Get Ready For A Powerful Ride !

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Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved. 1

THE OPEN
ROAD BECKONS,
ESPECIALLY WHEN
YOU ARE FUELED BY

Power packed savings

Powerful Privileges

Combined with our hero

features like no other!

Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved. 2

Designed keeping your
MOBILITY, UTILITY
& LIFESTYLE
needs in mind
This power-packed card
keeps up with you
THROUGHOUT
YOUR FAST-
PACED LIFE.

Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved. 3

POWER PACKED
SAVINGS The HPCL IDFC FIRST Bank credit card brings savings on all
your expenses – from mobility to utility to all other everyday
expenses

5% savings on Fuel 5% savings on IDFC

+ FASTag uploads
1.5% savings on HP Pay App

3X Rewards on 5% savings on Grocery

other expenses & Utility

Savings provided Fuel Surcharge Exclusions Monthly cappings Refer Rewards

in the form of waiver Included applicable on applicable Program section
Reward points in Fuel savings Rewards for more
information
Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved.
 POWERFUL PRIVILEGES
TO ACCOMPANY YOUR LIFESTYLE NEEDS

JOINING BENEFITS TO LIFESTYLE PRIVILEGES PRIVILEGES TO KEEP

GIVE YOU JUMP-START* YOU COVERED

₹500 Cashback on 1st 25% discount on Complimentary

transaction of ₹500 or movie tickets up to Road- Side Assistance
above at HPCL fuel ₹100, once every worth ₹1,399
station month

5% Cashback up to Domestic airport ₹2 Lakh Personal

₹1,000 on 1st EMI lounge access, once Accident Cover
every quarter

*Joining Benefits applicable for 30 days from card set-up Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved. 5
 Combined with our
FEATURES LIKE NO
OTHER

STANDARD FEATURES LIKE NO OTHER AND CONVENIENCE LIKE NO OTHER*

Never expiring Low & Dynamic Interest-free ATM Annual fee waiver EMIfy your purchases, Enjoy convenient
Rewards Interest rates cash withdrawals on spending transactions and balance transfer
for up to 48 days ₹1,50,000 in a year balances above ₹2,500 facility

Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved. * T&Cs applicable for EMI & balance transfer facility 6
 REWARDS PROGRAM

5% savings on Fuel 5% savings on IDFC 5% savings on Grocery 3X Rewards on all UPI

transactions FASTag recharge & Utility and other expenses
= = =
30X Rewards 30X Rewards 30X Rewards

Only on transaction done at Only on transaction done through Grocery & Utility transactions Excluding transaction done on
• HPCL authorized fuel stations • FIRST forward app classified basis Merchant HPCL Fuel, Utility, Grocery,
• HP Pay wallet upload • IDFC FIRST Bank Mobile Category Codes received in IDFC FastTag, EMI, Cash
• Pay by QR code using credit Banking app transaction data withdrawal, Insurance
card in HP Pay app

Max Max Max

No Capping
2400 Rewards = ₹600 /month 200 Rewards = ₹50 /month 400 Rewards = ₹100 /month

+
1.5% savings per ₹100 as
payback points on all fuel
purchases through
HP Pay App by HPCL
1X = 1 Reward per ₹150
1 Reward= ₹0.25

Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved. Important Information 7
 SAVINGS
SUMMARY
Category Annual Spends in (₹) Savings (₹)
Fuel 6,000
HP Pay Savings 1,20,000 1,800
Welcome Benefit 1 – (Fuel Cashback) 1,800
IDFC FASTag Recharge 12,000 600
Grocery & Utility 24,000 1,200
Other Spends 24,000 120
Annual Fee Waiver - 499
Welcome Benefit 2 - (EMI Cashback) 20,000 1,000
Complimentary Roadside Assistance - 1,399
175+ litres Offer Discount – Zoomcar Rentals - 1000
Worth free fuel annually Movie Discount - 1,200
through savings! Complimentary Dom. Airport Lounge Access - 3,600
Total 2,00,000 20,218
Fuel worth (@ ₹105) 192.5 litres

Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved. T&Cs apply 8
 APPLY NOW

Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved. 9

 Important
Information
• Fuel stations considered as HPCL authorized basis Merchant IDs (MIDs) shared by HPCL & configured with IDFC FIRST
Bank
• Fuel transactions eligible for rewards only if made at authorized HPCL fuel stations.
• Rewards on UPI transactions are not applicable for Fuel, Insurance, and EMI categories.
• HPCL & IDFC FIRST Bank will be the final authority regarding MID’s not identifiable by HPCL
• There are two ways to earn Rewards:
a) Pay by QR through HP Pay App – 6 Happy Coins up to ₹150 per month
b) Wallet upload in HP Pay App – 3 Happy Coins on wallet upload, 1 Happy Coins earned on Payment and 2 Happy
Coins after 45 days of Payment
• HP Pay wallet load transactions NOT used at HPCL retail outlets for Fuel will not qualify for savings up to 6.5%
• For using HP Pay App for fuel purchase, scan the QR code available at the respective HPCL fuel station and make
payment using FIRST Power Credit Card by selecting the payment gateway as credit card
• Minimum transaction value of ₹150 required to be eligible to earn rewards
• Complimentary Domestic Airport Lounge access, once every quarter, on minimum monthly spend of ₹20,000 in the
previous calendar month.

Copyright© 2023 IDFC FIRST Bank Ltd. All Rights Reserved. 10