Welcome to a new world
that shines with benefits.
The world of banking is here at your fingertips. Enjoy the seamless, freeing experience of having
digital banking solutions which offer you great deals and rewards.
                               Earn 6.25% interest with NEO PLUS Saver Account
           Log in to Mashreq Mobile App, open a NEO PLUS Saver Account and move your funds to start earning interest:
                    6.25% interest per annum with a                                                      5% interest per annum by maintaining
                    minimum salary transfer of AED 10,000                                                a minimum balance of AED 50,000 in
                    to NEO Current Account                                                               NEO PLUS Saver Account
                                                                           Know more
Add Money to your Account
Bank Transfer                                      Deposit Cash or Cheque                                      Salary Transfer
To transfer money from any bank                    Easily deposit cash or cheque in your                       Send a letter to your HR to initiate transfer:
account to your Mashreq NEO                        account. Visit www.mashreq.com/locator
                                                                                                               • Login to Mashreq Mobile App > tap on ‘Services’
Account, you will need your IBAN.                  to find nearest Mashreq ATM.
                                                                                                               • ‘Transfer your salary now’ > ‘Email my HR now’
• Login to Mashreq Mobile App
                                                                                                               • Enter ‘HR’s email ID’ > Send email using any
• Tap on ‘Account’
                                                                                                                 email app on your device
• Tap on ‘Account Details’
  NEO Current Account Features
  Joining Bonus                                  Get up to AED 3,500 Joining Bonus on Salary Transfer.
                                                 For details visit mashreq.com/transfer
  Early Bird Cashback                            Earn up to AED 1,500 cashback (for transactions within the first 90 days)
  Minimum Balance Requirement                    Monthly average balance of AED 3,000 or transfer a minimum salary
                                                 of AED 5,000 to NEO Current Account & no minimum balance required**
  For Fees & Charges, visit mashreq.com/soc. For Terms & Conditions, visit mashreq.com/tnc
Transact + Earn                      Earn Early Bird Cashback for completing the following transactions in the first 90 days:
                                     Know more
             Debit Card Spends                                        International Remittance                                 Refer your friends
             Earn 5% cashback on                                      Earn up to AED 300                                       Refer up to 5 friends
             Mashreq NEO Debit Card^,                                 cashback for international                               and get up to AED 1,000
             up to AED 200.                                           transfers                                                cashback
*Terms and conditions apply.
**If the monthly average balance is less than AED 3,000 or the salary falls below AED 5,000, there will be a fee of AED 20 + VAT.
^Add your Mashreq NEO Debit Card to any digital wallet (Apple Pay, Google Pay, Samsung Pay) to avail cashback.
Mashreq NEO is part of Mashreqbank PSC a Bank that is regulated by the Central Bank of the United Arab Emirates.
Welcome to a new world
that shines with benefits.
The new world of banking is here at your fingertips. Enjoy the seamless, freeing experience of having a
digital bank which offers you great deals and rewards.
Protecting your Debit Cards from fraud is essential to safeguard your financial information and assets. Here are some important
steps you can take to enhance the security of your cards:
1. Keep Your Cards Secure:
• Always keep your cards in a secure location, such as a wallet or purse, and do not leave them lying around.
• Do not share your card details, PIN, or security code with anyone you do not trust.
• Use your debit card for contact-less transactions and avoid sharing your debit card physically.
2. Memorize Your PIN:
• Memorize your Personal Identification Number (PIN) and avoid writing it down or sharing it with anyone.
3. Be Cautious with Card Information:
• Be discreet when entering your PIN at ATMs and point-of-sale terminals to prevent others from seeing it.
• Keep changing your card PIN periodically.
4. Regularly Check Your Statements:
• Review your Account Statements regularly for unauthorized or suspicious transactions. Report any discrepancies to
 Mashreq immediately.
5. Secure Online Shopping:
• Only shop on secure websites with "https://" in the URL and a padlock icon in the address bar.
• Use strong, unique passwords for online accounts associated with your cards.
6. Protect Your Personal Information:
• Be cautious about sharing personal information, such as your identification number (Emirates ID, Passport number), online and offline.
• Shred or securely dispose of financial documents and statements before discarding them.
