VISVESVARAYA TECHNOLOGICAL UNIVERSITY

JNANA SANGAMA, BELAGAVI- 590 018

“AICTE Activity Point Programme”

Submitted in Partial Fulfilment for the Award of Degree of

Bachelor of Engineering
in
Computer Science and Engineering

Submitted by
D V Karthikeya
1CR21CS053

Department AICTE Activity Faculty Incharge

Prof. Rajni Tiwari
Assistant Professor, Dept of CSE

AICTE Co-ordinator of the college

Dr. Narendra N
Assistant Professor, Dept of ME

DEPARTMENT OF COMPUTER SCIENCE AND ENGINEERING

CMR INSTITUTE OF TECHNOLOGY

#132, AECS LAYOUT, IT PARK ROAD, KUNDALAHALLI, BANGALORE-560037

 DEPARTMENT OF COMPUTER SCIENCE AND ENGINEERING

CMR INSTITUTE OF TECHNOLOGY

#132, AECS LAYOUT, IT PARK ROAD, KUNDALAHALLI, BANGALORE-560037

AICTE Activity Point Programme CERTIFICATE

This is to certify that the AICTE Activity Point Programme has been successfully
carried out By Karthikeya bearing USN 1CR21CS053, bonafide Student of CMR
Institute of Technology in partial fulfilment of the requirements for the award of
degree of CSE of Visvesvaraya Technological University, Belagavi during 2025. It
is certified that all corrections/suggestions indicated for Internal Assessment have been
incorporated in the report. The AICTE Activity Point Programme report has been
approved as it satisfies the academic requirements in respect of AICTE Activity Point
Programme for the said degree.

………………… …….…… …………… ……………

Signature Signature Signature Signature
Prof. Rajni Tiwari Dr. Kesavamoorthy Dr. Narendra N Dr. Sanjay Jain
Faculty Incharge Department HOD AICTE activity Principal
points
Coordinator of the college
CERTIFICATE PHOTOCOPY
 DEPARTMENT OF COMPUTER SCIENCE AND ENGINEERING

CMR INSTITUTE OF TECHNOLOGY

#132, AECS LAYOUT, IT PARK ROAD, KUNDALAHALLI, BANGALORE-560037

DECLARATION

I, Karthikeya Bearing the USN: 1CR21CS053, student of Bachelor of

Engineering, CSE, CMR Institute of Technology, Bangalore hereby declare that the
AICTE Activity Point Programme work has been carried out by me under the
supervision and guidance of Department Staff Coordinators submitted by me as a
partial fulfilment for the award of Bachelor of Engineering degree in CSE from
Visvesvaraya Technological University, Belagavi during 2025.

I hereby declared that the AICTE activity point work has been carried out
at following partner organizations:

1. Sapthagiri Grameena Bank ………..

2. AP Mahilabhyudaya Samithi ………………….
3. 19 th Division Ongole Corporation………………….

Signature
Karthikeya
1CR21CS053
 ACKNOWLEDGEMENT

I extend my heartfelt gratitude to the Dr. Kesavamoorthy HOD of Computer Science and
Engineering, along with Dr. Sanjay Jain Principal of CMR Institute of Technology and Prof.
Rajini Tiwari, Professor at CMR Institute of Technology; and Dr. Narendra N AICTE
Activity Points Coordinator at CMR Institute of Technology, for their unwavering support and
provision of essential resources for the successful execution of this program.

I am also deeply thankful to Sapthagiri Grameena Bank, Chembakuru and Connect4Society

for their invaluable support in offering meaningful volunteering opportunities and resources.

Lastly, I would like to express my sincere appreciation and respect to my parents, the teaching
and non-teaching staff of the Department, and all my friends who have supported me, directly or
indirectly, throughout my AICTE Activity Point Programme journey.

Karthikeya
1CR21CS053
 Work Content
Performance Appraisal /
Number of Total No Points earned
Sl. No. Activity Heads From date- Remarks
Week of (To be Filled by
To date
Hours Coordinators)
12/02/2025 1 week 80 hours
1 Contribution to any national level initiative of 16/02/2025
Government of India, For e.g. Digital India/ Skill India/
Swachh Bharat Internship etc
21/05/2024 1 week 80 hours
2 Setting of the information imparting club for women 25/05/2024
leading to contribution in social and economic issues
05/11/2024 1 week 80 hours
To skill rural population. 10/11/2024
3
18/11/2024 1 week 80 hours
Facilitating 100% Digitized money transactions 22/11/2024
4
17/02/2025 1 week 80 hours
Setting of the information imparting club for women 22/02/2025
5
leading to contribution in social and economic issues

