KEY FACTS STATEMENT
This Key Fact Sheet (“KFS”) is applicable on the limit-based loan facility applied by the
Borrower through “BharatPe” app:
Aditya Birla Finance Limited
Aditya Birla Finance Ltd. (A Subsidiary of Aditya Birla
Lender Capital Ltd.), One World Centre, Tower 1-C, 18th Floor,
841 Jupiter Mill Compound, Senapati Bapat Marg,
Elphinstone Road, Mumbai - 400013
Service Provider (LSP) Resilient Innovations Private Limited
Digital Lending Web and/or mobile based platform “BharatPe” owned,
Application (DLA) developed, and operated by the LSP
Loan Amount Rs. 10000.0 (Rupees Ten Thousands Only)
2.0% of the loan Amount i.e. Rs. 200.0/- (Rupees Two
Processing Fees Hundred Only)
(Inclusive of taxes) The Processing Fees is a one-time fee and shall be non-
refundable.
Interest Rate (applied on
2.3 % per month
a simple interest basis)
Annualized Percentage
Annualized Percentage Rate 54.93 % per annum
Rate
Total Interest charged
during the Tenure of the Rs. 710.0/- (Rupees Seven Hundred Ten Only)
Loan
Total Amount to be paid
by the Borrower during
Rs 10710.0 /- (Rupees Ten Thousands Seven Hundred Ten
the Tenure (along with
Only)
interest & processing
fees)
Rs. 9800.0/- (Rupees Nine Thousand Eight Hundred Only)
Net Disbursed Amount *Interest will be applicable on the Loan Amount as
communicated above
Deduction of Instalment Amount from the daily BharatPe
POS & QR settlements
Repayment Mode *Borrower expressely authorizes LSP to make such
deduction of Instalment Amount and make payment to the
Lender
Instalment Amount Rs. 119.0 /- (Rupees One Hundred Nineteen Only)
Instalment Frequency Daily
90 equal daily instalments (Please refer to Repayment
Number of Instalments
Schedule attached)
Default Interest N/A
Pre-Payment/Foreclosure Foreclosure is allowed with no charges
3 days from the disbursal of the Loan
*Please note proportionate interest & other charges
Cooling Off Period including the processing fees (other than pre-
payment/foreclosure charges) will be levied during the
Cooling Off period.
Tenure 3 months
Resilient Innovations Private Limited
*Please note that Recovery Agent (and/or its authorized
Recovery Agent representatives/entities) has been authorized by the Lender
to contact for default in repayments. Kindly make payment
on or before Due Date
For Lender
Ms. Smita Nadkarni
grievance.finance@adityabirlacapital.com ; 080-45860196
; 10-6pm, Monday to Saturday (* only on odd Saturdays)
For LSP
Level 1- http://bharatpe.in/bpsupport
Grievance Redressal
Level 2- Customer Support Centre- +91-8882555444 (if
level 1 does not resolve in 10 days)
Level 3- Mr. Ankit Parnami- Nodal Officer (if Level 2
does not resolve in 10 days)
nodalofficer@bharatpe.com ; 8851681932
If compliant remains unresolved for 30 days, the Borrower
may escalate to RBI Complaints portal at
https://cms.rbi.org.in/
*For more detailed information, please refer to the Sanction Letter & Loan Agreement for the
loan facility. This Key Fact Statement needs to be read along with the Sanction Letter & Loan
Agreement.
Repayment Schedule
Outstanding Principal Instalment (in
Instalment No. Principal (in Rupees) Interest (in Rupees)
(in Rupees) Rupees)
1 10000.0 103.74 15.26 119
2 9896.26 103.9 15.1 119
3 9792.36 104.06 14.94 119
4 9688.3 104.22 14.78 119
5 9584.08 104.38 14.62 119
6 9479.7 104.54 14.46 119
7 9375.16 104.69 14.31 119
8 9270.47 104.85 14.15 119
9 9165.62 105.01 13.99 119
10 9060.61 105.17 13.83 119
11 8955.44 105.34 13.66 119
12 8850.1 105.5 13.5 119
13 8744.6 105.66 13.34 119
14 8638.94 105.82 13.18 119
15 8533.12 105.98 13.02 119
16 8427.14 106.14 12.86 119
17 8321.0 106.3 12.7 119
18 8214.7 106.47 12.53 119
19 8108.23 106.63 12.37 119
20 8001.6 106.79 12.21 119
21 7894.81 106.95 12.05 119
22 7787.86 107.12 11.88 119
23 7680.74 107.28 11.72 119
24 7573.46 107.44 11.56 119
25 7466.02 107.61 11.39 119
26 7358.41 107.77 11.23 119
27 7250.64 107.94 11.06 119
28 7142.7 108.1 10.9 119
29 7034.6 108.27 10.73 119
30 6926.33 108.43 10.57 119
31 6817.9 108.6 10.4 119
32 6709.3 108.76 10.24 119
33 6600.54 108.93 10.07 119
34 6491.61 109.09 9.91 119
35 6382.52 109.26 9.74 119
36 6273.26 109.43 9.57 119
37 6163.83 109.59 9.41 119
38 6054.24 109.76 9.24 119
39 5944.48 109.93 9.07 119
40 5834.55 110.1 8.9 119
41 5724.45 110.26 8.74 119
42 5614.19 110.43 8.57 119
43 5503.76 110.6 8.4 119
44 5393.16 110.77 8.23 119
45 5282.39 110.94 8.06 119
46 5171.45 111.11 7.89 119
47 5060.34 111.28 7.72 119
48 4949.06 111.45 7.55 119
49 4837.61 111.62 7.38 119
50 4725.99 111.79 7.21 119
51 4614.2 111.96 7.04 119
52 4502.24 112.13 6.87 119
53 4390.11 112.3 6.7 119
54 4277.81 112.47 6.53 119
55 4165.34 112.64 6.36 119
56 4052.7 112.82 6.18 119
57 3939.88 112.99 6.01 119
58 3826.89 113.16 5.84 119
59 3713.73 113.33 5.67 119
60 3600.4 113.51 5.49 119
61 3486.89 113.68 5.32 119
62 3373.21 113.85 5.15 119
63 3259.36 114.03 4.97 119
64 3145.33 114.2 4.8 119
65 3031.13 114.37 4.63 119
66 2916.76 114.55 4.45 119
67 2802.21 114.72 4.28 119
68 2687.49 114.9 4.1 119
69 2572.59 115.07 3.93 119
70 2457.52 115.25 3.75 119
71 2342.27 115.43 3.57 119
72 2226.84 115.6 3.4 119
73 2111.24 115.78 3.22 119
74 1995.46 115.95 3.05 119
75 1879.51 116.13 2.87 119
76 1763.38 116.31 2.69 119
77 1647.07 116.49 2.51 119
78 1530.58 116.66 2.34 119
79 1413.92 116.84 2.16 119
80 1297.08 117.02 1.98 119
81 1180.06 117.2 1.8 119
82 1062.86 117.38 1.62 119
83 945.48 117.56 1.44 119
84 827.92 117.74 1.26 119
85 710.18 117.92 1.08 119
86 592.26 118.1 0.9 119
87 474.16 118.28 0.72 119
88 355.88 118.46 0.54 119
89 237.42 118.64 0.36 119
90 118.78 118.78 0.22 119
Borrower Name ARBAZ KHAN
Date 09-04-2023
Mobile No. for OTP 918123722486
Platform BHARATPE
IP Address 2409:40f2:100d:fe62:8000::
Location 12.3287204, 76.6852241
Time Stamp Sun Apr 09 11:17:50 IST 2023
Loan ID BPL0904234803717