7. Beware of Phishing Scams:
• Be wary of unsolicited emails, phone calls, or messages asking for your card information. Scammers often use phishing tactics to trick
 individuals.
8. Use Secure Wi-Fi Networks:
• Avoid making card transactions or accessing sensitive information on public Wi-Fi networks. Use a secure and private network
 whenever possible.
9. Report Lost or Stolen Cards Immediately:
• If your card is lost or stolen, please log in to the Mashreq Mobile App & block your card through ‘Block & Replace'
10. Keep Contact Information Updated:
• Ensure that your bank or card issuer has your current contact information so they can reach you quickly in case of suspicious activity.
By following these steps, you can significantly reduce the risk of Debit and Credit Card fraud and better protect your financial assets.
Always stay vigilant and proactive in monitoring your accounts for any signs of unauthorized activity.
Mashreq NEO is part of Mashreqbank PSC a Bank that is regulated by the Central Bank of the United Arab Emirates.
                                                                                                                                ً
                                                                                                                 ﻣﺮﺣﺒﺎ ﺑﻚ ﻓﻲ ﻋﺎﻟﻢ
                                                                                                                 ﺟﺪﻳﺪ ﺣﺎﻓﻞ ﺎﺑﻟﻤﺰاﺎﻳ.
                                                                                              ً
        ﻋﺎﻟﻤﺎ ﻣﻦ اﻟﺨﺪﻣﺎت اﻟﻤﺼﺮﻓﻴﺔ ﺑﲔ ﻳﺪﻳﻚ .اﺳﺘﻤﺘﻊ ﺑﺘﺠﺮﺑﺔ ﺳﻬﻠﺔ وﻣﺮﻳﺤﺔ ﻣﻦ اﻟﺤﻠﻮل اﻟﻤﺼﺮﻓﻴﺔ اﻟﺮﻗﻤﻴﺔ اﻟﱵ ﻧﻘﺪم ﻟﻚ
                                                                                                ً
                                                                               ﻋﺮوﺿﺎ وﻣﻜﺎﻓﺂت راﺋﻌﺔ.  ﺗﻮﻓﺮ ﻟﻚ
                                اﻛﺴﺐ ﻓﺎﺋﺪة  %6.25ﻣﻊ ﺣﺴﺎب ﻧﻴﻮ ﺑﻠﺲ اﻟﺘﻮﻓﲑي
                  ﺳﺠﻞ اﻟﺪﺧﻮل إﻟﻰ ﺗﻄﺒﻴﻖ اﻟﻤﴩق ﻣﻮﺎﺑﻳﻞ وﻗﻢ ﺑﻔﺘﺢ ﺣﺴﺎب ﻧﻴﻮ ﺑﻠﺲ اﻟﺘﻮﻓﲑي وﻧﻘﻞ أﻣﻮاﻟﻚ ﻟﺘﺒﺪأ ﺑﻜﺴﺐ اﻟﻔﺎﺋﺪة:
                                  ً
                ﺳﻨﻮﺎﻳ ﻋﻨﺪ اﻻﺣﺘﻔﺎظ ﺑﺮﺻﻴﺪ ﻓﺎﺋﺪة %5                                                                  ً