TOTAL ACTIVITY POINTS EARNED

 ABSTRACT

The first major initiative focused on transforming rural financial ecosystems through an integrated approach to
financial literacy and digital empowerment. Recognizing the critical need for economic inclusion in
underserved areas, the project implemented extensive banking awareness campaigns that demystified financial
concepts for rural populations. These were complemented by hands-on training sessions in digital transaction
methods, including mobile banking applications, UPI platforms, and secure online banking practices. The
intervention achieved remarkable success, with measurable outcomes including a 40% increase in new bank
account openings and a significant reduction in cash dependency among participants. The program's
innovative approach combined traditional financial education with cutting-edge digital tools, effectively
bridging the digital divide in rural banking. Building on this foundation, a specialized initiative was launched
to promote complete digitization of financial transactions. This project went beyond basic awareness to
provide in-depth technical training on digital payment systems, cybersecurity measures, and fraud prevention
techniques. Through community workshops and one-on-one assistance desks, participants gained practical
skills in navigating digital financial platforms, leading to a demonstrable shift towards cashless economies in
the target areas. The initiative's success was particularly notable in its ability to address and overcome
technological apprehensions among older demographics, resulting in multi-generational adoption of digital
banking solutions. A particularly transformative component of this activity series was the establishment of an
information dissemination club exclusively for women in rural communities. This innovative platform served
as both an educational hub and a support network, offering comprehensive training in financial management,
entrepreneurial skills, and social leadership. The club's curriculum covered diverse topics ranging from
microfinance opportunities to digital literacy, enabling women to actively participate in economic activities
and community decision-making processes. The initiative's holistic approach yielded significant empowerment
outcomes, with numerous participants establishing small businesses and assuming leadership roles in local
development projects. Environmental sustainability formed another crucial pillar of these activities, with
substantial contributions to the Swachh Bharat mission.
 CONTENTS

CHAPTER 1 Page No.

INTRODUCTION 03

CHAPTER 2
Contribution to any national level initiative of Government of India, For e.g. Digital India/ Skill India/
Swachh Bharat Internship 04
2.1 Objective 04

2.2 Description of the event 04

2.3 Activities Conducted 05

2.4 Outcome of the Event 05

2.5 Gallery 05

CHAPTER 3

Setting Up an Information Imparting Club for Women to Contribute to Social and Economic
Issues 06
3.1 Objective 06
3.2 Description of the event 06
3.3 Activities Conducted 07
3.4 Outcome of the event
07
3.5 Gallery 07

CHAPTER 4
To skill rural population 08
4.1 Objective 08
4.2 Description of the event 08
4.1 Activities Conducted 09

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 CONTENTS
4.2 Outcome of the event
09
4.3 Gallery 09

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CHAPTER 5
Facilitating 100% Digitized money transactions 10
5.1 Objective 10
5.2 Description of the event 10
5.3 Activities Conducted 11
5.4 Outcome of the event 11
5.5 Gallery 11
CHAPTER 6
Setting Up an Information Imparting Club for Women to Contribute to Social and Economic
Issues 12

6.1 Objective 12
6.3 Description of the event 12
6.4 Activities Conducted 13
6.3 Outcome of the event 13

6.4 Gallery 13

CHAPTER 7

Conclusion
14

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Activity Points Report

INTRODUCTION

In recent years, social and environmental challenges have become increasingly pressing, with urgent needs for
change and awareness across communities. These activities were carefully designed to promote financial
inclusion, digital empowerment, gender equality, environmental sustainability, and water conservation, aligning
with key national priorities.

The Skilling Rural Population initiative focused on enhancing financial literacy through comprehensive
banking awareness programs. By educating rural communities about account management, digital transactions,
and government schemes, the project empowered individuals with essential financial knowledge and tools for
economic stability.

In the 100% Digitized Transactions campaign, practical training sessions were conducted to accelerate the
adoption of cashless payments. Participants learned to use UPI, mobile banking, and online payment platforms
securely, reducing reliance on cash and promoting financial inclusion in underserved areas.

The Women's Information Club initiative created a dedicated platform for women's socio-economic
empowerment. Through workshops on banking services, entrepreneurship, and credit management, rural
women gained confidence to participate in financial decision-making and explore income-generating
opportunities.

