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Neo Current Account

Mashreq NEO offers digital banking solutions with attractive features such as a NEO PLUS Saver Account that provides 6.25% interest for salary transfers and various cashback rewards for transactions. Customers can earn bonuses for salary transfers and complete transactions within the first 90 days to maximize benefits. The document also emphasizes the importance of card security and provides tips to protect against fraud.

Uploaded by

Prasad Hiremath
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© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as PDF, TXT or read online on Scribd
0% found this document useful (0 votes)
50 views4 pages

Neo Current Account

Mashreq NEO offers digital banking solutions with attractive features such as a NEO PLUS Saver Account that provides 6.25% interest for salary transfers and various cashback rewards for transactions. Customers can earn bonuses for salary transfers and complete transactions within the first 90 days to maximize benefits. The document also emphasizes the importance of card security and provides tips to protect against fraud.

Uploaded by

Prasad Hiremath
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Welcome to a new world

that shines with benefits.

The world of banking is here at your fingertips. Enjoy the seamless, freeing experience of having
digital banking solutions which offer you great deals and rewards.

Earn 6.25% interest with NEO PLUS Saver Account


Log in to Mashreq Mobile App, open a NEO PLUS Saver Account and move your funds to start earning interest:

6.25% interest per annum with a 5% interest per annum by maintaining


minimum salary transfer of AED 10,000 a minimum balance of AED 50,000 in
to NEO Current Account NEO PLUS Saver Account

Know more

Add Money to your Account


Bank Transfer Deposit Cash or Cheque Salary Transfer
To transfer money from any bank Easily deposit cash or cheque in your Send a letter to your HR to initiate transfer:
account to your Mashreq NEO account. Visit www.mashreq.com/locator
• Login to Mashreq Mobile App > tap on ‘Services’
Account, you will need your IBAN. to find nearest Mashreq ATM.
• ‘Transfer your salary now’ > ‘Email my HR now’
• Login to Mashreq Mobile App
• Enter ‘HR’s email ID’ > Send email using any
• Tap on ‘Account’
email app on your device
• Tap on ‘Account Details’

NEO Current Account Features


Joining Bonus Get up to AED 3,500 Joining Bonus on Salary Transfer.
For details visit mashreq.com/transfer
Early Bird Cashback Earn up to AED 1,500 cashback (for transactions within the first 90 days)

Minimum Balance Requirement Monthly average balance of AED 3,000 or transfer a minimum salary
of AED 5,000 to NEO Current Account & no minimum balance required**

For Fees & Charges, visit mashreq.com/soc. For Terms & Conditions, visit mashreq.com/tnc

Transact + Earn Earn Early Bird Cashback for completing the following transactions in the first 90 days:
Know more

Debit Card Spends International Remittance Refer your friends


Earn 5% cashback on Earn up to AED 300 Refer up to 5 friends
Mashreq NEO Debit Card^, cashback for international and get up to AED 1,000
up to AED 200. transfers cashback

*Terms and conditions apply.

**If the monthly average balance is less than AED 3,000 or the salary falls below AED 5,000, there will be a fee of AED 20 + VAT.

^Add your Mashreq NEO Debit Card to any digital wallet (Apple Pay, Google Pay, Samsung Pay) to avail cashback.

Mashreq NEO is part of Mashreqbank PSC a Bank that is regulated by the Central Bank of the United Arab Emirates.
Welcome to a new world
that shines with benefits.

The new world of banking is here at your fingertips. Enjoy the seamless, freeing experience of having a
digital bank which offers you great deals and rewards.

Protecting your Debit Cards from fraud is essential to safeguard your financial information and assets. Here are some important
steps you can take to enhance the security of your cards:

1. Keep Your Cards Secure:


• Always keep your cards in a secure location, such as a wallet or purse, and do not leave them lying around.
• Do not share your card details, PIN, or security code with anyone you do not trust.
• Use your debit card for contact-less transactions and avoid sharing your debit card physically.
2. Memorize Your PIN:

• Memorize your Personal Identification Number (PIN) and avoid writing it down or sharing it with anyone.
3. Be Cautious with Card Information:

• Be discreet when entering your PIN at ATMs and point-of-sale terminals to prevent others from seeing it.
• Keep changing your card PIN periodically.
4. Regularly Check Your Statements:

• Review your Account Statements regularly for unauthorized or suspicious transactions. Report any discrepancies to
Mashreq immediately.
5. Secure Online Shopping:

• Only shop on secure websites with "https://" in the URL and a padlock icon in the address bar.