                                                                                                   ﺳﻨﻮﺎﻳ ﻋﻨﺪ ﺗﺤﻮﻳﻞ راﺗﺐ ﻓﺎﺋﺪة %6.25
                ﺑﻘﻴﻤﺔ  50,000درﻫﻢ ﻛﺤﺪ أدﻧﻰ ﻓﻲ                                                      ﻣﻘﺪاره  10,000درﻫﻢ ﻛﺤﺪ أدﻧﻰ إﻟﻰ
                           ﺣﺴﺎب ﻧﻴﻮ ﺑﻠﺲ اﻟﺘﻮﻓﲑي                                                                        ﺣﺴﺎب ﻧﻴﻮ اﻟﺠﺎري
                                                                   ﺗﻌﺮف ﻋﻠﻰ اﻟﻤﺰﻳﺪ
                                                                                                                   أﺿﻒ اﻷﻣﻮال إﻟﻰ ﺣﺴﺎﺑﻚ
                                    ﺗﺤﻮﻳﻞ اﻟﺮاﺗﺐ                  اﻹﻳﺪاع اﻟﻨﻘﺪي وإﻳﺪاع اﻟﺸﻴﻜﺎت                                              اﻟﺘﺤﻮﻳﻞ اﻟﻤﺼﺮﻓﻲ
   ﻗﻢ ﺑﻤﺮاﺳﻠﺔ ﻗﺴﻢ اﻟﻤﻮارد اﻟﺒﴩﻳﺔ ﻓﻲ ﴍﻛﺘﻚ                  ﻗﻢ ﺑﺈﻳﺪاع اﻷﻣﻮال أو اﻟﺸﻴﻜﺎت ﻓﻲ ﺣﺴﺎﺑﻚ:               ﺳﺘﺤﺘﺎج إﻟﻰ رﻗﻢ آﻳﺒﺎن اﻟﺨﺎص ﺑﻚ ﻟﺘﺤﻮﻳﻞ اﻷﻣﻮال ﻣﻦ
                             ﻟﺘﺤﻮﻳﻞ راﺗﺒﻚ:                 ﻗﻢ ﺑﺰﺎﻳرة www.mashreq.com/locator                     ﺣﺴﺎﺑﻚ ﻟﺪى أي ﺑﻨﻚ آﺧﺮ إﻟﻰ ﺣﺴﺎب اﻟﻤﴩق ﻧﻴﻮ
                                                               ﻟﻠﻌﺜﻮر ﻋﻠﻰ أﻗﺮب ﺟﻬﺎز ﺻﺮاف آﻟﻲ ﻣﻦ                                                    اﻟﺨﺎص ﺑﻚ.
• ﻗﻢ ﺑﺘﺴﺠﻴﻞ اﻟﺪﺧﻮل إﻟﻰ ﺗﻄﺒﻴﻖ اﻟﻤﴩق ﻣﻮﺎﺑﻳﻞ <
                                                                                  اﻟﻤﴩق إﻟﻴﻚ.
                      اﺿﻐﻂ ﻋﻠﻰ "اﻟﺨﺪﻣﺎت"                                                                       • ﻗﻢ ﺑﺘﺴﺠﻴﻞ اﻟﺪﺧﻮل إﻟﻰ ﺗﻄﺒﻴﻖ اﻟﻤﴩق ﻣﻮﺎﺑﻳﻞ
• "ﺣﻮل راﺗﺒﻚ اﻵن" > "إرﺳﺎل ﺑﺮﻳﺪ إﻟﻜﱰوﻧﻲ إﻟﻰ ﻗﺴﻢ                                                                                         • اﺿﻐﻂ ﻋﻠﻰ "اﻟﺤﺴﺎب"
 اﻟﻤﻮارد اﻟﺒﴩﻳﺔ ﻓﻲ اﻟﴩﻛﺔ اﻟﱵ أﻋﻤﻞ ﺑﻬﺎ اﻵن"                                                                                      • اﺿﻐﻂ ﻋﻠﻰ "ﺗﻔﺎﺻﻴﻞ اﻟﺤﺴﺎب"
    • أدﺧﻞ "ﻋﻨﻮان اﻟﱪﻳﺪ اﻹﻟﻜﱰوﻧﻲ ﻟﻘﺴﻢ اﻟﻤﻮارد
اﻟﺒﴩﻳﺔ" < ﻗﻢ ﺑﺈرﺳﺎل اﻟﱪﻳﺪ اﻹﻟﻜﱰوﻧﻲ ﺎﺑﺳﺘﺨﺪام
         أي ﺗﻄﺒﻴﻖ ﻟﻠﱪﻳﺪ اﻹﻟﻜﱰوﻧﻲ ﻓﻲ ﺟﻬﺎزك
                                                                                                                     ﻣﺰاﺎﻳ ﺣﺴﺎب ﻧﻴﻮ اﻟﺠﺎري
                            اﺣﺼﻞ ﻋﻠﻰ ﻣﻜﺎﻓﺄة اﻧﻀﻤﺎم ﺗﺼﻞ إﻟﻰ  3,500درﻫﻢ ﻋﻨﺪ ﺗﺤﻮﻳﻞ اﻟﺮاﺗﺐ.                                                   ﻣﻜﺎﻓﺄة اﻻﻧﻀﻤﺎم
                                                ﻟﻠﺘﻔﺎﺻﻴﻞ ،ﻗﻢ ﺑﺰﺎﻳرة mashreq.com/transfer
