Branch Office: ROSHNI_TIRUNELVELI Date: 27-Feb-2025
Applicant: PARAMASIVAN Ref No.: HOU/RTIR/0225/5146197
ESWARI
Guarantor: N/A Version No.: 2
Address: 7/122 INDRA COLONY ST, CITHAMPARAPERI, SUNTHARESAPURAM POST, TIRUNELVELI, Tenkasi, Tamil
Nadu, 627751, Tirunelveli, India
Email: Contact No. 9488742837
Dear Sir/Madam,
With reference to your loan application dated 03-02-2025, we are pleased to inform you that we have in principle sanctioned your loan, on the
broad terms and conditions as under/overleaf with special conditions, if any.
1. Purpose of Loan Housing Loan, Housing
2. Loan Amount INR 1500000 (INR Fifteen Lakh Only)
Insurance Premium INR 74516 (INR Seventy Four Thousand Five Hundred and Sixteen Only)
Total Loan Amount INR 1574516 (INR Fifteen Lakh Seventy Four Thousand Five Hundred and Sixteen Only)
3. Repayment Term 180 Months
4. Rate of Interest Scheme Floating
5. PNBRRR * 13.25% per annum
6. Applicable Rate of Interest * 13.25% -1.26% = 11.99% per annum as on the date of execution of the loan agreement
7. Equated Monthly Instalment (“EMI”) * INR 18887 (INR Eighteen Thousand Eight Hundred and Eighty Seven Only)
8. Processing fees receivable: INR 0.00 (INR Zero only)
9. Sanction letter validity 45 days, from the date of this letter
NathamS.No 100/18 (Middle &North Part), Poganallur Village, Kadayanallur Panchayat,
10. Security Kadayanallur Panchayat Union, Kadayanallur SRO, Tenkasi Reg Dt., Tenkasi, Old Door No
7/122, East Colony 1st Street, Chidamp, Tamil Nadu, India, 627751
11. Pre-payment Charges As mentioned in MITC duly updated on the website
12. Additional Interest on delayed payment 24% per annum
*Subject to change from time to time at the sole discretion of PNBHFL
SPECIAL CONDITIONS:
1. Rate of Interest & Fees valid upto 31/03/2025 (March Mania Scheme offer)
2. LTV is 80% of Cost of Property or Market Value of Property whichever is lower.
3. Legal & Technical Valuation Clearance of Collateral Property from Empanelled Vendors
4. Technical report collects before DM.
5. Property verification to be completed by BM/BCM before DM.
6. All internal norms of PNBHFL to be positive
7. Repayment to be taken from account of P Eswari - IOB , A/C No. '032401000047060
8. Before Disbursement E NACH activation
9. Rs 2.00 L Overdraft Loan Closing Proof to be Submitted Before DM
10. Rs 5.00 L Property Loan Closing Proof to be Submitted Before DM
11. MODTD of the property in favour of PNBHFL.
This Sanction Letter is subject to unconditional, absolute and irrevocable acceptance by the Borrower of the GTC*, and also available on
PNBHFL’s website (www.pnbhfl.com).
*Subject to change from time to time at the discretion of PNBHFL.
Customer Service Manager:
Landline No: 1800 120 8800
Relationship Manager:
Branch Address: PNB Housing Finance Ltd, D.No.88 1st Floor, Trivandrum Road, Tirunelveli –
627002
We look forward to hearing from you and assure you best of our service always.
Thanking you,
Yours faithfully
For PNB Housing Finance Limited Accepted all terms and conditions
(Authorised Signatory) Borrower(s)( Name / Signature)
PARAMASIVAN
ESWARI
