7/30/24, 2:38 AM Your Credit Health | Credit Karma

View report from

Jul 29, 2024

VERNETTA ZINNERMAN
611
Calculated using VantageScore 3.0
Provided by TransUnion

Personal Information
NAMES REPORTED

VERNETTA ZINNERMAN

EMPLOYMENT INFO

ST JOSEPH CANDLER

SSI/SS

ADDRESSES REPORTED

3622 TILLMAN RD
RIDGELAND, SC
29936

636 PO BOX 636

ST HELENA IS, SC
29920

3 RT 3 BOX 579
RIDGELAND, SC
29936

Accounts
Today Credit Cards Loans Money
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account.

AUTO LOANS

WESTLAKE FINANCIAL SERVI $28,887.00 -

Reported: Jun. 16, 2024 In good standing

Overview
You have 70% left to pay on this loan.

Balance Highest Balance

$28887 $41130

Monthly payment $936

Opened Mar. 23, 2019 (5 yrs, 4 mos)

Term 72 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024
2023
2022

2021

Current Late Unknown

Today
Last payment Credit Cards Loans
Jun. 07, 2024
Money

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Current Payment Status Current

Worst Payment Status Current

Account Details

Account status Open

Type Auto Loan

Responsibility Co-maker/Signer

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

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Creditor Information
WESTLAKE FINANCIAL SERVI
4751 WILSHIRE BVLD
LOS ANGELES, CA 90010

(323) 692-8800

CREDIT CARDS

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CAPITAL ONE $181.00 -

Reported: Jul. 16, 2024 Closed

Overview
You're currently using 90% of your account's limit.

Balance Credit limit

$181 $201

Monthly payment $0

Opened Jan. 13, 2021 (3 yrs, 6 mos)

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Payment History

Last payment Feb. 13, 2023

Current Payment Status In Collections/Charge-off

Amount past due $181

Worst Payment Status No Info

Account Details

Account status Derogatory

Type Credit Card

Responsibility Individual

Remarks Charged off as bad debt

Canceled by credit grantor

Times 30/60/90 days late 0/0/0

Closed Aug. 18, 2022

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Creditor Information
CAPITAL ONE
PO BOX 31293
SALT LAKE CITY, UT 84131

(800) 955-7070

CAPITAL ONE/WALMART $364.00 -

Reported: Jul. 16, 2024 Closed

Overview
You're currently using 121% of your account's limit.

Balance Credit limit

$364 $300

Monthly payment $0

Opened Oct. 14, 2021 (2 yrs, 9 mos)

Payment History

Last payment Jul. 22, 2022

Current Payment Status In Collections/Charge-off

Amount past due $364

Worst Payment Status No Info

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Account Details

Account status Derogatory

Type Charge account

Responsibility Individual

Remarks Charged off as bad debt

Canceled by credit grantor

Times 30/60/90 days late 0/0/0

Closed Nov. 11, 2022

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Creditor Information
CAPITAL ONE/WALMART
PO BOX 31293
SALT LAKE CITY, UT 84131

(800) 955-7070

OTHER LOANS

WORLD ACCEPTANCE CORPORA $997.00 -

Reported: Jun. 30, 2024 Closed

Today
Overview Credit Cards Loans Money

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

You have 100% left to pay on this loan.

Balance Highest Balance

$997 $557

Monthly payment $0

Opened Nov. 29, 2019 (4 yrs, 8 mos)

Term 8 months

Payment History

Last payment No Info

Current Payment Status In Collections/Charge-off

Worst Payment Status No Info

Account Details

Account status Derogatory

Type Secured loan

Responsibility Individual

Remarks Charged off as bad debt

Profit and loss write-off

Times 30/60/90 days late 0/0/0

Closed Jul. 31, 2020

See an error?
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Creditor Information
WORLD ACCEPTANCE CORPORA
PO BOX 6429
GREENVILLE, SC 29607

(864) 298-9800

WORLD FINANCE CORPORATIO $0.00 -

Reported: Nov. 29, 2019 Closed

Overview
You have 0% left to pay on this loan.

Balance Highest Balance

$0 $459

Monthly payment $0

Opened May 10, 2019 (5 yrs, 2 mos)

Term 8 months

Payment History

You’ve made 83% of payments for this account on time.