     ً
   ﻳﻮﻣﺎ(.                                                         ً
          ﻧﻘﺪﺎﻳ ﻳﺼﻞ إﻟﻰ  1,500درﻫﻢ )ﻟﻠﻤﻌﺎﻣﻼت اﻟﱵ ﻳﺘﻢ إﺟﺮاؤﻫﺎ ﺧﻼل أول 90 ً
                                                                        اﺳﱰدادا اﻛﺴﺐ                                               اﻻﺳﱰداد اﻟﻨﻘﺪي اﻟﻤﺒﻜﺮ
                                              ﻣﺘﻮﺳﻂ رﺻﻴﺪ ﺷﻬﺮي ﺑﻘﻴﻤﺔ  3,000درﻫﻢ أو                                              ﻣﺘﻄﻠﺒﺎت اﻟﺤﺪ اﻷدﻧﻰ ﻟﻠﺮﺻﻴﺪ
        ﺗﺤﻮﻳﻞ راﺗﺐ ﺑﻘﻴﻤﺔ  5,000درﻫﻢ ﻛﺤﺪ أدﻧﻰ إﻟﻰ ﺣﺴﺎب ﻧﻴﻮ اﻟﺠﺎري ﺑﺪون ﺣﺪ أدﻧﻰ ﻟﻠﺮﺻﻴﺪ**
               ﻟﻤﻌﺮﻓﺔ اﻟﺮﺳﻮم واﻟﻤﺼﺎرﻳﻒ ،ﻗﻢ ﺑﺰﺎﻳرة  .mashreq.com/socarﻟﻼﻃﻼع ﻋﻠﻰ اﻟﴩوط واﻷﺣﻜﺎم ،ﻗﻢ ﺑﺰﺎﻳرة mashreq.com/tncar
                                   ً
                                  ﻳﻮﻣﺎ:                                       ً
                                        ﻣﺒﻜﺮا ﻋﻨﺪ إﺗﻤﺎم اﻟﻤﻌﺎﻣﻼت اﻟﺘﺎﻟﻴﺔ ﺧﻼل أول 90 ً
                                                                                    ﻧﻘﺪﺎﻳ ً
                                                                                          اﺳﱰدادا اﻛﺴﺐ                ﻗﻢ ﺑﻤﻌﺎﻣﻼﺗﻚ واﻛﺴﺐ
                                                                                       ﺗﻌﺮف ﻋﻠﻰ اﻟﻤﺰﻳﺪ
                             ّ
                    رﺷﺢ أﺻﺪﻗﺎﺋﻚ                                        اﻟﺘﺤﻮﻳﻼت اﻟﺪوﻟﻴﺔ                        ﻋﻤﻠﻴﺎت اﻹﻧﻔﺎق ﻋﻠﻰ ﺑﻄﺎﻗﺔ اﻟﺨﺼﻢ
          ﻗﻢ ﺑﱰﺷﻴﺢ ﻟﻐﺎﻳﺔ  5أﺻﺪﻗﺎء                                    ً
                                                                 ﻧﻘﺪﺎﻳ ﻳﺼﻞ ً
                                                                           اﺳﱰدادا اﻛﺴﺐ                                    ً
                                                                                                                ﻧﻘﺪﺎﻳ  %5ﻳﺼﻞ إﻟﻰ ً
                                                                                                                                 اﺳﱰدادا اﻛﺴﺐ
         واﺣﺼﻞ ﻋﻠﻰ اﺳﱰداد ﻧﻘﺪي                                        إﻟﻰ  300درﻫﻢ ﻋﻠﻰ                                200درﻫﻢ ﻋﻠﻰ ﺑﻄﺎﻗﺔ اﻟﺨﺼﻢ
              ﻳﺼﻞ إﻟﻰ  1,000درﻫﻢ                                          اﻟﺘﺤﻮﻳﻼت اﻟﺪوﻟﻴﺔ                                        ﻣﻦ اﻟﻤﴩق ﻧﻴﻮ^
