8/20/24, 8:05 AM Your Credit Health | Credit Karma

View report from

Aug 20, 2024

CINDY G YOUNG
804
Calculated using VantageScore 3.0
Provided by Equifax

Personal Information

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 1/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

NAMES REPORTED

CINDY G YOUNG
CYNDI G FREMION
CINDY FREMION
CINDY G JOHNSON

EMPLOYMENT INFO

ONE STOP AUTO

GRINDSTONES

ADDRESSES REPORTED

5439 W 30 N
ANGOLA, IN
46703

305 HERNANDO ST APT A

FORT PIERCE, FL
34949

215 LANE 340B JIMMERSON LK

FREMONT, IN
46737

5360 N 300 W
FREMONT, IN
46737

PO BOX 516
ANGOLA, IN
46703

Show more

Accounts
Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 2/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Here's every account on your Equifax report. Click on the account name for more details.

AUTO LOANS

ELKHART COUNTY FARM $0.00 -

Reported: Sep. 01, 2023 Closed

Overview
You have 0% left to pay on this loan.

Balance Highest Balance

$0 $12234

Monthly payment No Info

Opened Jun. 02, 2017 (7 yrs, 2 mos)

Term 60 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2023

2022

2021
2020

Current Late Unknown

Last payment Apr. 01, 2021

Current Payment Status Current

Worst Payment Status Current

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 3/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Account Details

Account status Paid and Closed

Type Auto

Responsibility Joint Account

Remarks Fixed rate

Times 30/60/90 days late 0/0/0

Closed Apr. 01, 2021

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Creditor Information
ELKHART COUNTY FARM
300 W Lincoln Ave
Goshen, IN 46526-3221

(574) 534-2506

CREDIT CARDS

KOHLS/CAPITAL ONE $0.00 -

Reported: Aug. 16, 2024 In good standing

Overview
You're currently using 0% of your account's limit.
Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 4/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Balance Credit limit

$0 $800

Monthly payment No Info

Opened Mar. 23, 2023 (1 yr, 5 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

Current Late Unknown

Last payment Mar. 01, 2024

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Account Details

Account status Open

Type Charge Account

Responsibility Individual Account.

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 5/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Creditor Information
KOHLS/CAPITAL ONE
PO Box 3115
Milwaukee, WI 53201-3115

(800) 564-5740

CITICARDS CBNA $0.00 -

Reported: Aug. 14, 2024 In good standing

Overview
You're currently using 0% of your account's limit.

Balance Credit limit

$0 $6200

Monthly payment No Info

Opened Jul. 28, 2011 (13 yrs)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
Today Current Late
Credit Unknown Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 6/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

J F M A M J J A S O N D
2024

2023
2022

2021

Current Late Unknown

Last payment May 01, 2024

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Account Details

Account status Open

Type Credit Card

Responsibility Individual Account.

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 7/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Creditor Information
CITICARDS CBNA
5800 SOUTH CORPORATE PLACE
SIOUX FALLS, SD 57108

(800) 950-5114

MACYS/DSNB $83.00 -
Reported: Aug. 09, 2024 In good standing

Overview
You're currently using 4% of your account's limit.

Balance Credit limit

$83 $2000

Monthly payment $33

Opened Nov. 04, 2010 (13 yrs, 9 mos)

Payment History

You’ve made 99% of payments for this account on time.

J F M A M J J A S O N D
2024

2023
2022

2021

Current Late Unknown

Last payment Aug. 01, 2024

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 8/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Account Details

Account status Open

Type Charge Account

Responsibility Individual Account.

Remarks No Info

Times 30/60/90 days late 1/0/0

Closed No Info

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Creditor Information
MACYS/DSNB
PO BOX 6789
SIOUX FALLS, SD 57117-6789

(800) 243-6552

CITICARDS CBNA $4.00 -

Reported: Aug. 08, 2024 In good standing
Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 9/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Overview
You're currently using 0% of your account's limit.

Balance Credit limit

$4 $4500

Monthly payment No Info

Opened Sep. 27, 2017 (6 yrs, 10 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022

2021

Current Late Unknown

Last payment Jul. 01, 2024

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 10/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Credit Card

Responsibility Individual Account.

