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BACCARAT
1. Definitions ................................................................................................................................. 3

2. Table Layout and Equipment...................................................................................................... 5

3. The Cards................................................................................................................................... 5

4. The Shuffle and Cut ................................................................................................................... 6

5. Wagers ...................................................................................................................................... 8

6. Minimum and Maximum Wagers ............................................................................................. 10

7. The Initial Deal ......................................................................................................................... 11

8. Dealing Methods ..................................................................................................................... 12

9. Dealing of Additional Cards ...................................................................................................... 15

10. Baccarat Optional Bets............................................................................................................. 16

11. Settlement............................................................................................................................... 20

12. Irregularities ............................................................................................................................ 22

13. Shuffling Device Malfunction ................................................................................................... 24

14. General Provisions ................................................................................................................... 25

15. Tournament Play ..................................................................................................................... 27

16. Player Rewards and Promotional Prizes ................................................................................... 35

17. DIAGRAM A ............................................................................................................................. 39

18. DIAGRAM B ............................................................................................................................. 40

19. DIAGRAM C ............................................................................................................................. 41

20. DIAGRAM D ............................................................................................................................. 42

21. DIAGRAM E .............................................................................................................................. 43

22. DIAGRAM F .............................................................................................................................. 44

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23. DIAGRAM G ............................................................................................................................. 45

24. DIAGRAM H ............................................................................................................................. 45

25. DIAGRAM I............................................................................................................................... 46

26. DIAGRAM J .............................................................................................................................. 46

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1. Definitions

1.1. In these rules, unless the contrary intention appears:

“Angel pre-shuffled cards” means playing cards from Angel Playing Cards Co., Ltd
that are shuffled at the time of manufacture;

“Assistant Gaming Manager” means a person employed in a casino in a

managerial capacity relating to the conduct of gaming who is responsible for the
operation of a pit;

"Baccarat" means a point count equalling zero;

“Baccarat Optional Bets” are optional wagers which may be offered to players in
accordance with rule 10;

"Burn/ed" means to remove a card from play by placing it in the discard holder;

“Card Shoe” means a device from which cards are dealt;

“Casino Pre-shuffled Cards” means playing cards checked and shuffled by the
casino operator prior to these cards being introduced to the table;

“Casino Promotional Token” means where a promotional voucher of a nominated

value issued by the casino operator is exchanged for promotional tokens to enable
a player to wager at a gaming table. The dealer shall exchange the voucher, subject
to any conditions specified on the voucher for the equivalent value in promotional
tokens, which may then be wagered on the appropriate area(s) of the layout. Any
winnings resulting from such wagers are to be paid in chips;

"Casino Supervisor" means a person employed in a casino in a managerial capacity

relating to the conduct of gaming and includes a gaming supervisor/Assistant
Gaming Manager;

"Coup" means the period of play commencing with the removal of the first card from
the card shoe or shuffling device and concluding when the dealer announces a result
and, if applicable, collects losing wagers, pays out winnings and places the cards in
the discard rack or shuffling device;

"Dealer" means a person responsible for the operation of the game;

“Deck-Checking Device” means a machine used to check that each deck of cards
contains the correct cards for the game;

“Designated Player” means the player who will receive either the Players Hand
cards or Banker Hand cards in accordance with Dealing Methods B or C. This player
may be indicated with a marker;

“Electronic Card shoe” means a card shoe that is capable of scanning the cards;

“Even Money Baccarat” means a variation to the game of Baccarat whereby the
settlement of winning wagers on the Banker’s Hand is in accordance with rule 11.2;

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“Float Tray” means a lockable piece of equipment fixed to a gaming table capable
of holding gaming chips;

“Gaming Manager” means a person responsible for the supervision of the

operation of the gaming floor;

"Gaming Supervisor" means a person responsible for the immediate supervision of

the operation of the game;

"Inspector" means a person appointed under section 20 of the Gaming and Liquor
Administration Act 2007;

“Multishuffler” means a machine used for shuffling either four (4), six (6) or eight
(8) decks of cards;

"Natural" means a point count of eight or nine for either the Player's Hand or the
Banker's Hand in the initial deal;

"No Bet Coup" means a coup which is dealt in accordance with these rules, except
that no wagers are placed;

“Pair” means that two cards have the same point value or are the same face cards
(Jack, Queen or King). Two face cards that are not identical (e.g. KQ, KJ, QJ) do not
constitute a “Pair”.

"Point Count" means a total value of cards in a hand as determined in accordance

with rule 3.3;

“Promotional Prize(s)” means promotional prize/s offered by the casino operator

to a patron or patrons of the casino in connection with gaming given by way of a
prize draw or element of chance;

"Shuffling Device" means a device used for the shuffling of cards and from which
cards are dealt (Note – does not include a multishuffler);

"Standoff" means where a wager shall neither win nor lose;

"Table Differential" means the maximum allowable difference between the total
amount wagered on the Player's Hand and the total amount wagered on the Banker's
Hand for any coup;

"Tie" means that both Player's Hand and the Banker's Hand have the same point
count at the end of a coup;

"Void" means invalid with no result;

“WRD” (Winning Result Display) means an electronic display that may, at the
discretion of the casino operator, be attached to a table for the purposes of recording
and/or displaying the present and most recent winning results at the table

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2. Table Layout and Equipment

2.1. The game of Baccarat shall be played at a table having places for up to
fourteen seated players and places for the dealer(s).

2.2. The layout cloth covering the table shall have areas designated for the
placement of wagers by both seated and standing players and shall be
marked in a manner substantially similar to that shown in diagram “A”, “B”,
“C” ,“D”, “E”, “F”, “G”, “H”, “I” or “J”

2.3. The following equipment shall also be used:

2.3.1. a card shoe or shuffling device;

2.3.2. a discard rack or holder capable of holding eight decks of cards; and

2.3.3. a float tray.

2.4. The table shall have a drop box attached to it when cash is accepted at the
table in exchange for chips.

2.5. Where the game in play is Even Money Baccarat a sign indicating the payout
odds shall be displayed on the table.

2.6. Markers denoting "Player" and "Banker" may be used to indicate the
players designated to control the Player's Hand and the Banker's Hand
respectively.

3. The Cards

3.1. The game of Baccarat shall be played with either three decks or four decks
or six decks or eight decks of cards, each deck having 52 cards without
jokers, with backs of the same colour and design and a cutting card. Where
the below Baccarat Optional Wagers are offered, Baccarat shall be played
with either six decks or eight decks of cards, each deck having 52 cards
without jokers, with backs of the same colour and design and a cutting card:

• Baccarat Pairs
• Tiger Tie
• Tiger Pair
• Tiger
• Big Tiger
• Small Tiger

3.2. The value of the cards shall be as follows:

3.2.1. any card from 2 to 9 inclusive shall have its face value;

3.2.2. any ten, jack, queen or king shall have a value of zero; and

3.2.3. an ace shall have a value of one.

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3.3. The point count of a hand shall be:

3.3.1. where the total value of the cards in the hand is a number between 0
and 9 inclusive, that number; or

3.3.2. where the total value of the cards in the hand is the number 10 or a
higher number, the right digit of that number.

3.4. Cards may be checked by a dealer or a casino supervisor or by use of a

deck - checking device prior to use on a gaming table.

3.5. Cards may be checked, pre-shuffled and shall be secured until such time as
they may be required.

3.6. All cards used in the game of Baccarat shall be dealt from a card shoe or
shuffling device specifically designed for such purpose.

3.7. No player or spectator shall handle, remove or alter any cards used in the
game except as expressly permitted by these rules, and no dealer or other
person shall permit a player or spectator to do so.

3.8. At the completion of the last coup as determined in accordance with rules
4.9 and 4.10 the cards may, at the discretion of a casino supervisor, be
removed from the table and replaced by new cards. The new cards with a
different coloured back to those in use, shall be shuffled in accordance
with rule 4.1.

3.8.1 At the discretion of the Casino Supervisor, if a card shoe capable of

scanning the cards is in use the replacement cards may be the same
coloured back as the cards in use.

3.9. When cards are handled by players during any shoe, all the cards from that
shoe shall be replaced.

3.10. Where a casino supervisor forms the opinion that the cards have become
unfit for further use and provided no coup is in progress, the casino
supervisor shall direct that the cards be replaced. The new cards shall be
shuffled in accordance with rule 4.1.

3.11. A casino supervisor or an inspector may, at any time, instruct the dealer to
check and verify the cards.

4. The Shuffle and Cut

4.1. The dealer shall shuffle the cards so that they are randomly intermixed:

4.1.1. before the start of play (unless pre-shuffled cards are introduced);

4.1.2. at the completion of the last coup as determined in accordance with

rules 4.9 and 4.10 (unless pre-shuffled cards are introduced); and

4.1.3. after a coup if directed by a casino supervisor, where there is reason

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to suspect that the cards are not randomly intermixed.