                                                                                                                                          ﺗﻄﺒﻖ اﻟﴩوط واﻷﺣﻜﺎم
                                                                                                                                                          * ّ
                                                                                                                                ً
                           درﻫﻤﺎ  +ﺿﺮﻳﺒﺔ اﻟﻘﻴﻤﺔ اﻟﻤﻀﺎﻓﺔ ﻋﻨﺪ اﻧﺨﻔﺎض ﻣﺘﻮﺳﻂ اﻟﺮﺻﻴﺪ اﻟﺸﻬﺮي ﻋﻦ  3,000درﻫﻢ أو ﻛﺎن اﻟﺮاﺗﺐ أﻗﻞ ﻣﻦ  5,000درﻫﻢ. ** ﻳﺘﻢ اﺣﺘﺴﺎب رﺳﻮم ﺑﻘﻴﻤﺔ 20
                        ^ ﻟﻼﺳﺘﻔﺎدة ﻣﻦ اﻻﺳﱰداد اﻟﻨﻘﺪي ،ﻗﻢ ﺑﺈﺿﺎﻓﺔ ﺑﻄﺎﻗﺔ اﻟﺨﺼﻢ ﻧﻴﻮ اﻟﺨﺎﺻﺔ ﺑﻚ ﻣﻦ اﻟﻤﴩق إﻟﻰ أي ﻣﺤﻔﻈﺔ رﻗﻤﻴﺔ ) Apple Payأو  Google Payأو .(Samsung Pay
                                                               اﻟﻤﴩق ﻧﻴﻮ ﺟﺰء ﻣﻦ ﺑﻨﻚ اﻟﻤﴩق ش.م.ع ،وﻫﻮ ﺑﻨﻚ ﻣﺮﺧﺺ وﻳﺨﻀﻊ ﻟﺮﻗﺎﺑﺔ ﻣﺼﺮف اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﻟﻤﺘﺤﺪة اﻟﻤﺮﻛﺰي.
                                                                                                                    ً
                                                                                                     ﻣﺮﺣﺒﺎ ﺑﻚ ﻓﻲ ﻋﺎﻟﻢ
                                                                                                     ﺟﺪﻳﺪ ﺣﺎﻓﻞ ﺎﺑﻟﻤﺰاﺎﻳ.
                                               ً
      ﺟﻮﻫﺮﺎﻳ ﻟﺴﻼﻣﺔ ﻣﻌﻠﻮﻣﺎﺗﻚ وأﺻﻮﻟﻚ اﻟﻤﺎﻟﻴﺔ .وإﻟﻴﻚ ﺑﻌﺾ ً
                                                      أﻣﺮا ﺗﻌﺘﱪ ﺣﻤﺎﻳﺔ ﺑﻄﺎﻗﺎت اﻟﺨﺼﻢ اﻟﺨﺎﺻﺔ ﺑﻚ ﻣﻦ اﻻﺣﺘﻴﺎل
                                                                  اﻟﺨﻄﻮات اﻟﻬﺎﻣﺔ اﻟﱵ ﻳﻤﻜﻨﻚ اﻟﻘﻴﺎم ﺑﻬﺎ ﻟﺘﻌﺰﻳﺰ أﻣﻦ ﺑﻄﺎﻗﺎﺗﻚ:
                                                                                                                    .1اﻟﺤﻔﺎظ ﻋﻠﻰ ﺑﻄﺎﻗﺘﻚ آﻣﻨﺔ:
                                                                                                          ً
                                             داﺋﻤﺎ ﻓﻲ ﻣﻜﺎن آﻣﻦ ﻣﺜﻞ اﻟﻤﺤﻔﻈﺔ أو ﺣﻘﻴﺒﺔ اﻟﻴﺪ وﻻ ﺗﱰﻛﻬﺎ ﻣﺮﻣﻴﺔ ﺑﺈﻫﻤﺎل. • ﻗﻢ ﺑﻮﺿﻊ ﺑﻄﺎﻗﺎﺗﻚ
                                                                                                                 • ﻻ ﺗﻔﺼﺢ ً
                                                  أﺑﺪا ﻋﻦ ﺗﻔﺎﺻﻴﻞ ﺑﻄﺎﻗﺘﻚ أو رﻗﻢ اﻟﺘﻌﺮﻳﻒ اﻟﺸﺨﴢ أو رﻣﺰ اﻷﻣﺎن ﻷي ﺷﺨﺺ ﻛﺎن.