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Creditor Information
CITICARDS CBNA
5800 SOUTH CORPORATE PLACE
SIOUX FALLS, SD 57108

(800) 950-5114

COMENITYBANK/MAURICE $58.00 -
Reported: Jul. 24, 2024 In good standing

Overview
You're currently using 6% of your account's limit.

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 11/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Balance Credit limit

$58 $900

Monthly payment $30

Opened Dec. 04, 2023 (8 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023
Current Late Unknown

Last payment Jul. 01, 2024

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Account Details

Account status Open

Type Charge Account

Responsibility Individual Account.

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 12/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Creditor Information
COMENITYBANK/MAURICE
3075 LOYALTY CIRCLE
COLUMBUS, OH 43218

JPMCB CARD SERVICES $136.00 -

Reported: Jul. 19, 2024 In good standing

Overview
You're currently using 2% of your account's limit.

Balance Credit limit

$136 $6200

Monthly payment $35

Opened Jun. 04, 2024 (2 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024
Today Current Credit
Late Unknown Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 13/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Last payment Jul. 01, 2024

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Account Details

Account status Open

Type Flexible Spending Credit Card

Responsibility Individual Account.

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Creditor Information
JPMCB CARD SERVICES
PO BOX 15369
WILMINGTON, DE 19850-5369

(800) 945-2000

Today Credit Cards Loans Money

COMENITYBANK/MAURICE $0.00
https://www.creditkarma.com/credit-health/equifax/credit-report/print 14/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Reported: Jun. 19, 2022 In good standing

-

Overview

You're currently using 0% of your account's limit.

Balance Credit limit

$0 $1160

Monthly payment No Info

Opened Mar. 19, 2009 (15 yrs, 5 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2022
2021

2020
2019

Current Late Unknown

Last payment May 01, 2019

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 15/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Charge Account

Responsibility Individual Account.

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Creditor Information
COMENITYBANK/MAURICE
3075 LOYALTY CIRCLE
COLUMBUS, OH 43218

JPMCB CARD SERVICES $0.00 -

Reported: Oct. 19, 2023 Closed

Overview
You're currently using 0% of your account's limit.

Balance
Today Credit Cards Loans Credit limit
Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 16/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

$0 $1500

Monthly payment No Info

Opened Nov. 29, 2016 (7 yrs, 8 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2023

2022

2021
2020

Current Late Unknown

Last payment Oct. 01, 2023

Current Payment Status No Info

Amount past due $0

Worst Payment Status No Info

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 17/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Account Details

Account status Paid and Closed

Type Credit Card

Responsibility Individual Account.

Remarks Account paid for less than full balance

Times 30/60/90 days late 0/0/0

Closed Oct. 01, 2023

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Creditor Information
JPMCB CARD SERVICES
PO BOX 15369
WILMINGTON, DE 19850-5369

(800) 945-2000

KOHLS/CAPITAL ONE $0.00 -

Reported: Sep. 14, 2021 Closed

Overview
You're currently using 0% of your account's limit.

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 18/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Balance Credit limit

$0 $1000

Monthly payment No Info

Opened Oct. 18, 2008 (15 yrs, 10 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2021

2020
2019
2018

Current Late Unknown

Last payment Aug. 01, 2019

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 19/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Account Details

Account status Paid and Closed

Type Charge Account

Responsibility Individual Account.

Remarks Account closed due to inactivity

Times 30/60/90 days late 0/0/0

Closed Aug. 01, 2021

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Creditor Information
KOHLS/CAPITAL ONE
PO Box 3115
Milwaukee, WI 53201-3115

(800) 564-5740

SEARS/CBNA $0.00 -
Reported: Dec. 21, 2019 Closed

Overview
You're currently using 0% of your account's limit.

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 20/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Balance Credit limit

$0 $5600

Monthly payment No Info

Opened Apr. 14, 2011 (13 yrs, 4 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2019

2018
2017
2016

Current Late Unknown

Last payment Aug. 01, 2017

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 21/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Account Details

Account status Paid and Closed

Type Credit Card

Responsibility Individual Account.

Remarks Account closed at consumers request

Times 30/60/90 days late 0/0/0

Closed Aug. 01, 2017

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Creditor Information
SEARS/CBNA
5800 SOUTH CORPORATE PLACE
SIOUX FALLS, SD 57108

(800) 950-5114

DISCOVER BANK $0.00 -

Reported: Dec. 12, 2019 Closed

Overview
You're currently using 0% of your account's limit.