4.2. Where casino pre-shuffled cards are to be introduced the dealer may, upon
the request of a player and with the approval of a casino supervisor, riffle
shuffle the cards either prior to placing them into the multishuffler or
immediately prior to the cut.

4.2.1. Where Angel pre-shuffled cards are to be introduced, the dealer may
upon the request of a player and with the approval of a casino
supervisor, riffle shuffle the cards immediately prior to the cut.

4.3. After the cards have been shuffled, or when pre-shuffled cards have been
introduced, the dealer shall offer the stack of cards to the casino supervisor
to be cut; or at the discretion of the casino supervisor, the dealer shall offer
the stack of cards, with backs facing away from him/her, to the players to be
cut. When a player is to cut the cards, the player to cut the cards shall be:

4.3.1. the first player to the table if the game is just commencing or another
player designated by this patron; and

4.3.2. the player seated to the immediate left of the dealer or another player
designated by this patron.

4.4. If the player designated in rule 4.3.1 and/or 4.3.2 refuses the cut, the cards
shall be offered to each player moving clockwise around the table until a
player accepts the cut. If no player accepts the cut, a casino supervisor shall
cut the cards.

4.5. A person designated in rule 4.3 or 4.4 shall cut the cards by placing the
cutting card in the stack at least one deck in from either end of the stack.

4.6. Once the cutting card has been inserted by the person designated in these
rules the dealer shall arrange the cards so that all cards in front of the cutting
card are placed to the back of the stack, after which the dealer shall insert
the cutting card at least twenty cards in from the back of the stack. The stack
of cards shall then be inserted in the card shoe for commencement of play.

4.6.1. If the dealer mishandles or drops the cards the dealer is to inform
the casino supervisor to enable the casino supervisor to verify that
all cards have been collected.

4.7. Before the start of play following each shuffle and cut of cards, the dealer
may either:

4.7.1. burn the first card from the card shoe or shuffling device by placing it
face down in the discard rack;

or with the approval of a casino supervisor

4.7.2 burn the first card of the shoe by placing it face down in the discard
rack and at the request of the player(s), show the face of the card to
the player(s).

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or with the approval of a casino supervisor

4.7.3 remove the first card from the card shoe or shuffling device, face up;

4.7.3.1 draw, face down, additional cards equal in number to the face value
of the first card drawn; and

4.7.3.2 burn the first and additional cards drawn.

4.8. For the purposes of rule 4.7.3 a ten, jack, queen and king shall have a face
value of ten and an ace a face value of one.

4.9. Subject to rule 4.10, whenever the cutting card appears during play, it shall
be removed and placed to the side and the coup shall be completed. Upon
completion of that coup, the dealer calling the game shall announce "last
coup". Upon completion of one more coup, the cards shall be replaced or
reshuffled.

4.10. Where the cutting card appears as the first card of a coup, it shall be
removed and placed to the side and the dealer calling the game shall
announce "last coup". Upon completion of the coup, the cards shall be
replaced or reshuffled.

4.11. When a shuffling device is used, the cards shall be placed in the shuffling
device to be shuffled and shall not be cut.

4.12. Where casino pre-shuffled cards are in use, the dealer at the discretion of a
casino supervisor may perform a manual shuffle prior to inserting the cards
into the shuffling device.

4.13. Should the Casino Supervisor at any time form the opinion that the
sequence of cards in a shoe has been revealed to the players during
the shuffling and/or cut process, then the shoe shall be declared void
and an Inspector notified

5. Wagers

5.1. The wagers defined in this rule shall be the permissible wagers at the game
of Baccarat:

5.1.1. a wager on the Player's Hand which shall –

5.1.1.1. win if the Player's Hand has a point count higher than
that of the Banker's Hand;

5.1.1.2. lose if the Player's Hand has a point count lower than
that of the Banker's Hand; and

5.1.1.3. be declared a standoff if the point counts of the Player's

Hand and the Banker's Hand are equal;

5.1.2. a wager on the Banker's Hand which shall –

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5.1.2.1. win if the Banker's Hand has a point count higher than
that of the Player's Hand;

5.1.2.2. lose if the Banker's Hand has a point count lower than
that of the Player's Hand; and

5.1.2.3. be declared a standoff if the point counts of the Banker's

Hand and the Player's Hand are equal.

5.1.3. a "Tie" bet which shall win if the point counts of the Player's Hand
and the Banker's Hand are equal and shall lose if such point counts
are not equal.

5.2. All wagers shall be placed by means of chips and/or casino promotional
tokens.

5.3. A wager by a player shall be placed on the appropriate wagering areas of

the Baccarat layout prior to the first card being removed from the card shoe
or shuffling device for each coup.

5.4. Subject to rule 12.12, until a decision and settlement has been made in
respect of any wager, no wager may be handled, placed, increased or
withdrawn after the first card of the coup has been removed from the card
shoe or shuffling device.

5.5. For the wager to be considered valid:

5.5.1 the bet must be inside the wagering area

5.5.2 each bet is to be treated as a single individual bet

5.5.3 the bet must lay flat against the layout and must not be placed on top of
another bet

5.6. For any coup a player may wager on:

5.6.1. the Player's Hand; or

5.6.2. the Player's Hand and Tie; or

5.6.3. the Banker's Hand; or

5.6.4. the Banker's Hand and Tie; or

5.6.5. a Tie; or

5.6.6. with the approval of a Casino Supervisor, the Banker’s Hand and the
Player’s Hand; or

5.6.7. with the approval of a Casino Supervisor, the Banker’s Hand and the
Player’s Hand and a Tie.

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5.7. Players are responsible for the positioning of their wagers on the layout,
whether or not they are assisted by the dealer. Players must ensure that any
instructions given to the dealer regarding the placement of their wagers are
correctly carried out.

5.8. Where it is not possible to pay a wager exactly in chips it shall be paid to the
next highest amount to which payment can be made in chips.

6. Minimum and Maximum Wagers

6.1. The minimum and maximum wagers permitted to be played by a player

and/or for each playing area and/or the table differential shall be shown on
a sign at the table.

6.1.1. Unless stated on the sign, wagers are not required to be made in
multiples of the minimum. The sign may also state the minimum unit
in which wagers may be made above the table minimum.

6.2. Where, prior to the first card being removed from the card shoe or shuffling
device, the total of the wagers for a coup is found to exceed the table
differential or the table playing area maximum displayed on the table sign,
the dealer may reduce wagers pro rata on either the Player's Hand or
Banker's Hand so that the total no longer exceeds the table differential or the
playing area maximum.

6.3. Where a table differential is in use and it is discovered after the first card of
the coup has been removed from the shoe that the differential has been
exceeded, then all wagers for that coup will be considered valid wagers.

6.4. A wager found to be below the stated minimum, after the first card has been
removed from the card shoe or shuffling device, shall be valid.

6.5. A wager found to be above the stated maximum shall be paid or collected to
the maximum. Wagers found to exceed the playing area maximum shall be
paid or collected to the player area maximum on a pro rata basis.

6.5.1. In the event that a player has been found to have wagered above the
maximum or players have wagered above the table differential or
exceeded the table playing area maximum displayed on the table
sign on any previous coup(s) the wagers and results of the previous
coup(s) shall stand.

6.6. Players are responsible for ensuring that their wagers comply with the limits
stated on the sign on the table.

6.7. A casino supervisor may alter the limits on a gaming table at any time except
that a minimum wager can only be changed to a higher minimum if a sign
indicating the new minimum and proposed time of change has been
displayed at the table at least 20 minutes before the change.

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6.7.1. Notwithstanding rule 6.7, a casino supervisor may increase the

minimum wager on a gaming table at any time, provided that any
player already playing on the table at that time shall be entitled to
continue to play at the pre-existing table minimum.

6.7.1.1. A marker shall be placed directly in front of the players’

box, indicating that the player is entitled to continue to
play at the pre-existing table minimum.

6.7.1.2. When the player leaves the table, the marker shall be
removed from the layout.

6.7.1.3. Should a player be controlling more than one box, the

marker shall be placed in front of the box at which he or
she is located.

6.7.2. Where a player continues to play at the pre-existing table

minimum, that minimum wager can only changed to a higher
minimum if a sign indicating the new minimum and proposed time
of change has been displayed at the table at least 20 minutes before
the change.

6.7.3. When two table minimums are in place, table signage must
indicate the previous table limits as well as the new table limits.