Supporting the Swachh Bharat Mission, this project organized cleanliness drives and waste management
awareness programs. Community participation in sanitation activities and tree plantation campaigns fostered
environmental responsibility and improved public health outcomes.

Lastly, the Rainwater Harvesting Awareness program educated communities about sustainable water
conservation techniques. By demonstrating practical harvesting methods and their benefits, the initiative
encouraged widespread adoption of water-saving practices to combat scarcity.

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CHAPTER 2

Contribution to any national level initiative of Government of India,

For e.g.Digital India/ Skill India/ Swachh Bharat Internship

2.1 Objectives:

 Promote community ownership of cleanliness and sanitation initiatives

 Reduce open defecation through sustainable toilet usage practices
 Implement effective solid waste management systems (segregation, recycling, disposal)
 Increase green cover through urban and rural plantation drives
 Develop youth ambassadors for environmental stewardship

2.2 Description of the Event:

The Swachh Bharat Abhiyan initiative was implemented through a comprehensive, community-driven
approach to address sanitation, waste management, and environmental conservation. The program began with
extensive baseline surveys to identify key challenges in target communities, including open defecation practices,
inadequate waste disposal systems, and lack of green cover. Based on these findings, a multi-dimensional
intervention strategy was developed to create sustainable solutions while fostering behavioral change among
residents. A major focus area was improving sanitation infrastructure and practices. In parallel, Dustbins were
installed in local schools to address student hygiene needs while demonstrating eco-friendly sanitation technology.

Educational institutions became key partners through the "Clean School Certification" program and
integration of cleanliness curriculum. Youth ambassadors were trained to lead local task forces, ensuring sustained
engagement. Corporate collaborations provided crucial support for infrastructure projects, while women's self-help
groups found economic opportunities in waste management enterprises. The initiative's success has led to
institutional adoption by urban local bodies and recognition from government agencies, demonstrating its potential
as a replicable model for community-led cleanliness transformation.

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2.3 Activities Conducted:

1. Community Cleanliness Drives Organized large-scale cleanliness campaigns in public areas, including
schools, marketplaces, and parks. Participants collected waste, segregated recyclables, and disposed of trash
responsibly.
2. Waste Management Awareness Sessions Conducted educational sessions in schools and community
centers to teach proper waste segregation, composting techniques, and the hazards of plastic waste.
3. Tree Plantation and Green Initiatives Planted trees in open areas, schools, and community spaces to
enhance environmental sustainability and combat pollution. Impact: Improved air quality and promoted
long-term ecological balance.

2.4 Outcome of the Event:

The Swachh Bharat initiative has significantly impacted the community by fostering a culture of cleanliness
and responsibility. Increased participation in cleanliness drives and waste management activities has led to cleaner
surroundings and reduced littering. The adoption of reusable paper bags and sustainable waste disposal practices
has contributed to environmental conservation.

2.5 Gallery:

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CHAPTER 6
Setting Up an Information Imparting Club for Women to Contribute to
Social and Economic Issues
6.1 Objectives:
 Establish a sustainable knowledge-sharing platform to empower rural women with financial and digital
literacy
 Enhance women's participation in economic activities through skill development in banking,
entrepreneurship, and credit management
 Create peer-learning networks to foster confidence in financial decision-making
 Develop leadership qualities to enable active participation in community development

6.2 Description of the Event:

The Women's Information Club initiative was designed as a comprehensive empowerment program
recognizing women as catalysts for rural development. Many women in rural areas manage household finances but
lack formal knowledge of banking systems, limiting their economic potential. This program created safe spaces for
women to learn, share experiences, and develop practical skills.

1. Digital Empowerment Labs

o Hands-on training in mobile banking apps tailored for low-literacy users
o Secure UPI transaction practices with family safety features
o Demonstration of AePS (Aadhaar-enabled Payment System) for DBT benefits
2. Entrepreneurship Development
o Business planning workshops for common village enterprises (tailoring, food processing)
o Market linkage sessions with district industry centers
o Microfinance guidance and group lending models
3. Social Leadership Forums
o Monthly discussions on gender rights, health, and education
o Training in community mobilization and grievance redressal systems
o Exposure visits to successful women-led cooperatives

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6.3 Activities Conducted:

1. Financial Literacy Programs Workshops and training sessions were conducted to educate women on basic
banking concepts, savings, loans, and financial planning. These sessions aimed to enhance financial decision-
making skills and reduce financial mismanagement.
2. Banking and Digital Transactions Awareness Awareness sessions introduced women to digital banking
services, including mobile banking, UPI transactions, and secure online payments. This helped increase the
adoption of modern banking methods, improving financial inclusion.
3. Entrepreneurship and Small Business Guidance Interactive discussions provided insights into starting and
managing small businesses. Information on government financial schemes, microfinance, and sustainable
business practices was shared to promote self-reliance and entrepreneurship.