J F M A M J J A S O N D
2019

Current Late Unknown

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Last payment Nov. 29, 2019

Current Payment Status 60-89 Days Late

Worst Payment Status 60-89 Days Late

Account Details

Account status Closed

Type Secured loan

Responsibility Individual

Remarks Closed

Times 30/60/90 days late 1/0/0

Closed Nov. 29, 2019

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Creditor Information
WORLD FINANCE CORPORATIO
PO BOX 6429
GREENVILLE, SC 29607

(864) 298-9800

SECURITY
Today
FINANCE CORPORA
Credit Cards Loans
$0.00
Money -
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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Reported: Oct. 22, 2021 Closed

Overview

You have 0% left to pay on this loan.

Balance Highest Balance

$0 $391

Monthly payment $0

Opened Sep. 22, 2021 (2 yrs, 10 mos)

Term 7 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2021

Current Late Unknown

Last payment Oct. 22, 2021

Current Payment Status Current

Worst Payment Status Current

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Account Details

Account status Closed

Type Secured loan

Responsibility Individual

Remarks Closed

Times 30/60/90 days late 0/0/0

Closed Oct. 22, 2021

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Creditor Information
SECURITY FINANCE CORPORA
C/O SECURITY FINANCE POB 3146
SPARTANBURG, SC 29304

(866) 281-7043

SECURITY FINANCE CORPORA $0.00 -

Reported: Sep. 22, 2021 Closed

Overview
You have 0% left to pay on this loan.
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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Balance Highest Balance

$0 $391

Monthly payment $0

Opened May 07, 2021 (3 yrs, 2 mos)

Term 7 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2021

Current Late Unknown

Last payment Sep. 22, 2021

Current Payment Status Current

Worst Payment Status Current

Account Details

Account status Closed

Type Secured loan

Responsibility Individual

Remarks Closed

Times 30/60/90 days late 0/0/0

Closed Sep. 22, 2021

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Creditor Information
SECURITY FINANCE CORPORA
C/O SECURITY FINANCE POB 3146
SPARTANBURG, SC 29304

(866) 281-7043

WORLD FINANCE CORPORATIO $0.00 -

Reported: Feb. 23, 2019 Closed

Overview
You have 0% left to pay on this loan.

Balance Highest Balance

$0 $252

Monthly payment $0

Opened Oct. 05, 2018 (5 yrs, 9 mos)

Term 4 months

Payment History
Today
You’ve made 100% Credit Cards on time.
of payments for this account Loans Money

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

J F M A M J J A S O N D
2019
2018

Current Late Unknown

Last payment Feb. 23, 2019

Current Payment Status Current

Worst Payment Status Current

Account Details

Account status Closed

Type Secured loan

Responsibility Individual

Remarks Closed

Times 30/60/90 days late 0/0/0

Closed Feb. 23, 2019

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Creditor Information
WORLD FINANCE CORPORATIO
PO BOX 6429
GREENVILLE, SC 29607

(864) 298-9800

STUDENT LOANS

MOHELA/DEPT OF ED $1,251.00 -
Reported: May 31, 2024 In good standing

Overview
You have 100% left to pay on this student loan.

Balance Highest Balance

$1251 $1100

Monthly payment $13

Opened Aug. 04, 2017 (6 yrs, 11 mos)

Term 120 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023
2022

2021

Current Late Unknown

Today Credit Cards Loans Money

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J F M A M J J A S O N D

Current Late Unknown

Last payment Aug. 01, 2023

Current Payment Status Current

Worst Payment Status Current

Account Details

Account status Open

Type Educational

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

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Creditor Information
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005

(800) 866-4352

MOHELA/DEPT OF ED $1,061.00 -
Reported: May 31, 2024 In good standing

Overview
You have 100% left to pay on this student loan.

Balance Highest Balance

$1061 $1000

Monthly payment $10

Opened Mar. 27, 2017 (7 yrs, 4 mos)

Term 120 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024
2023

2022
2021

Current Late Unknown

Today Credit Cards Loans Money

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Last payment Aug. 01, 2023

Current Payment Status Current

Worst Payment Status Current

Account Details

Account status Open

Type Educational

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

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Creditor Information
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005

(800) 866-4352

MOHELA/DEPT
Today
OF ED Credit Cards Loans
$5,258.00
Money -
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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Reported: May 31, 2024 In good standing

Overview

You have 100% left to pay on this student loan.