6.7.4. New players arriving at the table after the change shall be required
to adhere to the new table minimum.

6.8. A casino supervisor may allow a player to wager in excess of the stated
maximum wagers permitted on that table, provided that a sign denoting the
new minimum and maximum wagers for that player is placed on an
appropriate area of the table.

6.9. Where low limit gaming is offered for this game:

6.9.1. tournament play shall not be offered; and

6.9.2. all cards shall be dealt from a shuffling device.

7. The Initial Deal

7.1. Immediately before the start of each coup, the dealer may announce "place
your bets” and/or “no more bets”.

7.2. There shall be two hands dealt, one of which shall be designated as the
Player's Hand and the other as the Banker's Hand.

7.3. Four cards shall be dealt from the card shoe or shuffling device. The first
and third cards shall respectively represent the first and second card of the
Player's Hand and the second and fourth cards dealt shall respectively
represent the first and second cards of the Banker's Hand.

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7.4. Only where a card shoe is in use and if there are no patrons at the table, the
Casino Supervisor may authorise no bet coups to be dealt, provided that a
marker is placed on the layout to indicate that a no bet coup is underway or that
surveillance is notified prior to the dealing of such coup(s). The coup(s) will
then be dealt in accordance with the rules of the game.

7.5. Notwithstanding rules 7.4, 12.1.1 and 12.3, a Casino Supervisor may permit
one or more no bet coups to be dealt at a specific table providing all players
at the table agree to a ‘no bet coup’ being dealt.

8. Dealing Methods

8.1. The game shall be conducted in accordance with one of the following
dealing methods, namely ‘Method A’, ‘Method B’, or ’Method C’.

8.2. Where cards are passed to a player designated to receive them in

accordance with these rules;

8.2.1. that player must be seated at the table and;

8.2.2. that player may pick up the cards but must ensure that the cards:
remain continually in full view of everyone participating in the game
and
8.2.3. that player must ensure that the cards do not leave the area of the
table layout nor are held away from the table.

8.3. A casino supervisor may at any time direct a player designated to receive
the cards to forfeit control of the cards.

8.4. With the prior approval of a casino supervisor, where cards are passed to a
player designated to receive them in accordance with these rules, that player
may nominate another seated player or seated players to expose either both
of the initial two and/or third card(s) on their behalf;

8.4.1. Where the designated player passes one of the initial two cards
to a nominated seated player and the other card to another
nominated seated player, the dealer must ensure that only one card
at a time is passed out to and exposed by a nominated player.

Method A

8.5. The dealer shall retain control of the cards for both the Player's Hand and
the Banker's Hand and players shall not be permitted to handle the cards.

8.6. The dealer shall:

8.6.1. deal the first four cards face upwards, or face downwards and then
expose the cards, to the areas designated on the table layout for both
the Player’s Hand and the Banker’s Hand; and

8.6.2. announce the point count of the Player’s Hand and then the point
count of the Banker’s hand.

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8.7. Any third card required to be dealt to the Player’s Hand or the Banker’s hand,
in accordance with rule 9, shall be dealt in the same manner as the initial
four cards.

Method B

8.8. The players to receive the cards for the Player’s Hand and Banker’s Hand
will be the players with the highest amount wagered on the Player’s Hand
and Banker’s Hand respectively. This may be indicated by either a ‘Player’
or ‘Banker’ marker being placed directly in front of the player as is
appropriate.

8.9. If a player with the highest amount wagered on either hand refuses to accept
the cards for that hand, these cards shall be passed to the player having the
next highest amount wagered on the respective hand.

8.10. In the event that two or more persons have made a wager on either hand
which constitutes the highest amount wagered in respect of that hand, the
dealer shall first pass the cards to that player with the equal highest wager
who occupies the seat nearest to the right of the dealer.

8.11. If that player refuses to accept the cards, the cards shall be passed by the
dealer to the next person with the equal highest wager, moving counter
clockwise around the table.

8.12. The dealer shall deal the first four cards face downwards and shall pass the
cards for the Player's Hand and the Banker's Hand face downwards to the
designated player(s).

8.13. The cards for the Player's Hand and the cards for the Banker's Hand shall
not be passed out at the same time. Only one set of cards, either the
Player's Hand or the Banker's Hand, shall be handled by the players at any
one time.

8.14. The cards for either the Player's Hand or the Banker's Hand shall be retained
by the dealer in the event that:

8.14.1. no player has wagered on that coup; or

8.14.2. all players wagering on that coup refuse to accept the cards.

8.15. Having checked the cards the designated player may expose the hand and
the dealer shall then:

8.15.1. collect the cards and place them in the area designated on the layout;
and

8.15.2. prior to the dealing of a third card to Player hand or Banker Hand
turn over any cards that are not exposed by the players or patrons;
and

8.15.3. announce the point count of the Player's Hand and then the point

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count of the Banker's Hand.

8.16. Any third card required to be dealt to the Player's Hand or the Banker's Hand
in accordance with rule 9 shall be dealt in the same manner as the initial four
cards.

Method C

8.17. At the commencement of the shoe, the player seated to the immediate right
of the dealer will be the designated player. By accepting this designation the
player shall be required to place a wager on the Banker's Hand and to
receive the cards dealt to the Banker's Hand. This may be indicated by a
marker denoting “Banker” being placed in front of the player.

8.18. Should the designated player decline to be the designated player, the role of
designated player shall pass to each of the other seated players in turn
counter clockwise around the table.

8.19. A player who has accepted the role of designated player may pass it after
any coup.

8.20. The designated player shall retain control of the Banker’s cards until either
the player elects to pass the role of designated player or the Banker’s Hand
loses or the player is directed by the casino supervisor to forfeit control of
the cards.

8.21. Should all players decline to accept the marker the game shall be dealt in
accordance with ‘Method A’.

8.22. The dealer shall deal the first four cards face downwards and shall pass the
cards for the Banker's Hand face downwards to the designated player.

8.23. The dealer shall retain the cards for the Player's Hand.

8.24. Having checked the cards the designated player may expose the hand and
the dealer shall then:

8.24.1. collect the cards and place them face upwards on the area
designated on the layout; and

8.24.2. turn over any cards that are not exposed by the players; and

8.24.3. announce the point count of the Player's Hand and then the point
count of the Banker's Hand.

8.25. Any third card required to be dealt to the Player's Hand or the Banker's Hand
in accordance with rule 9 shall be dealt in the same manner as the initial four
cards.

8.26. When the Banker's Hand loses, the role of the designated player shall be
offered counter clockwise around the table, starting to the immediate right of
the last designated.

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9. Dealing of Additional Cards

9.1. Following the announcement of the point counts of each hand, a third card
shall be dealt to each hand if so required pursuant to rules 9.2 to 9.6
inclusive.

9.2. If the point count of the Player's Hand or the Banker's Hand after the initial
four cards are dealt is 8 or 9, which is called a "natural", no more cards shall
be dealt to either hand.

9.3. If the point count of the Banker's Hand is 0 to 7 inclusive after the initial four
cards are dealt, the Player's Hand shall:

9.3.1. draw (i.e. take a third card); or

9.3.2. stand (i.e. not take a third card),

in accordance with the requirements of Table 1 below.

TABLE 1: PLAYER’S HAND

A Player having a point count of: -
0-1-2-3-4-5- Draws a card
6-7 Stands
8-9 Has a natural and cannot draw

9.4. When the Player's Hand draws, the Banker's Hand shall:

9.4.1. draw (i.e. take a third card), or

9.4.2. stand (i.e. not take a third card),

in accordance with the requirements of Table 2 below.

TABLE 2: BANKER’S HAND

Third card drawn by Player's Hand

Banker's No
0 1 2 3 4 5 6 7 8 9
Hand Card
0 D D D D D D D D D D D
1 D D D D D D D D D D D
2 D D D D D D D D D D D
3 D D D D D D D D D S D
4 D S S D D D D D D S S
5 D S S S S D D D D S S
6 S S S S S S S D D S S
7 S S S S S S S S S S S
8 S S S S S S S S S S S
9 S S S S S S S S S S S

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9.5. When the Player's Hand stands, the Banker's Hand shall draw a third card if
the point count of the Banker's Hand is 0 to 5 inclusive.

9.6. In no event shall more than one additional card be drawn to either hand.

10. Baccarat Optional Bets

10.1. The casino operator may, at its discretion, offer players the opportunity
to make optional wagers in accordance with this rule.

Baccarat Pairs

10.2. Where the Baccarat Pairs wager is offered, and the game of Baccarat is
played at a table with a layout cloth marked in a manner substantially similar
to that shown in diagram ”A”, “B”, “D”, “E” or “H”, any player may elect to
place a Baccarat Pairs wager on the Pairs Banker and/or the Pairs Player
before the coup commences. Baccarat Pairs wagers shall be placed in the
appropriate playing area of the layout.

