F I R S T
Classic
Credit Card
Begin
Things FIRST
FIRST
your super
rewarding
02 04 06
Rewards
Super
journey
Saver Benefits
Super
01 Super
Rewards 03 Super
Privileges 05 Super
Offers
Privileges
Super
Convenience
Super
FIRST Super
Super
Saver
Things FIRST Convenience
Benefits
Super Offers
FIRST Things FIRST - Begin your
Super Rewarding Journey
Things FIRST
FIRST
Claim your Welcome Benefits
Welcome voucher worth `500 on spending `15,000 within
Rewards
Super
90 days of card set-up
Get 5% cash back up to `1,000 on the transaction value of first EMI
done within 90 days of card set-up
Saver Benefits
Super
Know more
To use your card, you would need to
Privileges
Super
Download the IDFC FIRST Mobile Banking App
Convenience
Generate the Credit Card PIN for merchant
outlet & ATM transactions
Super
Enable your Credit Card for online
& contactless transactions
Super Offers
Alternatively, please call 1860 258 2000
Things FIRST
FIRST
Rewards which are
Never Expiring | Limitless | Easy to Redeem
Rewards
Super
6X
10X
on online spends
*
Saver Benefits
3X
Super
offline purchases
and rental spends
on incremental spends
> `20,000 per billing cycle on spends up to `20,000
Privileges
Super
Reward points 10X Reward Points
that will never expire on your Birthday
Convenience
Instant Redemption at partner stores
Super
and online transactions
1X = 1 Reward point per `150 spent | 1 Reward point = ` 0.25
Super Offers
• Reward program not applicable on Fuel, Insurance, EMI transactions & Cash withdrawals
• Rental and Property management transactions will not be a part of 10X Reward program
and 10X threshold calculations. However, such transactions will earn 3X Reward Points
Things FIRST
FIRST
Super Saver
Rewards
Super
Benefits for
More Smiles
Saver Benefits
Super
Lower Interest Rate* (APR)
starting at 9% per annum i.e.
0.75% per month
Interest-free ATM Cash Withdrawal
for up to 48 days
Privileges
Super
Lifetime Free Credit Card
Convenience
Super
Super Offers
*Please refer to your Credit Card mailer for Interest Rate applicable to you
Things FIRST
FIRST
Super Privileges to make
Everyday more Fulfilling
Rewards
Super
25% discount on movie tickets
once a month up to `10 0
Complimentary Railway Lounge
Saver Benefits
access- 4 per quarter
Super
Fuel Surcharge waiver
up to `200 per month
Personal Accident cover and
Privileges
Zero Lost Card Liability
Super
Emergency Road Side Assistance
– up to 4 times in a year
Convenience
Super
Click here to know more
Super Offers
Things FIRST
Super Convenient
FIRST
Reward Redemption
Rewards
Super
Redeem for Gift Vouchers of your choice
Pay using Reward Points at partner merchants
and online purchases
Saver Benefits
Super
EMI & Balance Transfer options*
Instantly convert your transactions above `2,500 into easy
& convenient EMIs
Privileges
Super
Pay-off your other bank credit card balances
with our balance transfer privilege
EMI option can be availed on the bank’s OTP page for online
Convenience
transactions and IDFC FIRST Mobile Banking App
Super
for all transactions eligible for EMI
*EMI option not available for jewelry purchase & Eligibility norms apply at Bank’s discretion for Balance Transfer facility
All of the above Super Convenient options like Redeem Rewards,
Convert transaction/s to EMI, Balance Transfer are available
Super Offers
on IDFC FIRST Bank Mobile Bank App.
Click here to download or Scan QR to download
Things FIRST
FIRST
Offers on Everything
that Matters to you
Rewards
Super
Get 500 + In- App Online
Saver Benefits
discount offers
Super
Enjoy up to 15% discount
at 3,000+ Health and
Wellness outlets
Dining discount of up to 20%
Privileges
across 1,500 restaurants
Super
Click here to know more
Convenience
Super
Super Offers
Call 1860 258 2000 or click https://my.idfcfirstbank.com/manageCreditcard
to generate your PIN and start enjoying the benefits