                                         • اﺳﺘﺨﺪم ﺑﻄﺎﻗﺔ اﻟﺨﺼﻢ اﻟﺨﺎﺻﺔ ﺑﻚ ﻹﺟﺮاء اﻟﻤﻌﺎﻣﻼت اﻟﻼﺗﻼﻣﺴﻴﺔ وﺗﺠﻨﺐ إﻋﻄﺎءﻫﺎ ﻷي ﺷﺨﺺ ﻛﺎن.
                                                                                      .2ﺣﻔﻆ رﻗﻢ اﻟﺘﻌﺮﻳﻒ اﻟﺸﺨﴢ اﻟﺨﺎص ﺑﻚ ﻓﻲ ذاﻛﺮﺗﻚ:
                                                         • اﺣﻔﻆ رﻗﻢ اﻟﺘﻌﺮﻳﻒ اﻟﺸﺨﴢ اﻟﺨﺎص ﺑﻚ ،وﺗﺠﻨﺐ ﻛﺘﺎﺑﺘﻪ أو اﻹﻓﺼﺎح ﻋﻨﻪ ﻷي ﺷﺨﺺ.
                                                                                                   .3اﻟﺤﺬر ﻋﻨﺪ اﻟﺘﻌﺎﻣﻞ ﻣﻊ ﻣﻌﻠﻮﻣﺎت اﻟﺒﻄﺎﻗﺔ:
                                                                                                                       ً
                      ﺣﺬرا ﻋﻨﺪ إدﺧﺎل رﻗﻢ اﻟﺘﻌﺮﻳﻒ اﻟﺸﺨﴢ اﻟﺨﺎص ﺑﻚ ﻓﻲ أﺟﻬﺰة اﻟﺼﺮاف اﻵﻟﻲ وﻧﻘﺎط اﻟﺒﻴﻊ ﻟﻤﻨﻊ اﻵﺧﺮﻳﻦ ﻣﻦ اﻻﻃﻼع ﻋﻠﻴﻪ. • ﻛﻦ
                                                                                    • ﻗﻢ ﺑﺘﻐﻴﲑ رﻗﻢ اﻟﺘﻌﺮﻳﻒ اﻟﺸﺨﴢ ﻟﺒﻄﺎﻗﺘﻚ ﺑﺸﻜﻞ دوري.
                                                                                               .4اﻟﺘﺤﻘﻖ ﻣﻦ ﻛﺸﻮﻓﺎت ﺣﺴﺎﺑﻚ ﺑﺸﻜﻞ دوري:
 ً
ﻓﻮرا. • ﻗﻢ ﺑﻤﺮاﺟﻌﺔ ﻛﺸﻮﻓﺎت ﺣﺴﺎﺑﻚ ﺑﺸﻜﻞ دوري ﻟﻠﻜﺸﻒ ﻋﻦ اﻟﻤﻌﺎﻣﻼت ﻏﲑ اﻟﻤﺼﺎدق ﻋﻠﻴﻬﺎ أو اﻟﻤﺸﺒﻮﻫﺔ وإﺑﻼغ اﻟﻤﴩق ﺄﺑي اﺧﺘﻼﻓﺎت ﺗﺠﺪﻫﺎ
                                                                                                                  .5اﻟﺘﺴﻮق اﻵﻣﻦ ﻋﱪ اﻹﻧﱰﻧﺖ:
   • ﺗﺴﻮق ﻓﻘﻂ ﻣﻦ ﺧﻼل اﻟﻤﻮاﻗﻊ اﻻﻟﻜﱰوﻧﻴﺔ اﻵﻣﻨﺔ اﻟﱵ ﺗﺒﺪأ ﺎﺑﻟﺮﻣﺰ" "//:httpsﻓﻲ ﻋﻨﻮان اﻟﻤﻮﻗﻊ اﻹﻟﻜﱰوﻧﻲ ﻣﻊ رﻣﺰ اﻟﻘﻔﻞ ﻓﻲ ﴍﻳﻂ اﻟﻌﻨﺎوﻳﻦ.