10.3. The amount required to make a Baccarat Pairs wager shall be shown o n a
sign at the table.

10.4. A Casino Supervisor may limit the placement of Baccarat Pairs wagers to
those players who have also placed an initial Baccarat wager in accordance
with rule 5, providing:

10.4.1. prior notification of the restriction is given to Surveillance; and

10.4.2. a sign advising players of the restriction is displayed at the table.

10.5. A player may only place one Baccarat Pairs wager on the Pairs Banker
wager and/or Pairs Player wager per coup. Subject to rule 10.4, preference
of wagering will be given to those players who have also placed an initial
Baccarat wager in accordance with rule 5, with any available positions
assigned to other players in the order that wagers are placed.

10.6. For the purposes of playing Baccarat Pairs, a pair shall mean a hand that
c o m p r i s e s the first two cards dealt to either the Banker’s Hand or the
Player’s Hand that are:

10.6.1. of the same number, namely, Ace, 2, 3, 4, 5, 6, 7, 8, 9 or 10; or

10.6.2. of the same picture type, namely jack, queen or king.

10.7. Where a Baccarat Pairs wager is made on either the Pairs Banker or the
Pairs Player and the initial two cards dealt to that particular h a n d in that
coup are a Baccarat Pair that wager will be paid at the odds of 11 to 1.

10.8. Losing Baccarat Pairs wagers shall be collected and winning B a c c a r a t

Pairs wagers paid by the dealer at settlement.

Super Six

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10.9. Where the Super Six wager is offered, and the game of Baccarat is played
at a table with a layout marked in a manner substantially similar to that
shown in diagram “C”, “D” or “H”, any player may elect to place a wager on
the Super Six wagering area before the coup commences.

10.10. The amount required to make a Super Six wager shall be shown on a sign
at the table.

10.11. A Casino Supervisor may limit the placement of Super Six wagers to those
players who have also placed an initial Baccarat wager in accordance with
rule 5, providing:

10.11.1. prior notification of the restriction is given to Surveillance; and

10.11.2. a sign advising players of the restriction is displayed at the table.

10.12. A player may only place one Super Six wager per coup. Subject to rule
10.11, preference of wagering will be given to those players who have also
placed an initial Baccarat wager in accordance with rule 5, with any available
positions assigned to other players in the order that wagers are placed

10.13. When the Banker wins with a point total of six, the Super Six wager shall
win. All other results shall cause the Super Six wager to lose.

Tiger Tie

10.14. Where the Tiger Tie wager is offered, and the game of Baccarat is played
at a table with a layout marked in a manner substantially similar to that
shown in diagrams “F”, “G”, “I” or “J”, any player may elect to place a wager
on the Tiger Tie wagering area before the coup commences.

10.15. The amount required to make a Tiger Tie wager shall be shown on a sign
at the table.

10.16. A Casino Supervisor may limit the placement of Tiger Tie wagers to those
players who have also placed an initial Baccarat wager in accordance with
rule 5, providing:

10.16.1. prior notification of the restriction is given to Surveillance; and

10.16.2. a sign advising players of the restriction is displayed at the table.

10.17. A player may only place one Tiger Tie wager per coup. Subject to rule 10.16,
preference of wagering will be given to those players who have also placed
an initial Baccarat wager in accordance with rule 5, with any available
positions assigned to other players in the order that wagers are placed.

10.18. When the result of the coup is a tie on a point total of 6, the Tiger Tie
wager shall win and be paid according to rule 11.1.7. All other results shall
cause the Tiger Tie wager to lose.

Tiger Pair

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10.19. Where the Tiger Pair wager is offered, and the game of Baccarat is played
at a table with a layout marked in a manner substantially similar to that
shown in diagrams “F”,“G”,”I” or “J”, any player may elect to place a wager
on the Tiger Pair wagering area before the coup commences.

10.20. The amount required to make a Tiger Pair wager shall be shown on a sign
at the table.

10.21. A Casino Supervisor may limit the placement of Tiger Pair wagers to those
players who have also placed an initial Baccarat wager in accordance with
rule 5, providing:

10.21.1. prior notification of the restriction is given to Surveillance; and

10.21.2. a sign advising players of the restriction is displayed at the table.

10.22. A player may only place one Tiger Pair wager per coup. Subject to rule
10.21, preference of wagering will be given to those players who have also
placed an initial Baccarat wager in accordance with rule 5, with any available
positions assigned to other players in the order that wagers are placed.

10.23. If,

10.23.1. the initial two cards of the “Player” hand OR the initial two cards
of the “Banker” hand form a pair, the Tiger Pair wager shall win as a
“Single Tiger Pair” and be paid according to rule 11.1.8.1.

Or,

10.23.2. the initial two cards of the “Player” hand form a pair AND the
initial two cards of the “Banker” hand form a pair AND the pairs do not
have the same face value, the Tiger Pair wager shall win as a “Double
Tiger Pair” and be paid according to rule 11.1.8.2.

Or,

10.23.3. the initial two cards of the “Player” hand form a pair AND the
initial two cards of the “Banker” hand form a pair AND the pairs have the
same face value, the Tiger Pair wager shall win as a “Twin Tiger Pair”
and be paid according to rule 11.1.8.3.

Or,

10.23.4. the initial two cards of the “Player” hand don’t form a pair AND
the initial two cards of the “Banker” hand don’t form a pair, the Tiger Pair
wager shall lose.

10.24. For the purposes of playing Tiger Pairs, a pair shall mean a hand that

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c o m p r i s e s the first two cards dealt to either the Banker’s Hand or the
Player’s Hand that are:

10.24.1. of the same number, namely, Ace, 2, 3, 4, 5, 6, 7, 8, 9 or 10; or

10.24.2. of the same picture type, namely jack, queen or king.

Tiger

10.25. Where the Tiger wager is offered, and the game of Baccarat is played at a
table with a layout marked in a manner substantially similar to that shown in
diagrams “F”, “G”, “I” or “J”, any player may elect to place a wager on the
Tiger wagering area before the coup commences.

10.26. The amount required to make a Tiger wager shall be shown on a sign at the
table.

10.27. A Casino Supervisor may limit the placement of Tiger wagers to those
players who have also placed an initial Baccarat wager in accordance with
rule 5, providing:

10.27.1. prior notification of the restriction is given to Surveillance; and

10.27.2. a sign advising players of the restriction is displayed at the table.

10.28. A player may only place one Tiger wager per coup. Subject to rule 10.26,
preference of wagering will be given to those players who have also placed
an initial Baccarat wager in accordance with rule 5, with any available
positions assigned to other players in the order that wagers are placed.

10.29. If,

10.29.1. The Banker has won with 2 cards totalling 6, the Tiger wager
shall win as “2 Card Tiger” and be paid according to rule 11.1.9.1.

Or,

10.29.2. The Banker has won with 3 cards totalling 6, The Tiger wager
shall win as “3 Card Tiger” and be paid according to rule 11.1.9.2.

Or,

10.29.3. The Banker has not won with a total of 6, The Tiger wager shall
lose.

Big Tiger

10.30. Where the Big Tiger wager is offered, and the game of Baccarat is played
at a table with a layout marked in a manner substantially similar to that
shown in diagrams “F”, “G”, “I” or “J”, any player may elect to place a wager

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on the Big Tiger wagering area before the coup commences.

10.31. The amount required to make a Big Tiger wager shall be shown on a sign
at the table.

10.32. A Casino Supervisor may limit the placement of Big Tiger wagers to those
players who have also placed an initial Baccarat wager in accordance with
rule 5, providing:

10.32.1. prior notification of the restriction is given to Surveillance; and

10.32.2. a sign advising players of the restriction is displayed at the table.

10.33. A player may only place one Big Tiger wager per coup. Subject to rule 10.31,
preference of wagering will be given to those players who have also placed
an initial Baccarat wager in accordance with rule 5, with any available
positions assigned to other players in the order that wagers are placed.

10.34. If the Banker has won with 3 cards totalling 6, the Big Tiger wager shall
win and be paid according to rule 11.1.10. All other results shall cause the
Big Tiger wager to lose.

Small Tiger

10.35. Where the Small Tiger wager is offered, and the game of Baccarat is played
at a table with a layout marked in a manner substantially similar to that
shown in diagrams “F”, “G”, “I” or “J”, any player may elect to place a wager
on the Small Tiger wagering area before the coup commences.