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 22/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Balance Credit limit

$0 $7750

Monthly payment No Info

Opened Jul. 31, 2012 (12 yrs)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2019

2018
2017

2016

Current Late Unknown

Last payment May 01, 2017

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 23/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Account Details

Account status Paid and Closed

Type Credit Card

Responsibility Individual Account.

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed Nov. 01, 2019

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Creditor Information
DISCOVER BANK
PO BOX15316
WILMINGTON, DE 19850-5316

(800) 347-2683

COMENITY BANK/BEALLS $0.00 -

Reported: Jan. 26, 2019 Closed

Overview
You're currently using 0% of your account's limit.

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 24/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Balance Credit limit

$0 $800

Monthly payment No Info

Opened Jan. 04, 2016 (8 yrs, 7 mos)

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 25/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2018

2017

2016

Current Late Unknown

Last payment May 01, 2016

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Account Details

Account status Paid and Closed

Type Charge Account

Responsibility Individual Account.

Remarks Account closed by credit grantor

Times 30/60/90 days late 0/0/0

Closed Jan. 01, 2019

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX
Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 26/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Creditor Information
COMENITY BANK/BEALLS
PO BOX 182789
COLUMBUS, OH 43218-2789

(855) 796-9632

COMENITY BANK/YOUNKE $0.00 -

Reported: Apr. 28, 2018 Closed

Overview
You're currently using 0% of your account's limit.

Balance Credit limit

$0 $900

Monthly payment No Info

Opened Sep. 13, 2011 (12 yrs, 11 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2018

2017
2016

2015

Current Late Unknown

Last payment Dec. 01, 2012

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 27/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Account Details

Account status Paid and Closed

Type Charge Account

Responsibility Individual Account.

Remarks Account closed by credit grantor

Times 30/60/90 days late 0/0/0

Closed Apr. 01, 2018

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Creditor Information
COMENITY BANK/YOUNKE
PO BOX 182789
COLUMBUS, OH 43218-2789

(855) 796-9632

COMENITY BANK/PEEBLE $0.00 -

Reported: Apr. 28, 2018 Closed
Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 28/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Overview
You're currently using 0% of your account's limit.

Balance Credit limit

$0 $1000

Monthly payment No Info

Opened Jan. 27, 2011 (13 yrs, 6 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2018

2017

2016

2015

Current Late Unknown

Last payment Jan. 01, 2011

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 29/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Account Details

Account status Paid and Closed

Type Charge Account

Responsibility Individual Account.

Remarks Account closed by credit grantor

Times 30/60/90 days late 0/0/0

Closed Apr. 01, 2018

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Creditor Information
COMENITY BANK/PEEBLE
PO BOX 182789
COLUMBUS, OH 43218

COMENITYBANK/FASHBUG $0.00 -
Reported: Apr. 07, 2018 Closed

Overview
You're currently using 0% of your account's limit.

Balance
Today Credit Cards Loans Credit limit
Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 30/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

$0 $300

Monthly payment No Info

Opened Jun. 30, 2008 (16 yrs, 1 mo)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2018

2017

2016

2015

Current Late Unknown

Last payment Aug. 01, 2008

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 31/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Account Details

Account status Paid and Closed

Type Charge Account

Responsibility Individual Account.

Remarks Account closed by credit grantor

Times 30/60/90 days late 0/0/0

Closed Apr. 01, 2018

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Creditor Information
COMENITYBANK/FASHBUG
PO BOX 182789
COLUMBUS, OH 43218-2789

(855) 796-9632

JPMCB CARD SERVICES $0.00 -

Reported: Aug. 17, 2017 Closed

Overview
You're currently using 0% of your account's limit.

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 32/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Balance Credit limit

$0 $6500

Monthly payment No Info

Opened Jul. 24, 2013 (11 yrs)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2017

2016

2015
2014

Current Late Unknown

Last payment Apr. 01, 2017

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 33/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Account Details

Account status Paid and Closed

Type Flexible Spending Credit Card

Responsibility Individual Account.