Balance Highest Balance

$5258 $4674

Monthly payment $53

Opened Mar. 21, 2017 (7 yrs, 4 mos)

Term 120 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024
2023

2022
2021

Current Late Unknown

Last payment Aug. 01, 2023

Current Payment Status Current

Worst Payment Status Current

Today Credit Cards Loans Money

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Educational

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

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Creditor Information
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005

(800) 866-4352

MOHELA/DEPT OF ED $3,715.00 -
Reported: May 31, 2024 In good standing

Overview
You have 100% left to pay on this student loan.
Today Credit Cards Loans Money

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Balance Highest Balance

$3715 $3500

Monthly payment $38

Opened Mar. 21, 2017 (7 yrs, 4 mos)

Term 120 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023
2022

2021

Current Late Unknown

Last payment Aug. 01, 2023

Current Payment Status Current

Worst Payment Status Current

Today Credit Cards Loans Money

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Educational

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

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Creditor Information
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005

(800) 866-4352

MOHELA/DEPT OF ED $1,759.00 -
Reported: May 31, 2024 In good standing

Overview
You have 100% left to pay on this student loan.
Today Credit Cards Loans Money

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Balance Highest Balance

$1759 $1540

Monthly payment $18

Opened Dec. 09, 2016 (7 yrs, 7 mos)

Term 120 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022
2021

Current Late Unknown

Last payment Aug. 01, 2023

Current Payment Status Current

Worst Payment Status Current

Today Credit Cards Loans Money

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Educational

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

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Creditor Information
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005

(800) 866-4352

MOHELA/DEPT OF ED $2,295.00 -
Reported: May 31, 2024 In good standing

Overview
You have 100% left to pay on this student loan.
Today Credit Cards Loans Money

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Balance Highest Balance

$2295 $2000

Monthly payment $23

Opened Sep. 26, 2016 (7 yrs, 10 mos)

Term 120 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022

2021

Current Late Unknown

Last payment Aug. 01, 2023

Current Payment Status Current

Worst Payment Status Current

Today Credit Cards Loans Money

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Educational

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

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Creditor Information
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005

(800) 866-4352

MOHELA/DEPT OF ED $369.00 -
Reported: May 31, 2024 In good standing

Overview
You have 100% left to pay on this student loan.
Today Credit Cards Loans Money

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Balance Highest Balance

$369 $322

Monthly payment $3

Opened Aug. 29, 2016 (7 yrs, 11 mos)

Term 120 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023
2022

2021

Current Late Unknown

Last payment Aug. 01, 2023

Current Payment Status Current

Worst Payment Status Current

Today Credit Cards Loans Money

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Educational

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

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Creditor Information
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005

(800) 866-4352

MOHELA/DEPT OF ED $2,458.00 -
Reported: May 31, 2024 In good standing

Overview
You have 100% left to pay on this student loan.
Today Credit Cards Loans Money

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Balance Highest Balance

$2458 $2138

Monthly payment $25

Opened Aug. 17, 2016 (7 yrs, 11 mos)

Term 120 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022

2021

Current Late Unknown

Last payment Aug. 01, 2023

Current Payment Status Current

Worst Payment Status Current

Today Credit Cards Loans Money

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Educational

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

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Creditor Information
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005

(800) 866-4352

MOHELA/DEPT OF ED $3,715.00 -
Reported: May 31, 2024 In good standing

Overview
You have 100% left to pay on this student loan.
Today Credit Cards Loans Money

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Balance Highest Balance

$3715 $3500

Monthly payment $38

Opened Aug. 17, 2016 (7 yrs, 11 mos)

Term 120 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023
2022

2021

Current Late Unknown

Last payment Aug. 01, 2023

Current Payment Status Current

Worst Payment Status Current

Today Credit Cards Loans Money

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Educational

Responsibility Individual

Remarks Dispute resolved; customer disagrees

Times 30/60/90 days late 0/0/0

Closed No Info

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Creditor Information
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005

(800) 866-4352

MOHELA/DEPT OF ED $5,844.00 -
Reported: May 31, 2024 In good standing

Overview
You have 100% left to pay on this student loan.
Today Credit Cards Loans Money

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Balance Highest Balance

$5844 $4406

Monthly payment $68

Opened Nov. 03, 2015 (8 yrs, 8 mos)

Term 120 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022
2021

Current Late Unknown

Last payment Aug. 01, 2023

Current Payment Status Current

Worst Payment Status Current

Today Credit Cards Loans Money

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Educational

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

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Creditor Information
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005

