Legal Notice Format: Legal notice under Section 138 of the Negotiable Instrument Act for the
honour of cheque
Ref. No……………. Dated ____, __________
REGD.A.D.
SUB.: LEGAL NOTICE
To,
_____________
Dear Sir/Madam,
Under the instruction and authority from my client Mr. A( here referred to as my ‘client’), I do hereby
serve upon you the following notice of demand under Section 138 of the Negotiable Instrument Act,
1881:
1. That my client knows you, from the last ___ years and on that account you had gained the
faith and confidence of my client, that you demanded a friendly loan of Rs.________ from
my client in the month of ___. My client provided you with the said amount.
2. That earlier, you issued a cheque dated __th _________ for Rs. ________ drawn on ******,
in order to discharge your partial liability. At the time of issuing the cheque, you assured my
client that the same is good for value and will be honoured as and when presented.
3. That when the aforesaid cheque was presented, for encashment by my client to his banker
the same was returned unpaid by the banker with the reason that there was “Insufficient
Fund”. My client informed you about it through the telephone/Email.
4. Despite various reminders, you failed to make payment to my client. You tried to avoid the
matter and started to ignore my client. Since my client is left with no other option but to
present you with the legal notice.
5. That you have failed to comply with the provisions of the law and also failed to discharge
your liability from your account and the same cheque was dishonoured intentionally and
willfully.
6. That, either you discharge your liability towards my client in next 15 days or criminal and civil
charges will be framed against you, and you can be punished for imprisonment which may
extend to two years, or with fine which may extend to twice the amount of the cheque, or
with both.
A copy of this Notice is kept in my office for record and further necessary action and you are also
advised to keep the copy safe as you would be asked to produce in the court.