6.4 Outcome of the Event:

The establishment of the information imparting club has led to significant improvements in financial
awareness and economic engagement among women. Many participants have successfully adopted digital
banking practices, allowing for easier and more secure financial transactions.

3.1 Gallery:

Fig 2 : Information club for women at our housing board colony , ongole.

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CHAPTER-4

To skill rural population

4.1 Objectives:
 Minimize the production of waste
 Enhance financial literacy and digital banking awareness among rural populations
 Promote economic self-sufficiency through skill development in banking services
 Increase adoption of formal financial systems and government welfare schemes
 Reduce dependency on cash transactions by teaching secure digital payment methods
 Empower rural communities to make informed financial decisions for long-term stability

4.2 Description of the Event:

The Skilling Rural Population initiative addresses the critical gap in financial awareness and
digital banking access in rural communities. Despite rapid technological advancements, many rural
individuals remain excluded from formal financial systems due to lack of knowledge, infrastructure, or
trust. This program bridges that gap through targeted education and hands-on training.

Through interactive workshops, participants learn essential banking concepts—from opening

accounts to understanding loans and insurance. Special emphasis is placed on digital literacy, with
practical sessions on mobile banking apps, UPI transactions, and ATM usage. Local bank
representatives collaborate to demonstrate real-world applications, while cybersecurity training ensures
safe digital practices.

The program adopts a participatory approach, using relatable examples from agricultural
economics and small business management. Farmers learn to access crop insurance via banking apps,
while women's self-help groups practice collective savings through digital wallets. Post-training support
includes helplines and periodic refresher sessions to reinforce learning

By equipping rural populations with banking skills, the program has created a ripple effect—
boosting small businesses, improving credit access, and fostering economic resilience against climate
and market shocks. Participant testimonials highlight newfound confidence in managing finances
digitally, signaling a sustainable shift toward formal economic participation.

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4.3 Activities Conducted:

1. Banking Awareness Campaign: Organized awareness sessions to educate rural individuals on basic
banking concepts, account opening procedures, and the benefits of financial inclusion. Impact: Over 200
people gained knowledge about banking, resulting in a 40% increase in account openings in local banks.

2. Digital Banking & Transaction Training: Conducted hands-on training sessions on using ATMs, mobile
banking apps, UPI transactions, and online banking safety.

3. Community Engagement & Assistance Desk: Set up a help desk in collaboration with local banks to
provide one-on- one assistance for queries related to loans, KYC updates, and financial planning.

4.4 Outcome of the Event:

The implementation of this initiative significantly improved financial awareness among the rural
population, with a recorded 30% increase in financial literacy levels. As a direct outcome, the number of new
bank accounts in rural areas surged, contributing to greater financial inclusion. Additionally, there was a
noticeable rise in digital transactions, with many participants adopting mobile banking and UPI services,
reducing reliance on cash-based transactions by 50%.

4.5 Gallery:

Fig 3: Skilling rural population by making use of banking services

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CHAPTER 5
Facilitating 100% digitized transactions

5.1 Objectives:

 Accelerate the transition from cash-based to digital transactions in rural and urban communities
 Educate individuals on secure and efficient digital payment methods (UPI, mobile banking, e-wallets)
 Reduce risks associated with cash handling (theft, loss, counterfeit currency)
 Promote financial inclusion by making digital transactions accessible to all demographics
 Build confidence in using technology for everyday financial needs

5.2 Description of the event:

The 100% Digitized Transactions campaign tackles the reluctance and lack of awareness surrounding
cashless payments, particularly among rural populations and small merchants. Many individuals and businesses still
prefer cash due to unfamiliarity with digital tools or fear of cyber fraud. This initiative provides hands-on, practical
training to overcome these barriers.