(800) 866-4352

MOHELA/DEPT OF ED $2,182.00 -
Reported: May 31, 2024 In good standing

Overview
You have 100% left to pay on this student loan.
Today Credit Cards Loans Money

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Balance Highest Balance

$2182 $2000

Monthly payment $23

Opened Nov. 05, 2018 (5 yrs, 8 mos)

Term 120 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022

2021

Current Late Unknown

Last payment Aug. 01, 2023

Current Payment Status Current

Worst Payment Status Current

Today Credit Cards Loans Money

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Educational

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

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Creditor Information
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005

(800) 866-4352

MOHELA/DEPT OF ED $1,222.00 -
Reported: May 31, 2024 In good standing

Overview
You have 100% left to pay on this student loan.
Today Credit Cards Loans Money

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7/30/24, 2:38 AM Your Credit Health | Credit Karma

Balance Highest Balance

$1222 $1167

Monthly payment $13

Opened Nov. 05, 2018 (5 yrs, 8 mos)

Term 120 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022
2021

Current Late Unknown

Last payment Aug. 01, 2023

Current Payment Status Current

Worst Payment Status Current

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/transunion/credit-report/print 38/59
7/30/24, 2:38 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Educational

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

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Creditor Information
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005

(800) 866-4352

MOHELA/DEPT OF ED $2,507.00 -
Reported: May 31, 2024 In good standing

Overview
You have 100% left to pay on this student loan.
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Balance Highest Balance

$2507 $2200

Monthly payment $0

Opened Oct. 08, 2018 (5 yrs, 9 mos)

Term 120 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022

2021

Current Late Unknown

Last payment Aug. 01, 2023

Current Payment Status Current

Worst Payment Status Current

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Account Details

Account status Open

Type Educational

Responsibility Individual

Remarks Payment deferred

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
DIRECT DISPUTE™
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Creditor Information
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005

(800) 866-4352

MOHELA/DEPT OF ED $2,321.00 -
Reported: May 31, 2024 In good standing

Overview
You have 100% left to pay on this student loan.
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Balance Highest Balance

$2321 $2061

Monthly payment $24

Opened Oct. 19, 2017 (6 yrs, 9 mos)

Term 120 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023
2022

2021

Current Late Unknown

Last payment Aug. 01, 2023

Current Payment Status Current

Worst Payment Status Current

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Account Details

Account status Open

Type Educational

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
DIRECT DISPUTE™
If there's an error on your report, you can submit a dispute without leaving Credit
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Creditor Information
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005

(800) 866-4352

MOHELA/DEPT OF ED $775.00 -
Reported: May 31, 2024 In good standing

Overview
You have 100% left to pay on this student loan.
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Balance Highest Balance

$775 $689

Monthly payment $8

Opened Oct. 19, 2017 (6 yrs, 9 mos)

Term 120 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022

2021

Current Late Unknown

Last payment Aug. 01, 2023

Current Payment Status Current

Worst Payment Status Current

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Account Details

Account status Open

Type Educational

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
DIRECT DISPUTE™
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Creditor Information
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005

(800) 866-4352

MOHELA/DEPT OF ED $2,212.00 -
Reported: May 31, 2024 In good standing

Overview
You have 100% left to pay on this student loan.
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Balance Highest Balance

$2212 $2062

Monthly payment $23

Opened Oct. 19, 2017 (6 yrs, 9 mos)

Term 120 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022
2021

Current Late Unknown

Last payment Aug. 01, 2023

Current Payment Status Current

Worst Payment Status Current

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Account Details

Account status Open

Type Educational

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
DIRECT DISPUTE™
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Creditor Information
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005

(800) 866-4352

MOHELA/DEPT OF ED $255.00 -
Reported: May 31, 2024 In good standing

Overview
You have 100% left to pay on this student loan.
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Balance Highest Balance

$255 $226

Monthly payment $2

Opened Sep. 29, 2017 (6 yrs, 9 mos)

Term 120 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022

2021

Current Late Unknown

Last payment Aug. 01, 2023

Current Payment Status Current

Worst Payment Status Current

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Account Details

Account status Open

Type Educational

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
DIRECT DISPUTE™
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Creditor Information
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005

(800) 866-4352

MOHELA/DEPT OF ED $3,336.00 -
Reported: May 31, 2024 In good standing

Overview
You have 100% left to pay on this student loan.
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Balance Highest Balance

$3336 $2800

Monthly payment $0

Opened Sep. 07, 2017 (6 yrs, 10 mos)