Remarks Account closed at consumers request

Times 30/60/90 days late 0/0/0

Closed Aug. 01, 2017

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Creditor Information
JPMCB CARD SERVICES
PO BOX 15369
WILMINGTON, DE 19850-5369

(800) 945-2000

JPMCB CARD SERVICES $0.00 -

Reported: Jun. 21, 2017 Closed

Overview
You're currently using 0% of your account's limit.

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 34/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Balance Credit limit

$0 $6000

Monthly payment No Info

Opened Nov. 28, 2014 (9 yrs, 8 mos)

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 35/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2017

2016

2015

2014

Current Late Unknown

Last payment Apr. 01, 2017

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Account Details

Account status Paid and Closed

Type Flexible Spending Credit Card

Responsibility Individual Account.

Remarks Account closed at consumers request

Times 30/60/90 days late 0/0/0

Closed Apr. 01, 2017

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 36/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

GO TO EQUIFAX

Creditor Information
JPMCB CARD SERVICES
PO BOX 15369
WILMINGTON, DE 19850-5369

(800) 945-2000

Hide closed (10)

OTHER LOANS

THREE RIVERS FCU $0.00 -

Reported: Jul. 31, 2024 Closed

Overview
You have 0% left to pay on this loan.

Balance Highest Balance

$0 $9099

Monthly payment No Info

Opened Sep. 26, 2023 (10 mos)

Term 60 months

Payment History

You’ve made 100% of payments for this account on time.

Today J F Credit
M A M J
Cards J A S
Loans O N D Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 37/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

J F M A M J J A S O N D
2024

2023

Current Late Unknown

Last payment Jul. 01, 2024

Current Payment Status Current

Worst Payment Status Current

Account Details

Account status Paid and Closed

Type Unsecured

Responsibility Individual Account.

Remarks Fixed rate

Times 30/60/90 days late 0/0/0

Closed Jul. 01, 2024

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 38/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Creditor Information
THREE RIVERS FCU
PO Box 2573
Fort Wayne, IN 46801-2573

(260) 490-8328

WELLS FARGO BANK, N. $0.00 -

Reported: Oct. 31, 2023 Closed

Overview
You have 0% left to pay on this loan.

Balance Highest Balance

$0 $5017

Monthly payment No Info

Opened Dec. 06, 2019 (4 yrs, 8 mos)

Term 84 months

Payment History

You’ve made 100% of payments for this account on time.

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 39/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

J F M A M J J A S O N D
2023

2022
2021

2020

Current Late Unknown

Last payment Sep. 01, 2023

Current Payment Status Current

Worst Payment Status Current

Account Details

Account status Paid and Closed

Type Note Loan

Responsibility Individual Account.

Remarks Fixed rate

Times 30/60/90 days late 0/0/0

Closed Oct. 01, 2023

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 40/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Creditor Information
WELLS FARGO BANK, N.
PO BOX 94435
ALBUQUERQUE, NM 87199

FLAGSTAR BANK $0.00 -

Reported: Jun. 08, 2020 Closed

Overview
You have 0% left to pay on this loan.

Balance Highest Balance

$0 $6675

Monthly payment No Info

Opened Apr. 10, 2017 (7 yrs, 4 mos)

Term 48 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2020
2019

2018

2017

Current Late Unknown

Last payment May 01, 2020

Current Payment Status Current

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 41/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Worst Payment Status Current

Account Details

Account status Paid and Closed

Type Unsecured

Responsibility Individual Account.

Remarks Affected by natural disaster

Fixed rate

Times 30/60/90 days late 0/0/0

Closed May 01, 2020

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Creditor Information
FLAGSTAR BANK
5151 Corporate Dr
Troy, MI 48098-2639

(800) 945-7700

WELLS FARGO BANK, N. $0.00 -

Reported: Nov. 30, 2018 Closed

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 42/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Overview
You have 100% left to pay on this loan.

Balance Highest Balance

No Info $10000

Monthly payment $270

Opened Apr. 10, 2017 (7 yrs, 4 mos)

Term No Info

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2018

2017

Current Late Unknown

Last payment Nov. 01, 2018

Current Payment Status Current

Worst Payment Status Current

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 43/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Account Details

Account status Closed

Type Note Loan

Responsibility Individual Account.

