6
Q 110
Marks - 0 / 1
As per the Pradhan Mantri Kisan Urja Suraksha Evam Uthaan Mahabhiyaan (PM- KUSUM) Scheme, what is the
minimum margin required for financing for Component A? (Ref Circular - BCC:BR:115:502)
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Question Feedback:
Correct Answer - 30%
Q 111
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As per the Scheme for Financing Pradhan Mantri Matsya Sampada Yojana (PMMSY), what is the minimum
margin requirement? (Ref Circular - BCC:BR:115:502)
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Question Feedback:
Correct Answer - 15%
Q 112
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Under the Scheme for Financing Pradhan Mantri Matsya Sampada Yojana (PMMSY), the proposal (DPR/SCP)
should be submitted to ________. (Ref Circular - BCC:BR:115:502)
Multiple Choices
Question Feedback:
Correct Answer - District Fisheries Office of respective state
Q 113
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As per the Guidelines on the Sovereign Gold Bond Scheme issued by the Reserve Bank of India, premature
redemption of the gold bonds is permitted after how many years from the date of issue of such bonds? (Ref
Circular - BCC:BR:115:503)
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Question Feedback:
Correct Answer - 5 Years
Q 114
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Which of the following is not a due-diligence required in mortgage of immovable securities obtained to secure
advances? (Ref Circular - BCC:BR:115:504)
Multiple Choices
Question Feedback:
Correct Answer - Undivided joint property can be mortgaged without taking guarantee/ NOC of other co-owners
Q 115
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According to the Supply Chain Finance Product guidelines, at what frequency Spoke Audit to be carried out for
Dealer Finance accounts? (Ref Circular - BCC:BR:115:507)
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Question Feedback:
Correct Answer - Annually
Q 116
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Hindi, written in Devnagari Script was adopted as the Official Language of the Union by the Constituent
Assembly on (Ref Circular - HO:BR:115:203)
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Question Feedback:
Correct Answer - 14th September, 1949
Q 117
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Which of the following is not correct? (Ref Circular - HO:BR:115:206)
Multiple Choices
Question Feedback:
Correct Answer - BC Agent can operate from Branch/ATM premises.
Q 118
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Link branch to BC should ensure immediate verification and authentication through FREEREC menu and ensure
that no account remains in "FREEZE" status for more than ……….. (Ref Circular - HO:BR:115:206)
Multiple Choices
Question Feedback:
Correct Answer - 3 days
Q 119
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Which insurance company has renewed the policies Bank's Moveable & Immoveable Assets? (Ref Circular -
HO:BR:115:207)
Multiple Choices
Question Feedback:
Correct Answer - ICICI Lombard General Insurance Company Limited
Q 120
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What types of risks are covered under the Standard Fire & Special Perils Policy for Bank's Moveable &
Immoveable Assets? (Ref Circular - HO:BR:115:207)
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Question Feedback:
Correct Answer - Fire, lighting, explosion, aircraft damage, and more
Q 121
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What is the recommended method for reporting a claim of Bank's asset to the insurance company within 48
hours? (Ref Circular - HO:BR:115:207)
Multiple Choices
Question Feedback:
Correct Answer - Email to insurance.ho@bankofbaroda.com
Q 122
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Which of the following is the focus of the Baroda Alokchandra award for our bank employees? (Ref Circular -
HO:BR:115:211)
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Question Feedback:
Correct Answer - Courage and bravery while performing bank duties
Q 123
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Baroda Alokchandra award constitute …… (Ref Circular - HO:BR:115:211)
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Question Feedback:
Correct Answer - Gold Medallion and a cash award of Rs. 1,00,000?
Q 124
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Baroda Alokchandra award institutionalized in ….. Year (Ref Circular - HO:BR:115:211)
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Question Feedback:
Correct Answer - 2018
Q 125
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Which of the following is New Menu is introduce to Cancel / Inquire the pending Audit File ? Inquiry (AFI) records·
(Ref Circular - HO:BR:115:216)
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Question Feedback:
Correct Answer - AFIUPD
Q 126
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The 'AFIUPD' menu is developed to mitigate the which of the following issues:- (Ref Circular - HO:BR:115:216)
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Question Feedback:
Correct Answer - All of the above
Q 127
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For Fresh Enrolment of PMJJBY & PMSBY, branches have to use which of the following options? (Ref Circular -
HO:BR:115:219)
Multiple Choices
Question Feedback:
Correct Answer - Jansuraksha Portal
Q 128
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RBI has developed a Centralized web portal i.e. _________ to facilitate and make it easier for public to search
their unclaimed deposits across multiple banks at one place. (Ref Circular - HO:BR:115:223)
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Question Feedback:
Correct Answer - UDGAM
Q 129
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The full form of UDGAM - a Centralized Web Portal for searching Unclaimed Deposits is ….. (Ref Circular -
HO:BR:115:223)
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Question Feedback:
Correct Answer - Unclaimed Deposits - Gateway to Access inforMation
Q 130
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For registration by the user in UDGAM portal ____________ is mandatory. (Ref Circular - HO:BR:115:223)
Multiple Choices
Question Feedback:
Correct Answer - Mobile Number