• Use strong, unique passwords for online accounts associated with your cards.
6. Protect Your Personal Information:

• Be cautious about sharing personal information, such as your identification number (Emirates ID, Passport number), online and offline.

• Shred or securely dispose of financial documents and statements before discarding them.
7. Beware of Phishing Scams:

• Be wary of unsolicited emails, phone calls, or messages asking for your card information. Scammers often use phishing tactics to trick
individuals.
8. Use Secure Wi-Fi Networks:

• Avoid making card transactions or accessing sensitive information on public Wi-Fi networks. Use a secure and private network
whenever possible.
9. Report Lost or Stolen Cards Immediately:

• If your card is lost or stolen, please log in to the Mashreq Mobile App & block your card through ‘Block & Replace'
10. Keep Contact Information Updated:

• Ensure that your bank or card issuer has your current contact information so they can reach you quickly in case of suspicious activity.

By following these steps, you can significantly reduce the risk of Debit and Credit Card fraud and better protect your financial assets.
Always stay vigilant and proactive in monitoring your accounts for any signs of unauthorized activity.

Mashreq NEO is part of Mashreqbank PSC a Bank that is regulated by the Central Bank of the United Arab Emirates.
‫ً‬
‫ﻣﺮﺣﺒﺎ ﺑﻚ ﻓﻲ ﻋﺎﻟﻢ‬
‫ﺟﺪﻳﺪ ﺣﺎﻓﻞ ﺎﺑﻟﻤﺰاﺎﻳ‪.‬‬

‫ً‬
‫ﻋﺎﻟﻤﺎ ﻣﻦ اﻟﺨﺪﻣﺎت اﻟﻤﺼﺮﻓﻴﺔ ﺑﲔ ﻳﺪﻳﻚ‪ .‬اﺳﺘﻤﺘﻊ ﺑﺘﺠﺮﺑﺔ ﺳﻬﻠﺔ وﻣﺮﻳﺤﺔ ﻣﻦ اﻟﺤﻠﻮل اﻟﻤﺼﺮﻓﻴﺔ اﻟﺮﻗﻤﻴﺔ اﻟﱵ‬ ‫ﻧﻘﺪم ﻟﻚ‬
‫ً‬
‫ﻋﺮوﺿﺎ وﻣﻜﺎﻓﺂت راﺋﻌﺔ‪.‬‬ ‫ﺗﻮﻓﺮ ﻟﻚ‬

‫اﻛﺴﺐ ﻓﺎﺋﺪة ‪ %6.25‬ﻣﻊ ﺣﺴﺎب ﻧﻴﻮ ﺑﻠﺲ اﻟﺘﻮﻓﲑي‬


‫ﺳﺠﻞ اﻟﺪﺧﻮل إﻟﻰ ﺗﻄﺒﻴﻖ اﻟﻤﴩق ﻣﻮﺎﺑﻳﻞ وﻗﻢ ﺑﻔﺘﺢ ﺣﺴﺎب ﻧﻴﻮ ﺑﻠﺲ اﻟﺘﻮﻓﲑي وﻧﻘﻞ أﻣﻮاﻟﻚ ﻟﺘﺒﺪأ ﺑﻜﺴﺐ اﻟﻔﺎﺋﺪة‪:‬‬

‫ً‬
‫ﺳﻨﻮﺎﻳ ﻋﻨﺪ اﻻﺣﺘﻔﺎظ ﺑﺮﺻﻴﺪ‬ ‫ﻓﺎﺋﺪة ‪%5‬‬ ‫ً‬
‫ﺳﻨﻮﺎﻳ ﻋﻨﺪ ﺗﺤﻮﻳﻞ راﺗﺐ‬ ‫ﻓﺎﺋﺪة ‪%6.25‬‬
‫ﺑﻘﻴﻤﺔ ‪ 50,000‬درﻫﻢ ﻛﺤﺪ أدﻧﻰ ﻓﻲ‬ ‫ﻣﻘﺪاره ‪ 10,000‬درﻫﻢ ﻛﺤﺪ أدﻧﻰ إﻟﻰ‬
‫ﺣﺴﺎب ﻧﻴﻮ ﺑﻠﺲ اﻟﺘﻮﻓﲑي‬ ‫ﺣﺴﺎب ﻧﻴﻮ اﻟﺠﺎري‬