10.36. The amount required to make a Small Tiger wager shall be shown on a sign
at the table.

10.37. A Casino Supervisor may limit the placement of Small Tiger wagers to those
players who have also placed an initial Baccarat wager in accordance with
rule 5, providing:

10.37.1. prior notification of the restriction is given to Surveillance; and

10.37.2. a sign advising players of the restriction is displayed at the table.

10.38. A player may only place one Small Tiger wager per coup. Subject to rule
10.36, preference of wagering will be given to those players who have also
placed an initial Baccarat wager in accordance with rule 5, with any available
positions assigned to other players in the order that wagers are placed.

10.39. If the Banker has won with 2 cards totalling 6, the Small Tiger wager shall
win and be paid according to rule 11.1.11. All other results shall cause the
Small Tiger wager to lose.

11. Settlement

11.1. Settlement of wagers after the announcement of the result of the coup shall

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be as follows:

11.1.1. all losing wagers shall be collected;

11.1.2. a winning wager on the Player's Hand shall be paid at the odds of 1
to 1;

11.1.3. a winning wager on the Banker's Hand shall be paid at the odds of
19 to 20;

11.1.4. a winning Baccarat Pairs wager shall be paid at the odds of 11 to 1;

and

11.1.5. a winning wager on a Tie bet shall be paid at the odds of 8 to 1; and

11.1.6. a winning Super Six wager shall be paid at odds of 15 to 1.

11.1.7. a winning wager on Tiger Tie shall be paid at the odds of 45 to 1.

11.1.8. Tiger Pair wagers:

11.1.8.1. A Tiger Pair wager when the result is Single Tiger Pair shall be
paid at the odds of 4 to 1.

11.1.8.2. A Tiger Pair wager when the result is Double Tiger Pair shall be
paid at the odds of 25 to 1.

11.1.8.3. A Tiger Pair wager when the result is Twin Tiger Pair shall be
paid at the odds of 100 to 1.

11.1.9. Tiger wagers:

11.1.9.1. A Tiger wager when the result is 2 Card Tiger shall be paid at
the odds of 12 to 1.

11.1.9.2. A Tiger wager when the result is 3 Card Tiger shall be paid at
the odds of 22 to 1.

11.1.10. A winning wager on Big Tiger shall be paid at the odds of 55 to

1.

11.1.11. A winning wager on Small Tiger shall be paid at the odds of 22

to 1.

11.2. Where the game in play is Even Money Baccarat, settlement of wagers after
the announcement of the result of the coup shall be as follows:

11.2.1. a winning wager on the Player’s Hand shall be paid at odds of 1 to 1;

11.2.2. a winning wager on the Banker's hand shall be paid at odds of 1 to 1

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except where the winning hand has a point count of 6 which shall be
paid at odds of 1 to 2; and

11.2.3. a winning wager on a Tie bet shall be paid at odds of 8 to 1.

12. Irregularities

12.1. If at any time during a coup the dealer or designated player:

(a) Deals the cards in such a way as to cast doubt on the correct order of the
cards, or;

(b) Incorrectly deals the cards and the error is detected and notified to gaming
staff prior to the commencement of the next coup;

The following shall apply:

12.1.1. a reconstruction of the cards shall be attempted in order to comply

with the dealing procedures of rule 7.3 and/or rule 9. After the
reconstruction has occurred, each player shall have the option of
removing their own wager prior to the coup resuming provided that
once it has been removed, it cannot be replaced or remaining
wagers either added to or reduced. If all wagers are removed, then
a no bet coup will be dealt.

12.1.2. where a coup cannot be reconstructed, the casino supervisor shall

authorise that the coup be declared void and all monies returned for
that coup. Play shall then continue with the remaining cards in the
card shoe or shuffling device.

12.1.3. where a card shoe is in use, and the requirements of 12.1.2 have
been met the casino supervisor may, with the agreement of all
players, remove the remaining cards from the card shoe and shuffle
or replace the cards.

12.1.4. should such an error not be notified to gaming staff prior to the
commencement of the next coup, or prior to removal of all cards
from a shoe or the closure of the table, then this will have the same
effect as the “commencement of the next coup” and the results for
all previous coups shall stand.

12.2. A third card dealt to the Player's Hand when no third card is authorised by
these rules shall become the third card of the Banker's Hand if the Banker's
Hand is obliged to draw in accordance with these rules. If the Banker's Hand
is required to stand, the card dealt in error shall become the first card of the
next coup.

12.3. A third card dealt to the Banker’s Hand when no third card is authorised by
these rules, or a card that would have been the first card of a coup has been
exposed or is found face upwards in the card shoe or shuffling device, that
card shall become the first card of a no bet coup.

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12.4. When a no bet coup arises, the cards shall be dealt in accordance with
Method A, and no wagers shall be permitted.

12.5. If a card is found face upwards in the card shoe or shuffling device after the
first card of a coup has been dealt, the card shall be played as if it were found
face downwards.

12.5.1. where a shuffling device is used and there is reason to suspect that
further cards may be incorrectly faced in the shuffling device, a
casino supervisor may, after the coup has been completed, direct
that all remaining cards be removed from the shuffling device and
checked.

12.6. If there are found to be insufficient cards in the card shoe to complete a hand
that coup shall be void.

12.7. In the event that the cards are not cut in accordance with rules 4.3 and 4.4,
the dealer shall complete the coup. The cards shall then be shuffled and cut
in accordance with these rules. The results of previous coups shall stand.

12.8. Should the dealer forget to burn the first and/or any additional cards from the
card shoe or shuffling device in accordance with rule 4.7, then play shall
continue with those cards remaining in play.

12.9. In the event that the cards are not shuffled following the exposure of the
cutting card the dealer shall complete coup. The cards shall then be shuffled
and cut in accordance with these rules. The results of previous coups shall
stand.

12.10. In the event that the game in play is Even Money Baccarat and the dealer
settles wagers in accordance with rule 11.1 or where the game in play is
Baccarat and the dealer settles the wagers in accordance with rule 11.2 the
following shall apply:

12.10.1. the results of all previous coups shall stand; and

12.10.2. the game will then continue in accordance with the approved rules
for the game in play.

12.11. In the event that a card(s) is found to be missing from a card shoe or
shuffling device; or a card is found that does not form part of the 52 cards
that make up a deck in accordance with rule 3.1, the following shall apply:

12.11.1. the result of any coups previously completed shall stand; and

12.11.2. the coup where the missing card(s) is discovered or the foreign(s)
is found shall be declared void and all monies returned for that
coup; and

12.11.3. the remainder of the cards in the card shoe or shuffling device shall
then be removed and the decks checked and verified at the table
for any further missing or foreign cards; and

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12.11.4. Surveillance and Inspector shall be notified.

12.12. With the exception of dealing method A, and only prior to any cards being
exposed, a Casino Supervisor or above may modify the application of rule
5.4 if it is apparent that given the circumstances, strict application of the rule
would be unfair to the player(s).

12.13. Where a card shoe that is capable of scanning the cards is in use and if there
is a discrepancy between the actual cards dealt and the results of the coup
indicated by the card shoe, a casino supervisor must seek to confirm the
actual outcome. If a casino supervisor is unable to confirm the actual
outcome, the casino supervisor shall declare the coup void.

12.14. The WRD unit must be disregarded if the WRD unit displays a result other
than the actual outcome.

12.15. In the event that cards are passed out to a player not designated to receive
the cards in accordance with dealing methods B and C, the result of that
coup shall stand.

12.16. If a card has been burned it shall be treated as a burned card.

12.17 In the event that a bet is found to be invalid after the first card of the coup has been
dealt, the bet is to be returned to the player

13. Shuffling Device Malfunction

13.1. This rule, and rules 13.2 to 13.3, apply if all of the following conditions are
satisfied:

13.1.1. a shuffling device is in use for a game of Baccarat; and

13.1.2. it becomes evident, in a coup for which 1 or more cards have been
dealt, that the shuffling device is no longer capable of operating in
the way it is intended to operate; and

13.1.3. the malfunctioning of the shuffling device has not operated to the
disadvantaged of the casino operator or a player; and

13.1.4. another shuffling device is readily available; and

13.1.5. it is practicable to transfer cards to another shuffling device.

13.2. Where a shuffling device malfunctions without causing any damage to the
cards in the shuffling device, the cards in the shuffling device must be
transferred to another shuffling device and the game continued.

13.3. Where a shuffling device malfunctions and causes damage to any card in
the shuffling device:

13.3.1. the damaged cards in the malfunctioning shuffling device are to be

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removed from play; and

13.3.2. the undamaged cards still in the malfunctioning shuffling device are
to be transferred from the malfunctioning shuffling device to another
shuffling device; and

13.3.3. the damaged cards are to be replaced with cards from a new deck,
and the replacement cards are to be placed in the shuffling device
containing the cards transferred from the malfunctioning shuffling
device; and

13.3.4. the game is continued.

