Agreement to Receive Electronic Communications
This Electronic Communications Agreement (“Disclosure”) applies to all communications related to the
virtual account product (“Virtual Account”) and accompanying services available through
https://virtual.sharecarerewardcard.com(the “Website. This Disclosure supplements and is to be
construed in accordance with the terms of the accountholder agreement (“Accountholder Agreement”)you
received when you obtained the Virtual Account.
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“We,” “us,” and “our” refer toSharecare Rewards Visa Prepaid Virtual Account. “Bank” means The
Bancorp Bank. “Virtual Account” refers to the Virtual Accountissued by the Bank.“You” and “your”
refersto the person(s)to whom the Virtual Account has been issued. “Communication(s)” means any
customer agreement or amendments thereto; disclosure; notice; response to claims; transaction history;
privacy policy; and all other information related toVirtual Accountand related products and services,
including but not limited to information that we are required by law to provide you in writing.
TheVirtual Accountis intended for use only by person(s)who are willing and able to receive notices and
communications exclusively through the Websiteor via electronic mail (“E-mail”). If youdo not agree to
receivethe legally-required notices and communications described herein in electronic and not paper
form, then you may not open aVirtual Account. Similarly, if after providing consent hereunder,
youwithdraw it, we reserve the right to closetheVirtual Accountand terminate yourparticipation in the
Virtual Accountprogram.
1. Scope of Communications to Be Provided in Electronic Form. When you use a product or
   service to which this Disclosure applies, you agree that any Communications will be provided in
   electronic format, to the extent allowed by law, and that paper Communications will not be sent. You
   consent to receive electronic Communications and transactions includes, but is not limited to:
             All legal and regulatory disclosures and communications associated with theVirtual
                Account and any related products or services;
             TheAccountholder Agreement and any notices about changes in terms;
             Privacy policies and notices;
             Responses to claims filed in connection with the Virtual Account;
             Notices regarding insufficient funds or negative balances; and
             All other communications between us and Customer concerning theVirtual Account and
                any related transactions, products or services.
      2. Method of Providing Communications in Electronic Form. All communications that we
         provide in electronic form will be provided either (1) byE-mail or (2) by access to the Website.
      3. How to Withdraw Consent. You may withdraw consent to receive Communications in electronic
         form by contacting us at PO Box 3480, Lake Havasu City, AZ 86405. If youwithdraw consent,
         theVirtual Account will be closed and a balance refund check maybe issuedin accordance with
         the terms of theAccountholder Agreement. If you withdraw consent, the legal validity and
         enforceability of prior Communications delivered in electronic form will not be affected.
      4. How to Update Records. It is yourresponsibility to provide us with a true, accurate and
         complete E-mail address, contact, and other information related to this Disclosure and the Virtual
         Account, and to maintain and update promptly any changes in this information. Youcan update
         information (such as theE-mail address) through https://virtual.sharecarerewardcard.comor by
         contacting us at866-639-7204.We are not responsible for any delay or failure in thereceipt of the
         Communications if we send the Communications to the last E-mail address you provided to us.
      5. Hardware and Software Requirements. In order to access, view, and retain electronic
         Communications that we make available, you must have:
                         An Internet browser that supports 256-bit encryption.
                         Microsoft Internet Explorer 9 or above, Chrome 35 or above, Apple Safari 6 or above,
                         Mozilla Firefox 5 or above, or the equivalent software.
                         Sufficient electronic storage capacity on your computer’s hard drive or other data
                          storage unit.
                         An email account with an Internet service provider and email software. A personal
                          computer (for PCs: Pentium 4 or higher; for Apple or Linux, any Processor with 2.0 GHz
                          Base or higher), operating system and telecommunications connections to the Internet
                          capable of receiving, accessing, displaying, and either printing or storing E-
                          Communications received from us via a plain text formatted email or by access to our
                          web site using one of the browsers specified above.
                         Adobe Reader version 10.1 or higher
             We may update these requirements as necessary to preserve the ability to receive electronic
             Communications. If there is a substantial change in these requirements, you will be notified of
             the changes accordingly.
      6. Requesting Paper Copies. We will not send paper copies of any Communication, however, we
          reserve the right, but assume no obligation, to provide a paper (instead of electronic) copy of any
          Communication that you have authorized us to provide electronically.Youcan obtain a paper copy
          of an electronic Communication by printing it or by requesting that we mail a paper copy. To
          request a paper copy, call us at866-639-7204 during normal business hours. There are no fees
          associated with the request for the delivery of paper copies of any Communication provided
          electronically pursuant to this Disclosure.
      7. Communications in Writing. All Communications in either electronic or paper format from us to
          youwill be considered “in writing.” Youshould print or download a copy of this Disclosure and any
          other Communications.
      8. Federal Law. Youacknowledge and agree that consent to electronic Communications is being
          provided in connection with a transaction affecting interstate commerce that is subject to the
          federal Electronic Signatures in Global and National Commerce Act (the “Act”), and that you and
          we both intend that the Act apply to the fullest extent possible to validate our mutual ability to
          conduct business by electronic means.
      9. Termination/Changes. We reserve the right, at our sole discretion, to discontinue the provision
          of electronic Communications, or to terminate or change the terms and conditions upon which
          electronic Communications are provided. We will provide you with notice of any such termination
          or change as required by law.
      10. Consent. By checking “I agree,” you adopt the checkmark as yourelectronic signature and
          yougive us your affirmative consent to receiveelectronic Communications as described herein.
          Youfurther agree that yourcomputer satisfies the hardware and software requirements specified
          above and that you have provided us with your current E-mail address to which we may send you
          electronic Communications.
Electronic Communications Agreement V10.2017