‫ﺗﻌﺮف ﻋﻠﻰ اﻟﻤﺰﻳﺪ‬

‫أﺿﻒ اﻷﻣﻮال إﻟﻰ ﺣﺴﺎﺑﻚ‬


‫ﺗﺤﻮﻳﻞ اﻟﺮاﺗﺐ‬ ‫اﻹﻳﺪاع اﻟﻨﻘﺪي وإﻳﺪاع اﻟﺸﻴﻜﺎت‬ ‫اﻟﺘﺤﻮﻳﻞ اﻟﻤﺼﺮﻓﻲ‬
‫ﻗﻢ ﺑﻤﺮاﺳﻠﺔ ﻗﺴﻢ اﻟﻤﻮارد اﻟﺒﴩﻳﺔ ﻓﻲ ﴍﻛﺘﻚ‬ ‫ﻗﻢ ﺑﺈﻳﺪاع اﻷﻣﻮال أو اﻟﺸﻴﻜﺎت ﻓﻲ ﺣﺴﺎﺑﻚ‪:‬‬ ‫ﺳﺘﺤﺘﺎج إﻟﻰ رﻗﻢ آﻳﺒﺎن اﻟﺨﺎص ﺑﻚ ﻟﺘﺤﻮﻳﻞ اﻷﻣﻮال ﻣﻦ‬
‫ﻟﺘﺤﻮﻳﻞ راﺗﺒﻚ‪:‬‬ ‫ﻗﻢ ﺑﺰﺎﻳرة ‪www.mashreq.com/locator‬‬ ‫ﺣﺴﺎﺑﻚ ﻟﺪى أي ﺑﻨﻚ آﺧﺮ إﻟﻰ ﺣﺴﺎب اﻟﻤﴩق ﻧﻴﻮ‬
‫ﻟﻠﻌﺜﻮر ﻋﻠﻰ أﻗﺮب ﺟﻬﺎز ﺻﺮاف آﻟﻲ ﻣﻦ‬ ‫اﻟﺨﺎص ﺑﻚ‪.‬‬
‫• ﻗﻢ ﺑﺘﺴﺠﻴﻞ اﻟﺪﺧﻮل إﻟﻰ ﺗﻄﺒﻴﻖ اﻟﻤﴩق ﻣﻮﺎﺑﻳﻞ <‬
‫اﻟﻤﴩق إﻟﻴﻚ‪.‬‬
‫اﺿﻐﻂ ﻋﻠﻰ "اﻟﺨﺪﻣﺎت"‬ ‫• ﻗﻢ ﺑﺘﺴﺠﻴﻞ اﻟﺪﺧﻮل إﻟﻰ ﺗﻄﺒﻴﻖ اﻟﻤﴩق ﻣﻮﺎﺑﻳﻞ‬
‫• "ﺣﻮل راﺗﺒﻚ اﻵن" > "إرﺳﺎل ﺑﺮﻳﺪ إﻟﻜﱰوﻧﻲ إﻟﻰ ﻗﺴﻢ‬ ‫• اﺿﻐﻂ ﻋﻠﻰ "اﻟﺤﺴﺎب"‬
‫اﻟﻤﻮارد اﻟﺒﴩﻳﺔ ﻓﻲ اﻟﴩﻛﺔ اﻟﱵ أﻋﻤﻞ ﺑﻬﺎ اﻵن"‬ ‫• اﺿﻐﻂ ﻋﻠﻰ "ﺗﻔﺎﺻﻴﻞ اﻟﺤﺴﺎب"‬
‫• أدﺧﻞ "ﻋﻨﻮان اﻟﱪﻳﺪ اﻹﻟﻜﱰوﻧﻲ ﻟﻘﺴﻢ اﻟﻤﻮارد‬
‫اﻟﺒﴩﻳﺔ" < ﻗﻢ ﺑﺈرﺳﺎل اﻟﱪﻳﺪ اﻹﻟﻜﱰوﻧﻲ ﺎﺑﺳﺘﺨﺪام‬
‫أي ﺗﻄﺒﻴﻖ ﻟﻠﱪﻳﺪ اﻹﻟﻜﱰوﻧﻲ ﻓﻲ ﺟﻬﺎزك‬