Remarks Fixed rate

Times 30/60/90 days late 0/0/0

Closed No Info

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Creditor Information
WELLS FARGO BANK, N.
PO BOX 94435
ALBUQUERQUE, NM 87199

REAL ESTATE LOANS

RUSHMORE LOAN MANAGE $0.00 -

Reported: Jul. 08, 2019 Closed

Overview
You have 0% left to pay on this real estate loan.

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 44/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Balance Highest Balance

$0 $107565

Monthly payment No Info

Opened Mar. 22, 2017 (7 yrs, 5 mos)

Term 360 months

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 45/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2019

2018

2017

Current Late Unknown

Last payment Jul. 01, 2019

Current Payment Status Current

Worst Payment Status Current

Account Details

Account status Paid and Closed

Type FHA Real Estate Mortgage

Responsibility Individual Account.

Remarks Fixed rate

Times 30/60/90 days late 0/0/0

Closed Jul. 01, 2019

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 46/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Creditor Information
RUSHMORE LOAN MANAGE
7515 IRVINE CENTER DR 949-341-5601
IRVINE, CA 92618-2930

(949) 341-5601

UNION HOME MORTGAGE $0.00 -

Reported: Apr. 05, 2019 Closed

Overview
You have 0% left to pay on this real estate loan.

Balance Highest Balance

$0 $107565

Monthly payment No Info

Opened Mar. 22, 2017 (7 yrs, 5 mos)

Term 360 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2019
2018

2017

Current Late Unknown

Last payment Mar. 01, 2019

Current Payment Status Current

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 47/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Worst Payment Status Current

Account Details

Account status Transferred

Type Manufactured Housing

Responsibility Individual Account.

Remarks Fixed rate

Times 30/60/90 days late 0/0/0

Closed Apr. 01, 2019

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Creditor Information
UNION HOME MORTGAGE
425 Phillips Blvd
Ewing, NJ 08618-1430

(609) 883-3900

OTHER ACCOUNTS

THREE RIVERS FCU $0.00

Reported: Jul. 31, 2024 Closed
Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 48/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Overview
You have 0% left to pay on this loan.

Balance
$0

Monthly payment No Info

Opened Apr. 15, 2024 (4 mos)

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 49/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

Current Late Unknown

Last payment Jun. 01, 2024

Current Payment Status Current

Worst Payment Status Current

Account Details

Account status Paid and Closed

Type Line of Credit

Responsibility Joint Account

Remarks Fixed rate

Times 30/60/90 days late 0/0/0

Closed Jun. 01, 2024

You could dispute an error with Equifax

SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

GO TO EQUIFAX

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 50/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Creditor Information
THREE RIVERS FCU
PO Box 2573
Fort Wayne, IN 46801-2573

(260) 490-8328

Hard Inquiries
When you apply for a new credit account, a hard inquiry will usually get added to your report, which
can make a small dent in your score. Here are the inquiries on your Equifax report.

COMENITYBANK/MAURICE
Inquiry: Dec. 04, 2023
Specialty - Shoe, Hat, Etc. -

See an error?
Find out how to dispute a hard inquiry

Institution Information
COMENITYBANK/MAURICE
3075 LOYALTY CIRCLE
COLUMBUS, OH
43218

Collections
If you've fallen behind on payments, your account could be sent to a collections agency. This can
have a big impact on your credit score.

Clean slate! As of Aug. 20, 2024, you have no collection accounts on your credit report.

Public Records
Things like bankruptcies and legal judgments against you can show up on your credit report and do
some Today
damage to your score.Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 51/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

Lookin' good! As of Aug. 20, 2024, you have no public records on your report.

Suggested for your credit See all

We suggest offers based on your credit, Approval Odds, and money we make from our partners.

Advertiser Disclosure

Upgrade

7430 Reviews

Your chance of approval is excellent

LOAN AMOUNT PAYMENT EST.*

$20,000 $535 /month

APR EST.* LENGTH*

24.53% 60 months

INTEREST & FEES EST.*

$13,701

This offer is based on reported income of $54,000. If you updated income in the last 30 days, you may see an
updated version of the offer when you apply.

Take offer

Edit loan amount

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 52/53
8/20/24, 8:05 AM Your Credit Health | Credit Karma

See details, rates, and fees

Today Credit Cards Loans Money

https://www.creditkarma.com/credit-health/equifax/credit-report/print 53/53