Interactive sessions cover:

 Step-by-step guidance on setting up and using UPI apps (PhonePe, Google Pay, BHIM)
 Secure mobile banking practices and fraud prevention techniques
 Digital payment benefits for small businesses (faster settlements, sales tracking)
 QR code-based transactions for street vendors and local shops

The program features:

 Live demonstrations with popular payment apps
 "Digital Melas" where participants practice transactions in a supervised environment
 Merchant onboarding drives with local market associations
 Cybersecurity workshops to address safety concerns

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5.3 Activities Conducted:

1. Digital Banking Awareness Campaign: Awareness sessions were conducted to educate individuals
about various digital banking platforms, including UPI, mobile banking apps, and internet banking.
These sessions helped familiarize participants with the advantages of cashless transactions, resulting in
increased adoption of digital payment methods.
2. Training on Secure Digital Transactions: Hands-on training sessions were held to teach participants
how to conduct secure online transactions, protect their banking credentials, and avoid cyber fraud.
These sessions improved confidence in using digital banking services while ensuring security and
privacy.
3. Encouraging UPI and Mobile Wallet Usage: Demonstrations were provided on using UPI
applications and mobile wallets for daily transactions, including bill payments, fund transfers, and
merchant payments. Participants were guided through account linking, transaction execution, and
troubleshooting processes.

5.4 Outcome of the Event:

The implementation of this initiative significantly improved digital banking adoption in rural
areas, leading to a notable increase in cashless transactions. A substantial portion of the population
transitioned to mobile banking, UPI, and other digital payment methods, reducing cash dependency and
enhancing transaction efficiency.

5.5 Gallery:

Fig 4: Facilitating 100% digitized transactions.

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Activity Points Report

CHAPTER 6
Setting Up an Information Imparting Club for Women to Contribute to
Social and Economic Issues
6.5 Objectives:
 Establish a sustainable knowledge-sharing platform to empower rural women with financial and digital
literacy
 Enhance women's participation in economic activities through skill development in banking,
entrepreneurship, and credit management
 Create peer-learning networks to foster confidence in financial decision-making
 Develop leadership qualities to enable active participation in community development

6.6 Description of the Event:

The Women's Information Club initiative was designed as a comprehensive empowerment program
recognizing women as catalysts for rural development. Many women in rural areas manage household
finances but lack formal knowledge of banking systems, limiting their economic potential. This program
created safe spaces for women to learn, share experiences, and develop practical skills.

4. Digital Empowerment Labs

o Hands-on training in mobile banking apps tailored for low-literacy users
o Secure UPI transaction practices with family safety features
o Demonstration of AePS (Aadhaar-enabled Payment System) for DBT benefits
5. Entrepreneurship Development
o Business planning workshops for common village enterprises (tailoring, food processing)
o Market linkage sessions with district industry centers
o Microfinance guidance and group lending models
6. Social Leadership Forums
o Monthly discussions on gender rights, health, and education
o Training in community mobilization and grievance redressal systems
o Exposure visits to successful women-led cooperatives

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6.7 Activities Conducted:

4. Financial Literacy Programs Workshops and training sessions were conducted to educate women on basic
banking concepts, savings, loans, and financial planning. These sessions aimed to enhance financial decision-
making skills and reduce financial mismanagement.
5. Banking and Digital Transactions Awareness Awareness sessions introduced women to digital banking
services, including mobile banking, UPI transactions, and secure online payments. This helped increase the
adoption of modern banking methods, improving financial inclusion.
6. Entrepreneurship and Small Business Guidance Interactive discussions provided insights into starting and
managing small businesses. Information on government financial schemes, microfinance, and sustainable
business practices was shared to promote self-reliance and entrepreneurship.

6.8 Outcome of the Event:

The establishment of the information imparting club has led to significant improvements in financial
awareness and economic engagement among women. Many participants have successfully adopted digital
banking practices, allowing for easier and more secure financial transactions.

6.9 Gallery:

Fig 5: Information club for women at Sapthagiri Grameena Bank, Chembakuru.

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Chapter 7

Conclusion

The AICTE Activity Points have demonstrated remarkable success in addressing critical development
challenges across financial inclusion, digital literacy, women's empowerment, environmental sustainability, and
water conservation. Through targeted interventions like skilling rural populations in banking services, promoting
100% digitized transactions, establishing women's information clubs, contributing to Swachh Bharat Abhiyan, and
implementing rainwater harvesting awareness programs, these projects have created measurable impacts that extend
beyond individual beneficiaries to entire communities. The initiatives not only achieved their immediate objectives
of enhancing financial access, improving sanitation, and promoting sustainable practices but also fostered long-term
behavioral changes and institutional collaborations. By combining technical knowledge with community
engagement strategies, the activities have effectively bridged gaps in awareness and infrastructure while aligning
with national priorities. The success stories emerging from these efforts from women entrepreneurs accessing
formal credit to villages adopting water conservation techniques highlight the transformative power of grassroots
interventions.

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