‫ﻣﺰاﺎﻳ ﺣﺴﺎب ﻧﻴﻮ اﻟﺠﺎري‬


‫اﺣﺼﻞ ﻋﻠﻰ ﻣﻜﺎﻓﺄة اﻧﻀﻤﺎم ﺗﺼﻞ إﻟﻰ ‪ 3,500‬درﻫﻢ ﻋﻨﺪ ﺗﺤﻮﻳﻞ اﻟﺮاﺗﺐ‪.‬‬ ‫ﻣﻜﺎﻓﺄة اﻻﻧﻀﻤﺎم‬
‫ﻟﻠﺘﻔﺎﺻﻴﻞ‪ ،‬ﻗﻢ ﺑﺰﺎﻳرة ‪mashreq.com/transfer‬‬

‫ً‬
‫ﻳﻮﻣﺎ(‪.‬‬ ‫ً‬
‫ﻧﻘﺪﺎﻳ ﻳﺼﻞ إﻟﻰ ‪ 1,500‬درﻫﻢ )ﻟﻠﻤﻌﺎﻣﻼت اﻟﱵ ﻳﺘﻢ إﺟﺮاؤﻫﺎ ﺧﻼل أول ‪90‬‬ ‫ً‬
‫اﺳﱰدادا‬ ‫اﻛﺴﺐ‬ ‫اﻻﺳﱰداد اﻟﻨﻘﺪي اﻟﻤﺒﻜﺮ‬

‫ﻣﺘﻮﺳﻂ رﺻﻴﺪ ﺷﻬﺮي ﺑﻘﻴﻤﺔ ‪ 3,000‬درﻫﻢ أو‬ ‫ﻣﺘﻄﻠﺒﺎت اﻟﺤﺪ اﻷدﻧﻰ ﻟﻠﺮﺻﻴﺪ‬
‫ﺗﺤﻮﻳﻞ راﺗﺐ ﺑﻘﻴﻤﺔ ‪ 5,000‬درﻫﻢ ﻛﺤﺪ أدﻧﻰ إﻟﻰ ﺣﺴﺎب ﻧﻴﻮ اﻟﺠﺎري ﺑﺪون ﺣﺪ أدﻧﻰ ﻟﻠﺮﺻﻴﺪ**‬

‫ﻟﻤﻌﺮﻓﺔ اﻟﺮﺳﻮم واﻟﻤﺼﺎرﻳﻒ‪ ،‬ﻗﻢ ﺑﺰﺎﻳرة ‪ .mashreq.com/socar‬ﻟﻼﻃﻼع ﻋﻠﻰ اﻟﴩوط واﻷﺣﻜﺎم‪ ،‬ﻗﻢ ﺑﺰﺎﻳرة ‪mashreq.com/tncar‬‬

‫ً‬
‫ﻳﻮﻣﺎ‪:‬‬ ‫ً‬
‫ﻣﺒﻜﺮا ﻋﻨﺪ إﺗﻤﺎم اﻟﻤﻌﺎﻣﻼت اﻟﺘﺎﻟﻴﺔ ﺧﻼل أول ‪90‬‬ ‫ً‬
‫ﻧﻘﺪﺎﻳ‬ ‫ً‬
‫اﺳﱰدادا‬ ‫اﻛﺴﺐ‬ ‫ﻗﻢ ﺑﻤﻌﺎﻣﻼﺗﻚ واﻛﺴﺐ‬
‫ﺗﻌﺮف ﻋﻠﻰ اﻟﻤﺰﻳﺪ‬

‫ّ‬
‫رﺷﺢ أﺻﺪﻗﺎﺋﻚ‬ ‫اﻟﺘﺤﻮﻳﻼت اﻟﺪوﻟﻴﺔ‬ ‫ﻋﻤﻠﻴﺎت اﻹﻧﻔﺎق ﻋﻠﻰ ﺑﻄﺎﻗﺔ اﻟﺨﺼﻢ‬
‫ﻗﻢ ﺑﱰﺷﻴﺢ ﻟﻐﺎﻳﺔ ‪ 5‬أﺻﺪﻗﺎء‬ ‫ً‬
‫ﻧﻘﺪﺎﻳ ﻳﺼﻞ‬ ‫ً‬
‫اﺳﱰدادا‬ ‫اﻛﺴﺐ‬ ‫ً‬
‫ﻧﻘﺪﺎﻳ ‪ %5‬ﻳﺼﻞ إﻟﻰ‬ ‫ً‬
‫اﺳﱰدادا‬ ‫اﻛﺴﺐ‬
‫واﺣﺼﻞ ﻋﻠﻰ اﺳﱰداد ﻧﻘﺪي‬ ‫إﻟﻰ ‪ 300‬درﻫﻢ ﻋﻠﻰ‬ ‫‪ 200‬درﻫﻢ ﻋﻠﻰ ﺑﻄﺎﻗﺔ اﻟﺨﺼﻢ‬
‫ﻳﺼﻞ إﻟﻰ ‪ 1,000‬درﻫﻢ‬ ‫اﻟﺘﺤﻮﻳﻼت اﻟﺪوﻟﻴﺔ‬ ‫ﻣﻦ اﻟﻤﴩق ﻧﻴﻮ^‬