Term 120 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022

2021

Current Late Unknown

Last payment Aug. 01, 2023

Current Payment Status Current

Worst Payment Status Current

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Account Details

Account status Open

Type Educational

Responsibility Individual

Remarks Payment deferred

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
DIRECT DISPUTE™
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Creditor Information
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005

(800) 866-4352

OTHER ACCOUNTS

VERIZON WIRELESS - SOUTH $2,859.00

Reported: Jun. 30, 2024 Closed

Overview
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You have 0% left to pay on this loan.
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Balance
$2859

Monthly payment $0

Opened Nov. 05, 2021 (2 yrs, 8 mos)

Payment History

Last payment No Info

Current Payment Status In Collections/Charge-off

Worst Payment Status No Info

Account Details

Account status Derogatory

Type Telecommunications/Cellular

Responsibility Individual

Remarks Collection Account

Placed for collection

Times 30/60/90 days late 0/0/0

Closed Aug. 31, 2022

See an error?
SEE AN ERROR?
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DISPUTE AT TRANSUNION

Creditor Information
VERIZON WIRELESS - SOUTH
NATIONAL RECOVERY OPERATIONS P.O. BOX 26055
MINNEAPOLIS, MN 55426

(800) 852-1922

Hard Inquiries
When you apply for a new credit account, a hard inquiry will usually get added to your report, which
can make a small dent in your score. Here are the inquiries on your TransUnion report.

CREDIT ONE BANK Bank -

Inquiry: May 01, 2024 (702) 269-1000

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Institution Information
CREDIT ONE BANK
6801 S. CIMARRON R
LAS VEGAS, NV
89113
(702) 269-1000

ONEMAIN FINANCIAL Finance/Personal -

Inquiry: Sep. 15, 2023 (844) 298-9773

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Find out how to dispute a hard inquiry
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Institution Information
ONEMAIN FINANCIAL
P.O. BOX 3327
EVANSVILLE, IN
47706
(844) 298-9773

BARCLAYS BANK DELAWARE Bank -

Inquiry: May 26, 2023 (866) 370-5931

See an error?
Find out how to dispute a hard inquiry

Institution Information
BARCLAYS BANK DELAWARE
PO BOX 8803
WILMINGTON, DE
19899
(866) 370-5931

Collections
If you've fallen behind on payments, your account could be sent to a collections agency. This can
have a big impact on your credit score.

SPRING OAKS CAPITAL LLC $679.00 -

Reported: Jul. 26, 2024 Needs Attention

Overview
You have 100% left to pay on this collection.

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Balance Highest Balance

$679 $679

Opened Nov. 30, 2022 (1 yr, 7 mos)

Account status Open

Type Derogatory

Responsibility Individual

Remarks Placed for collection

Original Creditor Name 12 FIRST ELECTRONIC BANK

Closed No Info

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
SPRING OAKS CAPITAL LLC
P.O. BOX 1216
CHESAPEAKE, VA 23327

(833) 418-3085

SPRING OAKS CAPITAL LLC $771.00 -

Reported: Jul. 26, 2024 Needs Attention

Today
Overview Credit Cards Loans Money

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You have 100% left to pay on this collection.

Balance Highest Balance

$771 $771

Opened Mar. 22, 2024 (4 mos)

Account status Open

Type Derogatory

Responsibility Individual

Remarks Placed for collection

Original Creditor Name 12 SECURITY FINANCE CORP OF SOUT

Closed No Info

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SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

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Creditor Information
SPRING OAKS CAPITAL LLC
P.O. BOX 1216
CHESAPEAKE, VA 23327

(833) 418-3085

THE CBE GROUP INC-FORMER $575.00 -

Reported: Jul. 07, 2024 Needs Attention
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Overview
You have 100% left to pay on this collection.

Balance Highest Balance

$575 $575

Opened Apr. 13, 2024 (3 mos)

Account status Open

Type Derogatory

Responsibility Individual

Remarks Placed for collection

Original Creditor Name 01 CHARTER COMMUNICATIONS

Closed No Info

See an error?
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Creditor Information
THE CBE GROUP INC-FORMER
131 TOWER PARK DRIVE SUITE 100 PO BOX 900
WATERLOO, IA 50704

(800) 925-6686

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Public Records
Things like bankruptcies and legal judgments against you can show up on your credit report and do
some damage to your score.

Lookin' good! As of Jul. 29, 2024, you have no public records on your report.

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