13.4. Where a shuffling device malfunctions and the casino operator or a player is
disadvantaged by reason of the malfunction, the coup is terminated, and the
amount wagered by each player must be returned to the player. The result
of any coups previously completed shall stand.

13.5. Where a shuffling device malfunctions and rules 13.1.4 or 13.1.5 can not be
satisfied:

13.5.1. each player must be given the opportunity to have each amount
wagered by the player in the coup returned to the player; and

13.5.2. any damaged card must be replaced with cards from a new deck;
and

13.5.3. the replacement cards, if any, and any undamaged cards in the
shuffling device are to be shuffled and cut in the same way as
applies under rule 4; and

13.5.4. the coup for the players who elected not to have their wagers
returned is completed using a card shoe.

14. General Provisions

14.1. A person shall not, either alone or in concert with any other person, use or
control at or near a gaming table or location related to the playing of a game
a calculator, computer, or other electronic, electrical or mechanical
apparatus or device that is capable, with respect to a game or a part thereof,
of recording, projecting, analysing or transmitting an outcome or the
changing probabilities or the playing strategies to be used.

14.2. Rule 14.1 shall not apply to use or control by an agent or employee of the
casino operator or an inspector where such person is acting in the course of
their duty.

14.3. Where a casino supervisor is satisfied that a person has contravened any
provision of rule 14.1, he/she may:

14.3.1. declare that any wager made by the person is void;

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14.3.2. direct that the person shall be excluded from further participation in
the game;

14.3.3. exclude the person from the casino in line with the provisions of
section 79 of the Casino Control Act 1992;

14.3.4. cause the person(s) in possession of a prohibited device to be

detained until such time as an inspector or a police officer has
attended and assumed responsibility for the situation.

14.4. A casino supervisor may invalidate the outcome of a game if:

14.4.1. the game is disrupted by civil commotion, fire, riot, brawl, robbery,
an act of God; or

14.4.2. any fraudulent act is perpetrated by any person that, in the opinion
of the casino supervisor, affects the outcome of the game.

14.5. Where the outcome of a game is invalidated under rule 14.4, all wagers
made by the players for that particular result may be refunded provided that
a casino supervisor may direct that the wager of any player referred to in
rule 14.4.2 be forfeited.

14.6. A player shall not be advised by an employee of the casino on how to play,
except to ensure compliance with these rules.

14.7. No spectator or any player wagering at any table may, unless requested by
a player, attempt to influence, influence or offer advice to that player
regarding that player's decisions of play.

14.8. A casino supervisor may change the game in play (from or to Even Money
Baccarat) providing that a sign indicating the game to be implemented and
the proposed time of the change has been displayed at the table at least 20
minutes prior to the change or with the consent of all players participating in
the current game.

14.9. A casino supervisor may close a gaming table at which players are present
provided a sign showing the proposed time of closure has been displayed at
the table for at least 20 minutes before the closure.

14.10. Notwithstanding rule 7.4 and 7.5, a player who abstains from placing any
wagers for three consecutive coups, while all other seats or positions at the
table are in use, may be required to vacate their seat or position.

14.11. Players and spectators are not permitted to have side bets with or against
each other.

14.12. A casino supervisor may refuse, on reasonable grounds, any wager made
by a player prior to the first card of a coup being removed from the card shoe
or shuffling device, and in so doing may cause the wager(s) to be removed
from the layout.

14.13. Any dispute or complaint concerning a casino game shall be referred for

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decision in the first instance to a gaming supervisor, subject to a review (if

requested) by a casino supervisor.

14.14. In any dispute arising from the play of the game, the decision of the casino
operator is final. Where any person is not satisfied with a decision of the
casino operator relating to the conduct of gaming, the person will be advised
their right to lodge a complaint with an inspector under section 33 of the
Gaming and Liquor Administration Act 2007.

14.15. A copy of these rules shall be made available for inspection upon request.

15. Tournament Play

15.1. Definitions

15.1.1. In these rules, unless the contrary appears:

“buy-in” means the prescribed amount of money to be converted into tournament

chips by each tournament player prior to each session or final for participation in
the tournament;

“marker” means an indicator which may be used to indicate the wagering order;

“pass card” an approved card which may be used by a tournament player in lieu of
a wager in a round of play;
“play-off” means any session of play the purpose of which is to determine a winner
and/or placegetter(s) of a session where two or more tournament players have
finished that session with an equal value of chips other than zero;

“session” means a set time period, measured using a clock or determined by some
other means, at the completion of which the winner and/or placegetter(s) advance to
a further or final session;

“tie” means that two (2) or more tournament players have equal value amounts
of tournament chips at the conclusion of a heat or final;

“tournament” means a competition for the playing of Baccarat, which is restricted

to persons who have completed an entry form and have paid the prescribed entry
fee;

“tournament chips” are chips issued to tournament players for the purposes of
wagering and scoring in tournament play, they have no cash value and are not
redeemable for cash or any other types of chips;

“Tournament Manager” means a licensed person(s) appo i nte d by the casino

operator and responsible for the overall control of the tournament; and

“undisclosed wager” means a wager made by a tournament player by writing

the amount and type of wager on an approved form the details of which shall not be
revealed to any other tournament player at the table until after the calling of ‘no
more bets’ by the dealer and prior to the first card being drawn from the shoe
for the coup in which the wager was placed.

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15.2. Application of Baccarat rules

15.2.1. The rules for playing of Baccarat other than sub rules 6.4, 6.5, 6.7
and 6.8 shall apply, except where the rules are inconsistent with the
rules for tournament play, in which case the rules for tournament
play shall prevail.

15.3. Entry fees/prize pool for tournament

15.3.1. The casino operator may charge tournament players a fee to enter
a tournament and may add value to the prize pool in the form of
cash, goods or services.

15.3.2. All entry fees received by the casino operator shall be included
in a prize pool for distribution to the winning tournament players
in accordance with the conditions of play and no entry fee or
part thereof shall be refunded to any person unless specifically
permitted by the conditions of entry.

15.3.3. The casino operator may guarantee the prize pool based on a
minimum number of entries being received. Should the number
of entries be less than the minimum requirement, the casino
operator may reserve the right to cancel the tournament.

15.3.4. The casino operator may cancel the tournament without liability.
In the event of cancellation all entry fees will be refunded.

15.4. Tournament conditions

15.4.1. The casino operator is to publish and provide to each tournament

player a copy of the tournament conditions.

15.4.2. The tournament conditions must include, but is not limited to, the
following:

(a) the amount of the entry fee, if any;

(b) the amount of tournament chips to be allocated to or

purchased by the tournament player at the commencement
of a session;

(c) whether there is a minimum or compulsory wager for each

coup in a session;

(d) the minimum and maximum wagers for each coup in a

session including, if applicable, the point at which the
minimum and/or maximum wager may be increased during
a session;

(e) the structure of the tournament, including the dealing method

to be used, the number and duration of rounds or sessions
and the number of gaming tables to be active in each round

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or session, the method of progression from round to round

or session to session; repechage, catch-up or secondary
rounds or sessions;

(f) the conditions of play applicable to the allocation of tables

and wagering areas, the order of wagering, the use of pass
cards and undisclosed wagers;

(g) whether there is one or more opportunities for an

eliminated tournament player to buy back into the
tournament, and the method and timing of those
opportunities;

(h) in respect of eligibility for entry:

(i) a statement that only persons entitled to enter the

casino and gamble are eligible to enter the
tournament; and

(ii) if the casino operator is reserving the right generally

to deny entry to the tournament, a statement that the
casino operator may refuse any application; and

(iii) if the casino operator is applying general selection

criteria to determine eligibility to enter the
tournament, those criteria;

(i) the terms of entry (including the period within which an

tournament player may withdraw without financial penalty),
the application form and the minimum and maximum
numbers of tournament players;

(j) the prizes and the method of payment and any undertaking,
reservation or guarantee given by the casino operator, if
applicable; and

(k) a statement that the tournament is conducted by the

Tournament Manager in accordance with the tournament
conditions and the applicable rules of the game and that, in
the event of any inconsistency, the rules prevail.

15.4.3. The Tournament Manager may require each tournament player

to agree in writing with the approved Rules and Conditions of the
tournament prior to accepting entry into the tournament.

15.5. Conduct of Play

15.5.1. The Tournament Manager shall designate the gaming tables

to be used in the conduct of the tournament.

15.5.2. The casino operator must ensure that, during any session or round
of a tournament, a gaming table designated under rule 15.5.1 is
used exclusively for tournament play.