‫ﺗﻄﺒﻖ اﻟﴩوط واﻷﺣﻜﺎم‬


‫* ّ‬
‫ً‬
‫درﻫﻤﺎ ‪ +‬ﺿﺮﻳﺒﺔ اﻟﻘﻴﻤﺔ اﻟﻤﻀﺎﻓﺔ ﻋﻨﺪ اﻧﺨﻔﺎض ﻣﺘﻮﺳﻂ اﻟﺮﺻﻴﺪ اﻟﺸﻬﺮي ﻋﻦ ‪ 3,000‬درﻫﻢ أو ﻛﺎن اﻟﺮاﺗﺐ أﻗﻞ ﻣﻦ ‪ 5,000‬درﻫﻢ‪.‬‬ ‫** ﻳﺘﻢ اﺣﺘﺴﺎب رﺳﻮم ﺑﻘﻴﻤﺔ ‪20‬‬

‫^ ﻟﻼﺳﺘﻔﺎدة ﻣﻦ اﻻﺳﱰداد اﻟﻨﻘﺪي‪ ،‬ﻗﻢ ﺑﺈﺿﺎﻓﺔ ﺑﻄﺎﻗﺔ اﻟﺨﺼﻢ ﻧﻴﻮ اﻟﺨﺎﺻﺔ ﺑﻚ ﻣﻦ اﻟﻤﴩق إﻟﻰ أي ﻣﺤﻔﻈﺔ رﻗﻤﻴﺔ )‪ Apple Pay‬أو ‪ Google Pay‬أو ‪.(Samsung Pay‬‬

‫اﻟﻤﴩق ﻧﻴﻮ ﺟﺰء ﻣﻦ ﺑﻨﻚ اﻟﻤﴩق ش‪.‬م‪.‬ع‪ ،‬وﻫﻮ ﺑﻨﻚ ﻣﺮﺧﺺ وﻳﺨﻀﻊ ﻟﺮﻗﺎﺑﺔ ﻣﺼﺮف اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﻟﻤﺘﺤﺪة اﻟﻤﺮﻛﺰي‪.‬‬
‫ً‬
‫ﻣﺮﺣﺒﺎ ﺑﻚ ﻓﻲ ﻋﺎﻟﻢ‬
‫ﺟﺪﻳﺪ ﺣﺎﻓﻞ ﺎﺑﻟﻤﺰاﺎﻳ‪.‬‬

‫ً‬
‫ﺟﻮﻫﺮﺎﻳ ﻟﺴﻼﻣﺔ ﻣﻌﻠﻮﻣﺎﺗﻚ وأﺻﻮﻟﻚ اﻟﻤﺎﻟﻴﺔ‪ .‬وإﻟﻴﻚ ﺑﻌﺾ‬ ‫ً‬
‫أﻣﺮا‬ ‫ﺗﻌﺘﱪ ﺣﻤﺎﻳﺔ ﺑﻄﺎﻗﺎت اﻟﺨﺼﻢ اﻟﺨﺎﺻﺔ ﺑﻚ ﻣﻦ اﻻﺣﺘﻴﺎل‬
‫اﻟﺨﻄﻮات اﻟﻬﺎﻣﺔ اﻟﱵ ﻳﻤﻜﻨﻚ اﻟﻘﻴﺎم ﺑﻬﺎ ﻟﺘﻌﺰﻳﺰ أﻣﻦ ﺑﻄﺎﻗﺎﺗﻚ‪:‬‬