                                                              • اﺳﺘﺨﺪم ﻛﻠﻤﺎت ﻣﺮور ﻗﻮﻳﺔ وﻓﺮﻳﺪة ﻟﻠﺤﺴﺎﺎﺑت اﻟﻤﺮﺗﺒﻄﺔ ﺑﺒﻄﺎﻗﺎﺗﻚ ﻋﱪ اﻹﻧﱰﻧﺖ.
                                                                                                                .6ﺣﻤﺎﻳﺔ ﻣﻌﻠﻮﻣﺎﺗﻚ اﻟﺸﺨﺼﻴﺔ:
            • اﺣﺬر ﻣﻦ ﻣﺸﺎرﻛﺔ ﻣﻌﻠﻮﻣﺎﺗﻚ اﻟﺸﺨﺼﻴﺔ ﻣﺜﻞ رﻗﻢ إﺛﺒﺎت اﻟﺸﺨﺼﻴﺔ )رﻗﻢ اﻟﻬﻮﻳﺔ اﻹﻣﺎراﺗﻴﺔ وﺟﻮاز اﻟﺴﻔﺮ( ،ﺳﻮاء ﻋﱪ اﻹﻧﱰﻧﺖ أو ﻏﲑﻫﺎ.
                                                 • ﻗﻢ ﺑﺘﻤﺰﻳﻖ اﻟﻤﺴﺘﻨﺪات وﻛﺸﻮﻓﺎت اﻟﺤﺴﺎب اﻟﻤﺎﻟﻴﺔ ﻗﺒﻞ رﻣﻴﻬﺎ أو ﺗﺨﻠﺺ ﻣﻨﻬﺎ ﺑﺸﻜﻞ آﻣﻦ.
                                                                                                                   .7اﻟﺤﺬر ﻣﻦ اﻟﺘﺼﻴﺪ اﻻﺣﺘﻴﺎﻟﻲ:
           ً
   ﻓﻐﺎﻟﺒﺎ ﻣﺎ ﻳﻘﻮم • اﻧﺘﺒﻪ ﻣﻦ رﺳﺎﺋﻞ اﻟﱪﻳﺪ اﻹﻟﻜﱰوﻧﻲ ﻏﲑ اﻟﻤﺮﻏﻮب ﺑﻬﺎ أو اﻟﻤﻜﺎﻟﻤﺎت اﻟﻬﺎﺗﻔﻴﺔ أو اﻟﺮﺳﺎﺋﻞ اﻟﱵ ﺗﻄﻠﺐ ﻣﻨﻚ ﺗﻘﺪﻳﻢ ﻣﻌﻠﻮﻣﺎت ﺑﻄﺎﻗﺘﻚ.
                                                                          اﻟﻤﺤﺘﺎﻟﻮن ﺎﺑﺳﺘﺨﺪام وﺳﺎﺋﻞ اﻟﺘﺼﻴﺪ اﻻﺣﺘﻴﺎﻟﻲ ﺑﻬﺪف ﺧﺪاع اﻷﻓﺮاد.
