F I R S T
Classic
Credit Card
Begin your super
rewarding journey 02 04
01 Benefits
03 Begin
your Journey
Rewards Privileges
Welcome to
the Super
Rewarding Life
We at IDFC FIRST Bank have created a card
keeping your needs and aspirations in mind. With
unlimited rewards that never expire, and unique
benefits across categories, we have made sure that
you have a Super Rewarding experience every time
you use the IDFC FIRST Bank Classic Credit Card.
Rewards which are
Never Expiring | Limitless | Easy to Redeem
6x
10x
on online spends
*
on incremental spends
3x on all offline spends
>`20,000 per billing cycle Spends up to `20,000
Reward points 10X Reward Points
that will never expire on your Birthday
Instant Redemption at partner stores
and online transactions
1X = 1 Reward Point per `100 | 1 Reward Point = `0.25
*Reward Points earning and 10X threshold calculation does not include Fuel,
Insurance, EMI transactions, & Cash Withdrawals.
Super Saver
Benefits for
More Smiles
Lower Interest Rate* (APR)
starting at 9% per annum i.e.
0.75% per month
Interest-free ATM Cash Withdrawal
for up to 48 days
Lifetime Free Credit Card
5% cashback on spend
amount for first EMI
conversion within 90 days
` 500 worth Gift vouchers on
spending ` 15,000 within 90 days
*Please refer to your Credit Card mailer for Interest Rate applicable to you
Super Privileges to make
Everyday more Fulfilling
25% discount on movie tickets
once a month up to ₹ 10 0
Complimentary Railway Lounge
access- 4 per quarter
Fuel Surcharge waiver
up to ₹ 20 0 per month
Personal Accident cover and
Zero Lost Card Liability
Emergency Road Side Assistance
– up to 4 times in a year
Click here to know more
Offers on Everything
that Matters to you
Get 50+ In-App online
discount offers
Enjoy up to 15% discount
at 3,000+ Health and
Wellness outlets
Dining discount of up to 20%
across 1,500 restaurants
Click here to know more
Let’s Begin your
Super Rewarding Journey
To Generate PIN, please call 1860 500 1111
or click https://idfcfir.st/ccpin
Spend online,
at any retail outlet or for
ATM cash withdrawals
Convert your big
transactions to EMI
Enjoy
your rewards
Your e-statement will be
sent to you on your
registered e-mail ID
Call 1860 500 1111 or click https://idfcfir.st/ccpin
to generate your PIN and start enjoying the benefits