‫‪ .1‬اﻟﺤﻔﺎظ ﻋﻠﻰ ﺑﻄﺎﻗﺘﻚ آﻣﻨﺔ‪:‬‬


‫ً‬
‫داﺋﻤﺎ ﻓﻲ ﻣﻜﺎن آﻣﻦ ﻣﺜﻞ اﻟﻤﺤﻔﻈﺔ أو ﺣﻘﻴﺒﺔ اﻟﻴﺪ وﻻ ﺗﱰﻛﻬﺎ ﻣﺮﻣﻴﺔ ﺑﺈﻫﻤﺎل‪.‬‬ ‫• ﻗﻢ ﺑﻮﺿﻊ ﺑﻄﺎﻗﺎﺗﻚ‬
‫• ﻻ ﺗﻔﺼﺢ ً‬
‫أﺑﺪا ﻋﻦ ﺗﻔﺎﺻﻴﻞ ﺑﻄﺎﻗﺘﻚ أو رﻗﻢ اﻟﺘﻌﺮﻳﻒ اﻟﺸﺨﴢ أو رﻣﺰ اﻷﻣﺎن ﻷي ﺷﺨﺺ ﻛﺎن‪.‬‬

‫• اﺳﺘﺨﺪم ﺑﻄﺎﻗﺔ اﻟﺨﺼﻢ اﻟﺨﺎﺻﺔ ﺑﻚ ﻹﺟﺮاء اﻟﻤﻌﺎﻣﻼت اﻟﻼﺗﻼﻣﺴﻴﺔ وﺗﺠﻨﺐ إﻋﻄﺎءﻫﺎ ﻷي ﺷﺨﺺ ﻛﺎن‪.‬‬

‫‪ .2‬ﺣﻔﻆ رﻗﻢ اﻟﺘﻌﺮﻳﻒ اﻟﺸﺨﴢ اﻟﺨﺎص ﺑﻚ ﻓﻲ ذاﻛﺮﺗﻚ‪:‬‬

‫• اﺣﻔﻆ رﻗﻢ اﻟﺘﻌﺮﻳﻒ اﻟﺸﺨﴢ اﻟﺨﺎص ﺑﻚ‪ ،‬وﺗﺠﻨﺐ ﻛﺘﺎﺑﺘﻪ أو اﻹﻓﺼﺎح ﻋﻨﻪ ﻷي ﺷﺨﺺ‪.‬‬

‫‪ .3‬اﻟﺤﺬر ﻋﻨﺪ اﻟﺘﻌﺎﻣﻞ ﻣﻊ ﻣﻌﻠﻮﻣﺎت اﻟﺒﻄﺎﻗﺔ‪:‬‬


‫ً‬
‫ﺣﺬرا ﻋﻨﺪ إدﺧﺎل رﻗﻢ اﻟﺘﻌﺮﻳﻒ اﻟﺸﺨﴢ اﻟﺨﺎص ﺑﻚ ﻓﻲ أﺟﻬﺰة اﻟﺼﺮاف اﻵﻟﻲ وﻧﻘﺎط اﻟﺒﻴﻊ ﻟﻤﻨﻊ اﻵﺧﺮﻳﻦ ﻣﻦ اﻻﻃﻼع ﻋﻠﻴﻪ‪.‬‬ ‫• ﻛﻦ‬

‫• ﻗﻢ ﺑﺘﻐﻴﲑ رﻗﻢ اﻟﺘﻌﺮﻳﻒ اﻟﺸﺨﴢ ﻟﺒﻄﺎﻗﺘﻚ ﺑﺸﻜﻞ دوري‪.‬‬

‫‪ .4‬اﻟﺘﺤﻘﻖ ﻣﻦ ﻛﺸﻮﻓﺎت ﺣﺴﺎﺑﻚ ﺑﺸﻜﻞ دوري‪:‬‬


‫ً‬
‫ﻓﻮرا‪.‬‬ ‫• ﻗﻢ ﺑﻤﺮاﺟﻌﺔ ﻛﺸﻮﻓﺎت ﺣﺴﺎﺑﻚ ﺑﺸﻜﻞ دوري ﻟﻠﻜﺸﻒ ﻋﻦ اﻟﻤﻌﺎﻣﻼت ﻏﲑ اﻟﻤﺼﺎدق ﻋﻠﻴﻬﺎ أو اﻟﻤﺸﺒﻮﻫﺔ وإﺑﻼغ اﻟﻤﴩق ﺄﺑي اﺧﺘﻼﻓﺎت ﺗﺠﺪﻫﺎ‬

