A Legacy of Trust
Joins Hands with the Frontrunners
of Ethical Banking
Presenting
LIC IDFC FIRST
Select Credit Card
Powered by
Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
Secure your tomorrow
LIVE TODAY
The LIC IDFC FIRST Select Credit Card is designed to take care of your
evolving insurance & lifestyle needs as you & your family grow & prosper.
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Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
Enjoy Flexible Payments
& a Rewards Program
for a delightful today brought to you by
IDFC FIRST Bank & a secure tomorrow by LIC
10X 5X Reward Points that
do not expire for
Pay with
Reward Points
Reward Points on
Reward Points on paying
LIC policy premium Essentials & other 3 years for any online transaction
& select merchant outlets
eligible spends
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Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
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A Credit Card that Welcomes you
with Cashback and Discounts
Earn 2000 Reward ₹ 5% Cashback up to
Points on spending first ₹1000 on first EMI transaction
₹10,000 within 30 days done within 30 days
of card set up of card set up
Flat ₹500 off on Flat ₹500 off on Complimentary 6 Months Complimentary Annual Gold
Domestic flights min billing of ₹899 PharmEasy Plus membership membership of worth ₹500/-
You will receive a voucher code You will receive a voucher code via
via email/SMS within 90 days
worth ₹399 Within 90 days from
email/SMS within 90 days card issuance
from card issuance from card issuance Within 90 days from
card issuance
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Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
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Lifestyle Privileges
Complimentary Domestic Complimentary Up to 15% 1% Fuel
Airport lounge access Railway lounge discount on Surcharge Waiver
twice every calendar access 4 per dining across Up to ₹300 per statement cycle
quarter subject to minimum calendar quarter 300+ cities for transactions between ₹200 to ₹5,000
spends of ₹5000 in the
previous month
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Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
Security Privileges
Cover of ₹50,000 each on Lost card
liability, Credit Shield & Purchase Complimentary Personal Accident
Protection Road-Side Cover of ₹5L
Travel insurance Cover of Assistance worth &
₹4,000 each on Loss of Checked- In ₹1,399 Air Accident
Baggage, delay of Checked-In
Baggage, Loss of Passport & other Cover of
documents and flight delay ₹1 Crore
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Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
Exclusive Features
Of Your Credit Card Make the Most
of Your Credit Card
Less is More
EMIfy your purchases,
Zero Joining fee transactions and balances
above ₹2500 with flexible
tenures of up to 24 months
Zero annual fee
Transfer balances of all your
other credit cards to your
0% Interest on ATM cash
LIC IDFC FIRST Credit Card
withdrawals for up to 48 days
Low and Dynamic
Interest rates starting at 9%
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Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
Begin Your
Journey To Generate PIN, please call
1800 10 888 OR Click here
Enable Online & Contactless
Usage Preferences
Activate your Credit Card
within 30 Days of card
issuance to avoid closure
To go-green, your e-statement
will be sent to you by email &
SMS only
Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
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Experience the
Joy of Sharing
Share the Benefits with
your favourites
Gift an Add on Credit Card Manage your
Share your credit limit with your family, expenses together
friends, loved ones or anyone you trust
at no added cost.
Pool all your family spends
& get to the next Rewards
Milestone sooner
Share benefits like
Scan the QR to gift
lounge access & offers
an Add-on card
of shopping, dining
or & traveling
Offers available on
300+ merchants
through the year
Click Here To Visit Page
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Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved. Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
Important Information
about your Credit Card
• 1X = 1 Reward Point per ₹125 | 1 Reward Point = ₹0.25
• Minimum transaction value of ₹125 is required to be eligible to earn reward points
• Spends on Essentials Category will be identified basis the merchant category code as received in the transaction data
• Reward Points earned on spends on essentials category (Utility, Grocery, Railways, Education and Government) are
capped at 600 Reward Points per month.
(MCCs considered as Essentials are- 4812,4813, 4814, 4816, 4899, 4900, 5411, 4112, 8211, 8220, 8241, 8244, 8249,
8299, 9211, 9222, 9223, 9311, 9399, 9402, 9405, 9751)
• Reward points are not applicable on Fuel, Rental, ATM Cash withdrawals, Non-LIC Insurance payments and EMI
Transactions.
• Rewards on LIC Insurance Premium payments shall be applicable only on transactions done at LIC of India’s official
website https://licindia.in
• Maximum of 5 LIC insurance premium payments in a statement cycle are eligible for Rewards. Cardholder is allowed
to pay the premium for LIC Policies of themselves and their family members.
• LIC CSL and IDFC FIRST Bank will bear the final authority regarding the applicability of rewards for transactions done
at LIC Merchant Ids.
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Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
APPLY NOW
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Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.