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15.5.3. The Tournament Manager may alter the starting time of any
session, if reasonable notice has been given to the tournament
players.

15.5.4. The Tournament Manager may determine the method of allocating

tables and playing areas to tournament players, the order of
wagering, the conditions applicable to the use of pass cards and
undisclosed wagers, providing those conditions are consistent with
the relevant rules of the game.

15.5.5. The Tournament Manager may conclude the play of a session or

round at a particular gaming table prior to the completion of the
scheduled number of hands or the scheduled completion time:

15.5.5.1. if the tournament player or players to progress to the

following session from that gaming table or round have
been determined; and

15.5.5.2. if the tournament conditions provide for the disposition of

tournament chips in cash at the end of the session or
round, providing all the tournament players at the
gaming table agree.

15.5.6. Where a tournament player does not take an allotted seat at the
specified time or is absent during a session the Tournament
Manager may:

15.5.6.1. direct the dealer to deduct an amount equal to the

minimum wager from the set amount of tournament chips
for each coup for which the tournament player is
absent, to a maximum of three rounds of play; and/or

15.5.6.2. declare the tournament player’s position cancelled and

the tournament player disqualified. Once disqualified a
tournament player will not be entitled to a refund of the
entry fee except on the approval of the Tournament
Manager but will retain the value of tournament chips
won or purchased in accordance with these rules.

15.5.7. The Tournament Manager may disqualify a tournament player

if found to have contravened any of the rules of Baccarat or
tournament play and shall not be entitled to receive a refund of the
entry fee.

15.5.8. At the completion of each session of play, dealers and/or casino

supervisors shall total the value of tournament chips in front of each
remaining tournament player. This amount is to be recorded and
given to the Tournament Manager who will determine and
announce the winners or place getters.

15.5.9. At the conclusion of each session of play, dealers and/or casino

supervisors are to ensure that all tournament chips have been

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returned to the inventory. If a situation arises where tournament

chips have not been returned to the table, the Tournament
Manager is to be advised and the quantity and denomination
recorded.

15.6. Wagers

15.6.1. All wagers will be made with tournament chips.

15.6.2. Prior to the start of any session, each tournament player will
receive or purchase an equivalent allotment of tournament chips at
the table.

15.6.3. Any tournament player who ca nn ot provide the p r e s c r i b e d

buy-in prior to the commencement of each session shall be
eliminated and the entry fee will not be refunded.

15.6.4. A tournament player must wager at least the minimum and no

more than the maximum on each coup during the session. A player
who fails to wager on each coup shall be disqualified unless he/she
has played a pass card in accordance with rule 15.7.

15.6.5. Tournament players will be disqualified if they increase, or

attempt to increase their buy-in by any other means than the
payment of winning wagers by the dealer. No such tournament
player shall be entitled to a refund of entry fee but will retain the
value of tournament chips won or purchased in accordance with
these rules.

15.6.6. Tournament players may not remove their tournament chips from
the table. All chips must remain in full view of tournament players
and staff whilst play is in progress. Tournament players must not
exchange chips with other tournament players for any reason.

15.6.7. The Tournament Manager shall disqualify any tournament player

found to be deliberately concealing, pocketing or otherwise hiding
chips during tournament play. No such tournament player shall be
entitled to a refund of entry fee.

15.6.8. All wagers must be made and paid with the approved tournament
chips.

15.6.9. Tournament chips in the possession of a tournament player at the

conclusion of each session of play shall remain the property of the
casino operator.

15.6.10. A tournament player shall wager only from their allocated position.

15.6.11. Subject to reasonable notice, the Tournament Manager may

limit the time period within which individual wagers must be made.

15.6.12. Where a tournament player does not place a wager within the
allotted time, the tournament player’s wager may be restricted to

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an amount equal to the stated minimum wager for the table.

15.6.13. Any tournament player who cannot wager at least the minimum
prior to the commencement of a round will be eliminated and must
vacate the table.

15.6.14. Subject to rule 15.7 and 15.8, each tournament player must
wager at least the minimum prescribed wager on each coup and
shall not exceed the maximum. All wagers shall be in units of the
minimum. Wagers in excess of the stated maximum shall be paid
or collected to the maximum. A wager found to be less than
the minimum shall be required to be made up to the minimum. If
the tournament player is unable to increase the wager to the
prescribed minimum, the tournament player’s wager shall be void,
the cards shall be burned by placing them in the discard rack and
the tournament player shall be eliminated from the session. A
wager found to contain incomplete increments should be valid to
the last complete wagered increment.

15.6.15. The minimum and maximum wager may be increased/decreased

during the tournament providing tournament players have been
notified of the condition prior to the commencement of the
tournament.

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15.7. Pass cards

15.7.1. If the tournament provides for the use of a pass card(s) such
card(s) shall be allocated at the beginning of each heat. Each
tournament player shall be allocated the same number of pass
cards. The tournament player may place a pass card on the
playing area in lieu of a wager. Pass cards will be collected by the
dealer at the conclusion of each coup.

15.8. Undisclosed wagers

15.8.1. A tournament may provide for the use of undisclosed wagers.

The number of undisclosed wagers shall be determined by the
terms and conditions of the tournament.

15.8.2. Where a tournament player elects to make an undisclosed wager

the following shall apply:

15.8.2.1. the tournament player shall make the wager by writing

the type of wager and amount of the wager on a form
designed for the purpose and passing it to the Game
Supervisor for recording; and

15.8.2.2. each tournament player is responsible for the correct

completion of their own form; and

15.8.2.3. undisclosed wagers shall be within the table minimum or

maximum wagers prescribed and shall not exceed the
amount of tournament chips in the tournament player’s
possession; and

15.8.2.4. an undisclosed wager may be made in conjunction with

a wager in tournament chips provided the combined total
does not exceed the amount of tournament chips in the
tournament player’s possession; and

15.8.2.5. the Gaming Supervisor will examine the undisclosed

wager prior to the commencement of the coup to ensure
that it has been made in accordance with these rules
and will place an indicator in front of the tournament
player making the wager to indicate the existence of an
undisclosed wager; and

15.8.2.6. after the calling of no more bets and prior to the first card
being drawn from the shoe for the coup in which the
wager was placed, the gaming supervisor shall
announce the type and amount of each undisclosed
wager and will have the tournament player place the
wager in the appropriate section of the layout to be paid
or taken by the dealer according to the result.

15.8.2.7. Other than the placement of the undisclosed wager in

accordance with rule 15.8.2.6, no player may increase,

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withdraw or remove any wager once undisclosed wagers

are announced until after the completion of settlement for
the coup.

15.8.3. Where after the conclusion of a coup an undisclosed wager is

found not to have complied with 15.8.2:

15.8.3.1. an undisclosed wager less than the table minimum shall

be deemed to be for the minimum;

15.8.3.2. an undisclosed wager that exceeds the maximum shall

be deemed to be for the maximum;

15.8.3.3. an undisclosed wager that exceeds the amount of

tournament chips in the tournament player’s possession
will be deemed to be for the full amount of those chips or
the table maximum whichever is the lower; and

15.8.3.4. an undisclosed wager that does not show the amount

or type of wager the tournament player shall have an
amount equal to the table minimum deducted from their
tournament chip inventory.

15.8.4. At the conclusion of the coup in which an undisclosed wager is

played and prior to the first card of the next coup is dealt, any
tournament player may request and examine the form used by
another tournament player to make the undisclosed wager.

15.9. Order of wagering

15.9.1. A tournament may provide for an order of wagering to be

implemented. The order of wagering shall be determined by the
terms and conditions of the tournament.

15.9.2. Where an order of wagering is to be implemented a marker will

be used to indicate the wagering order. The marker will be placed
on box one for the first coup, box two for the second coup and so
on.

15.9.3. When the marker is placed on a tournament player’s box, that

tournament player must wager first, the remaining tournament
players shall wager in sequence commencing with the tournament
player to the left of the tournament player who wagers first.

15.9.4. A tournament player who wagers out of sequence as determined

by rule 15.9.3 shall be required to remove their wager and wait their
turn.

15.9.5. Once a tournament player has made their wager in turn, wagers
may not be removed or altered.

15.10. Session winners/placegetters

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15.10.1. The number of tournament players to advance to the next session

will be determined at the start of the tournament.

15.10.2. The winner(s) of each session will be the tournament player(s) on

each table with the highest value of chips at the end of the session.

15.10.3. If, at the completion of each session, the remaining number of

tournament players, having an equal value of tournament chips,
exceeds the number of tournament players to advance to the next
session a play off will be conducted amongst those tournament
players. At the end of each coup a count of the tournament player’s
tournament chips shall be conducted until an order is determined.