‫‪ .5‬اﻟﺘﺴﻮق اﻵﻣﻦ ﻋﱪ اﻹﻧﱰﻧﺖ‪:‬‬

‫• ﺗﺴﻮق ﻓﻘﻂ ﻣﻦ ﺧﻼل اﻟﻤﻮاﻗﻊ اﻻﻟﻜﱰوﻧﻴﺔ اﻵﻣﻨﺔ اﻟﱵ ﺗﺒﺪأ ﺎﺑﻟﺮﻣﺰ"‪ "//:https‬ﻓﻲ ﻋﻨﻮان اﻟﻤﻮﻗﻊ اﻹﻟﻜﱰوﻧﻲ ﻣﻊ رﻣﺰ اﻟﻘﻔﻞ ﻓﻲ ﴍﻳﻂ اﻟﻌﻨﺎوﻳﻦ‪.‬‬

‫• اﺳﺘﺨﺪم ﻛﻠﻤﺎت ﻣﺮور ﻗﻮﻳﺔ وﻓﺮﻳﺪة ﻟﻠﺤﺴﺎﺎﺑت اﻟﻤﺮﺗﺒﻄﺔ ﺑﺒﻄﺎﻗﺎﺗﻚ ﻋﱪ اﻹﻧﱰﻧﺖ‪.‬‬

‫‪ .6‬ﺣﻤﺎﻳﺔ ﻣﻌﻠﻮﻣﺎﺗﻚ اﻟﺸﺨﺼﻴﺔ‪:‬‬

‫• اﺣﺬر ﻣﻦ ﻣﺸﺎرﻛﺔ ﻣﻌﻠﻮﻣﺎﺗﻚ اﻟﺸﺨﺼﻴﺔ ﻣﺜﻞ رﻗﻢ إﺛﺒﺎت اﻟﺸﺨﺼﻴﺔ )رﻗﻢ اﻟﻬﻮﻳﺔ اﻹﻣﺎراﺗﻴﺔ وﺟﻮاز اﻟﺴﻔﺮ(‪ ،‬ﺳﻮاء ﻋﱪ اﻹﻧﱰﻧﺖ أو ﻏﲑﻫﺎ‪.‬‬

‫• ﻗﻢ ﺑﺘﻤﺰﻳﻖ اﻟﻤﺴﺘﻨﺪات وﻛﺸﻮﻓﺎت اﻟﺤﺴﺎب اﻟﻤﺎﻟﻴﺔ ﻗﺒﻞ رﻣﻴﻬﺎ أو ﺗﺨﻠﺺ ﻣﻨﻬﺎ ﺑﺸﻜﻞ آﻣﻦ‪.‬‬

‫‪ .7‬اﻟﺤﺬر ﻣﻦ اﻟﺘﺼﻴﺪ اﻻﺣﺘﻴﺎﻟﻲ‪:‬‬


‫ً‬
‫ﻓﻐﺎﻟﺒﺎ ﻣﺎ ﻳﻘﻮم‬ ‫• اﻧﺘﺒﻪ ﻣﻦ رﺳﺎﺋﻞ اﻟﱪﻳﺪ اﻹﻟﻜﱰوﻧﻲ ﻏﲑ اﻟﻤﺮﻏﻮب ﺑﻬﺎ أو اﻟﻤﻜﺎﻟﻤﺎت اﻟﻬﺎﺗﻔﻴﺔ أو اﻟﺮﺳﺎﺋﻞ اﻟﱵ ﺗﻄﻠﺐ ﻣﻨﻚ ﺗﻘﺪﻳﻢ ﻣﻌﻠﻮﻣﺎت ﺑﻄﺎﻗﺘﻚ‪.‬‬

‫اﻟﻤﺤﺘﺎﻟﻮن ﺎﺑﺳﺘﺨﺪام وﺳﺎﺋﻞ اﻟﺘﺼﻴﺪ اﻻﺣﺘﻴﺎﻟﻲ ﺑﻬﺪف ﺧﺪاع اﻷﻓﺮاد‪.‬‬

‫‪ .8‬اﺳﺘﺨﺪام ﺷﺒﻜﺎت واي ﻓﺎي آﻣﻨﺔ‪:‬‬

‫• ﺗﺠﻨﺐ إﺟﺮاء اﻟﻤﻌﺎﻣﻼت ﻋﻠﻰ اﻟﺒﻄﺎﻗﺔ أو اﻟﻮﺻﻮل إﻟﻰ اﻟﻤﻌﻠﻮﻣﺎت اﻟﺤﺴﺎﺳﺔ ﺎﺑﺳﺘﺨﺪام ﺷﺒﻜﺎت اﻟﻮاي ﻓﺎي اﻟﻌﺎﻣﺔ‪ .‬اﺣﺮص ﻋﻠﻰ اﺳﺘﺨﺪام ﺷﺒﻜﺔ آﻣﻨﺔ‬
‫ً‬
‫ﻣﻤﻜﻨﺎ‪.‬‬ ‫ﻛﻠﻤﺎ ﻛﺎن ذﻟﻚ‬