                                                                                                           .8اﺳﺘﺨﺪام ﺷﺒﻜﺎت واي ﻓﺎي آﻣﻨﺔ:
• ﺗﺠﻨﺐ إﺟﺮاء اﻟﻤﻌﺎﻣﻼت ﻋﻠﻰ اﻟﺒﻄﺎﻗﺔ أو اﻟﻮﺻﻮل إﻟﻰ اﻟﻤﻌﻠﻮﻣﺎت اﻟﺤﺴﺎﺳﺔ ﺎﺑﺳﺘﺨﺪام ﺷﺒﻜﺎت اﻟﻮاي ﻓﺎي اﻟﻌﺎﻣﺔ .اﺣﺮص ﻋﻠﻰ اﺳﺘﺨﺪام ﺷﺒﻜﺔ آﻣﻨﺔ
                                                                                                                            ً
                                                                                                                           ﻣﻤﻜﻨﺎ. ﻛﻠﻤﺎ ﻛﺎن ذﻟﻚ
                                                                                       .9اﻹﺑﻼغ ﻋﻦ ﻓﻘﺪان أو ﴎﻗﺔ اﻟﺒﻄﺎﻗﺎت ﺑﺸﻜﻞ ﻓﻮري:
• ﻓﻲ ﺣﺎل ﺗﻌﺮﺿﺖ ﺑﻄﺎﻗﺘﻚ ﻟﻠﻔﻘﺪان أو اﻟﴪﻗﺔ ،ﻓﲑﺟﻰ ﺗﺴﺠﻴﻞ اﻟﺪﺧﻮل إﻟﻰ ﺗﻄﺒﻴﻖ اﻟﻤﴩق ﻣﻮﺎﺑﻳﻞ وﺣﻈﺮ ﺑﻄﺎﻗﺘﻚ ﻣﻦ ﺧﻼل ﺧﻴﺎر "اﻟﺤﺠﺐ واﻻﺳﺘﺒﺪال"
                                                                                                    .10ﺗﺤﺪﻳﺚ ﻣﻌﻠﻮﻣﺎت اﻟﺘﻮاﺻﻞ ﺑﺸﻜﻞ داﺋﻢ:
   • ﺗﺄﻛﺪ أن ﻟﺪى ﻣﺼﺮﻓﻚ أو اﻟﺠﻬﺔ اﻟﻤﺼﺪرة ﻟﻠﺒﻄﺎﻗﺔ ﻣﻌﻠﻮﻣﺎت اﻻﺗﺼﺎل اﻟﺤﺎﻟﻴﺔ اﻟﺨﺎﺻﺔ ﺑﻚ ﻟﻴﺘﻤﻜﻨﻮا ﻣﻦ اﻟﺘﻮاﺻﻞ ﻣﻌﻚ ﺑﴪﻋﺔ ﻓﻲ ﺣﺎل ﻣﻼﺣﻈﺔ أي
                                                                                                                                 ﻧﺸﺎط ﻣﺸﺒﻮه.
   ﻳﻤﻜﻨﻚ ﻋﻨﺪ اﻟﺘﻘﻴﺪ ﺑﻬﺬه اﻟﺨﻄﻮات ﻣﻦ ﺗﺨﻔﻴﺾ ﻣﺨﺎﻃﺮ اﻻﺣﺘﻴﺎل ﻋﻠﻰ ﺑﻄﺎﻗﺎت اﻟﺨﺼﻢ واﻟﺒﻄﺎﻗﺎت اﻻﺋﺘﻤﺎﻧﻴﺔ ﺑﺸﻜﻞ ﻛﺒﲑ ،ﺎﺑﻹﺿﺎﻓﺔ إﻟﻰ ﺣﻤﺎﻳﺔ أﺻﻮﻟﻚ
اﻟﻤﺎﻟﻴﺔ ﺑﺸﻜﻞ أﻓﻀﻞ .اﺗﺨﺬ اﻟﺤﻴﻄﺔ واﻟﺤﺬر وﺗﺼﺮف ﺑﺸﻜﻞ اﺳﺘﺒﺎﻗﻲ ﻓﻲ ﻣﺘﺎﺑﻌﺔ وﻣﺮاﻗﺒﺔ ﺣﺴﺎﺎﺑﺗﻚ ﻟﻠﻜﺸﻒ ﻋﻦ أي ﻣﻦ اﻟﻌﻼﻣﺎت اﻟﱵ ﺗﺪل ﻋﻠﻰ وﺟﻮد
                                                                                                                              ﻧﺸﺎط ﻏﲑ ﻣﺼﺮح ﺑﻪ.
                                                   اﻟﻤﴩق ﻧﻴﻮ ﺟﺰء ﻣﻦ ﺑﻨﻚ اﻟﻤﴩق ش.م.ع ،وﻫﻮ ﺑﻨﻚ ﻣﺮﺧﺺ وﻳﺨﻀﻊ ﻟﺮﻗﺎﺑﺔ ﻣﺼﺮف اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﻟﻤﺘﺤﺪة اﻟﻤﺮﻛﺰي.