15.10.4. If two (2) or more tournament players are eliminated in the same
coup, a count of residual chips will determine the placings unless
two or more tournament players have equal or no residual chips,
in which case the tournament player with the smallest wager will
be deemed to have been eliminated first. If the tournament
players have made equal wagers the tournament player whose
chips were removed first shall be deemed to have been eliminated
first.

15.11. General provisions

15.11.1. Tournament players may not advise or seek advice from other
tournament players or persons not involved in the tournament
during play.

15.11.2. In the event of a dispute relating to the rules or conditions of entry,

the decision of the Tournament Manager will be final and the game
will not proceed until the dispute is settled.

15.11.3. At the Tournament Manager’s discretion, a count of all tournament

players’ chips may be conducted.

15.11.4. A tournament player may be disqualified if found to contravene any

of these rules. No such tournament player shall be entitled to a
refund of entry fee.

16. Player Rewards and Promotional Prizes

16.1. The casino operator may offer from time to time Promotional Prizes in
conjunction with gaming in the casino.

16.2. Promotional Prize draws may be overseen by a scrutineer nominated by the

casino operator where an individual prize has a value over $10,000.

16.3. When offering a non-monetary prize by way of a Promotional Prize, with the
exception of prizes consisting of slots dollars and/or casino dollars, the
casino operator may give the winner the option to be paid a cash alternative
of the non-monetary prize instead.

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16.4. If a Promotional Prize is a cash prize and is greater than $10,000 the prize-
winner may choose to be paid the amount as cash, by a crossed cheque
made out to the winner, by electronic funds transfer to the winner or by a
combination of these payment options.

16.5. The non-monetary prize rules as set out in section 66(4) of the Casino
Control Act 1992 apply and Promotional Prizes will not consist of or include
any of the following:

16.5.1. tobacco in any form;

16.5.2. a firearm, or ammunition, or an imitation firearm, within the meaning

of the Firearms Act 1996;

16.5.3. a prohibited weapon within the meaning of the Weapons Prohibition

Act 1998;

16.5.4. more than 20 litres of liquor; or

16.5.5. any item or service prescribed by the regulations.

16.6. The casino operator will detail the terms and conditions associated with any
Promotional Prize and make reference to these terms and conditions in the
marketing material. These terms and conditions will be readily available
within the casino boundary, or through appropriate means including but not
limited to secure websites, email click through, direct mail or brochures.

16.7. The conditions to any Promotional Prize must include, but are not limited to,
the following:

16.7.1. the manner in which a Promotional Prize is to be awarded;

16.7.2. when and where the Promotional Prize may be awarded;

16.7.3. the characteristics, criteria and/or requirements for a player to be

eligible for a Promotional Prize;

16.7.4. if there is a minimum or compulsory wager for each player to be

eligible for a Promotional Prize then that minimum or compulsory
wager;

16.7.5. the nature of the Promotional Prize and any qualification,

reservation or guarantee given by the casino operator, if applicable;

16.7.6. the closing date and time for receipt of entry into any Promotional
Prize promotion;

16.7.7. the place, date and time of any Promotional Prize promotion;

16.7.8. the method for claiming a Promotional Prize (including any

requirement for entrants to be physically present);

16.7.9. how the winner of a Promotional Prize will be notified;

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16.7.10. how the results of a Promotional Prize will be published;

16.7.11. details of the prizes and their value including any conditions relating
to receiving, using or accepting prizes; and

16.7.11.1. If the prize is machinery or an electric appliance, details

shall also include:

16.7.11.1.1. Make;
16.7.11.1.2. Model;
16.7.11.1.3. Accessories;

16.7.11.2. If the prize is a motor vehicle, details shall also include:

16.7.11.2.1. the make;

16.7.11.2.2. model;
16.7.11.2.3. accessories; and
16.7.11.2.4. whether registration and other on-road
costs are included

16.7.11.3. If the prize is travel, details shall also include:

16.7.11.3.1. number of persons entitled to take

advantage of the travel prize;
16.7.11.3.2. what is included (airfares, transfers, other
transport, duration, accommodation
standard, meals);
16.7.11.3.3. restrictions on when the travel must be
taken;
16.7.11.3.4. if spending money is included.

16.7.11.4. If the prize is real estate, details shall also include:

16.7.11.4.1. the type of dwelling;

16.7.11.4.2. plans;
16.7.11.4.3. contract details;
16.7.11.4.4. easement details;
16.7.11.4.5. address or other location;
16.7.11.4.6. what is included – conveyancing, legal
costs, fixtures, furniture.

16.8. When an entrant is not required to be present at a draw to win a Promotional

Prize, reasonable endeavours must be made by the casino operator to notify
the winner of any Promotional Prize within 2 days of the draw by the
following methods:

16.8.1. face-to-face; or
16.8.2. mail; or
16.8.3. telephone; or
16.8.4. e-mail.

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16.9. The casino operator shall inform a patron/s as soon as practicable of the
reason(s) for refusing to award them a Promotional Prize. The casino
operator must retain:

16.9.1. all details of claims for a Promotional Prize over $100 which are
denied by the casino operator. These details shall include the
names and addresses of the claimants and the reason(s) why the
claims were not met.

16.10. In the event of a dispute relating to the conditions of a Promotional Prize

promotion, the decision of the casino operator is final. Where any person is
not satisfied with a decision of the casino operator relating to a promotion,
the person will be advised of their right to lodge a complaint with an
inspector under section 33 of the Gaming and Liquor Administration Act
2007.

16.11. Should the casino operator determine that the integrity of the promotion
and/or draw has been compromised it may either postpone the promotion
and/or draw until such a time as the integrity of the promotion and/or draw
has been validated or cancel the draw. Should this occur the inspectorate
is to be notified immediately.

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17. DIAGRAM A

9 PLACE BACCARAT WITH PAIRS LAYOUT. A similar layout could be used for 3,5, 6, or 7
seated players by adding or removing betting areas.

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18. DIAGRAM B

7 PLACE BACCARAT WITH PAIRS LAYOUT. A similar layout could be used for 3,5,6 or 9 seated
players by adding or removing betting areas.

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19. DIAGRAM C

7 PLACE BACCARAT WITH SUPER SIX LAYOUT WITH ENGLISH/CHINESE CHARACTERS. A

similar layout could be used for 3,5,6 or 9 seated players by adding or removing betting areas.

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20. DIAGRAM D

6 PLACE BACCARAT WITH SUPER SIX AND PAIRS LAYOUT WITH ENGLISH/CHINESE
CHARACTERS. A similar layout could be used for 3,5,7 or 9 seated players by adding or removing
betting areas.

Note: There are 2 unlabelled boxes on this layout which indicate the drop box
and discard box for used cards. The positioning may vary from table to table.

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21. DIAGRAM E

5 PLACE BACCARAT WITH PAIRS LAYOUT WITH ENGLISH/CHINESE CHARACTERS FOR

USE WITH RFID TABLE SYSTEM. A similar layout could be used for 3,6,7 or 9 seated players by
adding or removing betting areas.

Note: There are 2 unlabelled boxes on this layout. These are not betting areas. The
larger box with a light green outline is the Dealer’s work area and indicates the
positioning of the “Dealer Antenna” beneath the layout. The smaller box with the purple
outline indicates the positioning of the the used cards collection box. The position may
vary from table to table.

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22. DIAGRAM F

6 PLACE BACCARAT WITH TIGER WAGERS LAYOUT. A similar layout could be used for 3,5,7
or 9 seated players by adding or removing betting areas. The layout may also contain a brief
description of the Tiger betting options and payout odds.

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23. DIAGRAM G

6 PLACE BACCARAT WITH TIGER WAGERS LAYOUT. A similar layout could be used for 3,5,7
or 9 seated players by adding or removing betting areas. The layout may also contain a brief
description of the Tiger betting options and payout odds.

24. DIAGRAM H

6 PLACE BACCARAT WITH SUPER SIX AND PAIRS LAYOUT WITH ENGLISH/CHINESE
CHARACTERS. A similar layout could be used for 3,5,7 or 9 seated players by adding or removing
betting areas.

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25. DIAGRAM I

6 PLACE BACCARAT WITH TIGER WAGERS LAYOUT. A similar layout could be used for 3,5,7
or 9 seated players by adding or removing betting areas. The layout may also contain a brief
description of the Tiger betting options and payout odds.

26. DIAGRAM J

6 PLACE BACCARAT WITH TIGER WAGERS LAYOUT. A similar layout could be used for 3,5,7
or 9 seated players by adding or removing betting areas. The layout may also contain a brief
description of the Tiger betting options and payout odds.

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Effective from Thursday, 8 July 2021