‫‪ .9‬اﻹﺑﻼغ ﻋﻦ ﻓﻘﺪان أو ﴎﻗﺔ اﻟﺒﻄﺎﻗﺎت ﺑﺸﻜﻞ ﻓﻮري‪:‬‬

‫• ﻓﻲ ﺣﺎل ﺗﻌﺮﺿﺖ ﺑﻄﺎﻗﺘﻚ ﻟﻠﻔﻘﺪان أو اﻟﴪﻗﺔ‪ ،‬ﻓﲑﺟﻰ ﺗﺴﺠﻴﻞ اﻟﺪﺧﻮل إﻟﻰ ﺗﻄﺒﻴﻖ اﻟﻤﴩق ﻣﻮﺎﺑﻳﻞ وﺣﻈﺮ ﺑﻄﺎﻗﺘﻚ ﻣﻦ ﺧﻼل ﺧﻴﺎر "اﻟﺤﺠﺐ واﻻﺳﺘﺒﺪال"‬

‫‪ .10‬ﺗﺤﺪﻳﺚ ﻣﻌﻠﻮﻣﺎت اﻟﺘﻮاﺻﻞ ﺑﺸﻜﻞ داﺋﻢ‪:‬‬

‫• ﺗﺄﻛﺪ أن ﻟﺪى ﻣﺼﺮﻓﻚ أو اﻟﺠﻬﺔ اﻟﻤﺼﺪرة ﻟﻠﺒﻄﺎﻗﺔ ﻣﻌﻠﻮﻣﺎت اﻻﺗﺼﺎل اﻟﺤﺎﻟﻴﺔ اﻟﺨﺎﺻﺔ ﺑﻚ ﻟﻴﺘﻤﻜﻨﻮا ﻣﻦ اﻟﺘﻮاﺻﻞ ﻣﻌﻚ ﺑﴪﻋﺔ ﻓﻲ ﺣﺎل ﻣﻼﺣﻈﺔ أي‬

‫ﻧﺸﺎط ﻣﺸﺒﻮه‪.‬‬

‫ﻳﻤﻜﻨﻚ ﻋﻨﺪ اﻟﺘﻘﻴﺪ ﺑﻬﺬه اﻟﺨﻄﻮات ﻣﻦ ﺗﺨﻔﻴﺾ ﻣﺨﺎﻃﺮ اﻻﺣﺘﻴﺎل ﻋﻠﻰ ﺑﻄﺎﻗﺎت اﻟﺨﺼﻢ واﻟﺒﻄﺎﻗﺎت اﻻﺋﺘﻤﺎﻧﻴﺔ ﺑﺸﻜﻞ ﻛﺒﲑ‪ ،‬ﺎﺑﻹﺿﺎﻓﺔ إﻟﻰ ﺣﻤﺎﻳﺔ أﺻﻮﻟﻚ‬

‫اﻟﻤﺎﻟﻴﺔ ﺑﺸﻜﻞ أﻓﻀﻞ‪ .‬اﺗﺨﺬ اﻟﺤﻴﻄﺔ واﻟﺤﺬر وﺗﺼﺮف ﺑﺸﻜﻞ اﺳﺘﺒﺎﻗﻲ ﻓﻲ ﻣﺘﺎﺑﻌﺔ وﻣﺮاﻗﺒﺔ ﺣﺴﺎﺎﺑﺗﻚ ﻟﻠﻜﺸﻒ ﻋﻦ أي ﻣﻦ اﻟﻌﻼﻣﺎت اﻟﱵ ﺗﺪل ﻋﻠﻰ وﺟﻮد‬

‫ﻧﺸﺎط ﻏﲑ ﻣﺼﺮح ﺑﻪ‪.‬‬

‫اﻟﻤﴩق ﻧﻴﻮ ﺟﺰء ﻣﻦ ﺑﻨﻚ اﻟﻤﴩق ش‪.‬م‪.‬ع‪ ،‬وﻫﻮ ﺑﻨﻚ ﻣﺮﺧﺺ وﻳﺨﻀﻊ ﻟﺮﻗﺎﺑﺔ ﻣﺼﺮف اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﻟﻤﺘﺤﺪة اﻟﻤﺮﻛﺰي‪.‬‬

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