MediPay Reviews 

1,028
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 119 reviews, reviewers overwhelmingly had a great experience with this company, highlighting the exceptional quality of the services provided. Customers frequently praise the staff and customer service team for being exceptionally helpful, responsive, kind, and supportive throughout the entire loan process. People note that the service is fast, efficient, and straightforward, making medical financing stress-free and easy to navigate for everyone involved. Some reviewers were not happy with occasional waiting periods, noting that it was stressful to follow up on delayed applications or figure out navigation. A few consumers also mentioned experiencing minor difficulties trying to return to their forms once started.

What people talk about most

User experience

Customers expressed great satisfaction regarding the user experience, highlighting that the process was... See more

Service

Reviewers mention deep satisfaction regarding the service, highlighting a strong consensus on fast response... See more

Staff

Customers consistently note positive experiences with staff, frequently highlighting the friendly,... See more

Customer service

Consumers find customer service to be exceptionally positive, frequently praising the fast loan approval... See more

Response time

Clients share positive opinions on response time, frequently praising the fast and speedy communication from... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Very helpful and thorough in the application process. Communication was amazing as i was informed throughout the whole process how everything was going. I was a little worried after I had applied a... See more

Rated 5 out of 5 stars

Ajay has been amazing, supportive, helpful. Excellent through out the whole process. He made the experience less stressful. Can not thank Ajay enough. Give that man a raise.

Company replied

Rated 5 out of 5 stars

My experience with Medipay was seamless from start to finish. The process was quick, easy, and very efficient, with all aspects of my costs clearly covered and explained. The team made everything stra... See more

Company replied

Rated 5 out of 5 stars

Friendly prompt service answered questions quickly and genuinely helped me, in regards to my financial situation. Thank you again

Company replied


Company details

  1. #16 of 34 best companies in Non-Bank Financial Service
  2. #5 of 14 best companies in Alternative Financial Service

Written by the company

MediPay offers easy payment plans for medical, dental and cosmetic procedures in Australia. We also offer veterinary payment plans for procedures for your pets. So if you're looking for some help to finance your medical procedure, your little one needs braces or your furry friend has eaten a sock, give us a call or visit our website. Check your eligibility in 10 seconds, apply online and get approval in minutes*. *Subject to credit approval. Terms and conditions apply.

Here to help when you need us

Written by the company

Fast, simple application process
Only pay interest on the amount used
No penalties for early repayment

We can help with your pets too

We offer payment plans for those unexpected expenses for your best friend. Call us on 1800 810 950 or visit our website to apply.

Contact info

4.8

Excellent

TrustScore 5 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 33% of negative reviews

Typically replies within 24 hours

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4.8

All reviews

(1,028)

117 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I had never heard of medipay until i…

I had never heard of medipay until i was half blind and went to infinite vision ipswich, i found your staff very helpful quick to respond and i found your site very easy to navigate, thank you so much i will be able to see again thankyou medi pay team

23 July 2026
MediPay logo

Reply from MediPay

Hi Susan,

Thank you so much for sharing your story with us. We're deeply touched to hear about the role MediPay was able to play in your journey to restored vision.

Our entire team is committed to making medical financing as simple and accessible as possible, so it means the world to know that our helpful staff, quick responses, and easy-to-navigate site made a difference for you during such a critical time.

Please don't hesitate to reach out if there's ever anything else we can assist with. We're always here for you at customercare@medipay.com.au or on 1800 810 950. Helping customers like you is truly our greatest privilege.

Thank you for choosing MediPay and for taking the time to share your heartfelt feedback. We're honored to have been a part of your care journey and we wish you all the very best with your renewed vision. Please take care and know that we'll be here anytime you need us.

Rated 5 out of 5 stars

So easy to apply

So easy to apply, highly recommend.

21 July 2026
MediPay logo

Reply from MediPay

Hi Joanna,

Thank you so much for this wonderful recommendation! We're thrilled to hear that you found the application process so easy. That's exactly the experience we strive to provide.

We truly appreciate you spreading the word about MediPay. Knowing that customers like you are recommending us is the highest praise we could ask for. If you have any friends or family who could benefit from our easy financing options, please feel free to send them to https://medipay.com.au/apply-now. Our team will be ready to assist them every step of the way.

If there's ever anything else we can help with, just give us a shout at customercare@medipay.com.au or on 1800 810 950. We're always here for you.

Thanks again for choosing MediPay and for taking the time to leave this lovely review. Customers like you are the reason we do what we do. It's our pleasure to serve you.

Rated 5 out of 5 stars

Very easy to deal with and very quick…

Very easy to deal with and very quick response time.

13 July 2026
MediPay logo

Reply from MediPay

Hi Lucas,

Thank you for the great review. Easy interactions and quick responses are top priorities for us, so it's wonderful to hear that's exactly what you experienced.

We know that when it comes to financing medical procedures, time is often of the essence. That's why we've built our processes to be as streamlined as possible, so customers like you can get the funding you need when you need it.

If there's ever anything else we can assist with, please don't hesitate to reach out. We're always here at customercare@medipay.com.au or on 1800 810 950, ready to help however we can.

Thanks again for choosing MediPay and for taking the time to share your experience. Serving customers like you is truly our privilege.

Rated 5 out of 5 stars

Excellent portal and easy to navigate

Excellent portal and easy to navigate

16 July 2026
MediPay logo

Reply from MediPay

Hi Richard,

Thank you for taking the time to share your feedback. We're thrilled to hear that you found our portal excellent and easy to navigate. We've worked hard to create a user-friendly online experience, so it means a lot to know it's hitting the mark for customers like you.

If you ever need any assistance while using the portal, our team is always just a click or call away. Feel free to reach out at customercare@medipay.com.au or on 1800 810 950. We're here to help make your experience as smooth as possible.

Thanks again for choosing MediPay and for this kind review. We truly appreciate your business and look forward to serving you again in the future.

Rated 5 out of 5 stars

Best Finance Company in Western…

Best Finance Company in Western Australia, the process is super easy and quick, you get approved for up to $50,000 loan in one day!! Highly recommend their amazing service ✌🏾

10 July 2026
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Reply from MediPay

Hi Mayer,

Wow, thank you for this incredible review! We're thrilled to hear that you found our process super easy and quick. Getting customers approved for the financing they need as smoothly as possible is exactly what we strive for.

We truly appreciate you recommending our service. Word-of-mouth from satisfied customers like you is the highest praise we could ask for. If you know of anyone else who could benefit from our financing options up to $55,000, please don't hesitate to send them our way. They can apply anytime at https://medipay.com.au/apply-now or chat with our team at customercare@medipay.com.au or on 1800 810 950.

Thanks again for choosing MediPay and for this wonderful vote of confidence. Serving customers like you is genuinely our pleasure. We look forward to assisting you again anytime you need us.

Rated 5 out of 5 stars

Medipay was easy to use and fast…

Medipay was easy to use and fast without the drama.

7 July 2026
MediPay logo

Reply from MediPay

Hi Shelley,

Thank you for the kind words. "Easy, fast, and drama-free" is exactly what we aim for, so it's great to hear that's how your experience felt. We know that when it comes to medical financing, the last thing anyone needs is added stress or complexity.

If you ever need to use MediPay again in the future, just head to https://medipay.com.au/apply-now and our team will be ready to assist. We're always here to help at customercare@medipay.com.au or on 1800 810 950.

Thanks again for choosing MediPay and for taking the time to share your feedback. Serving customers like you is truly our pleasure.

Rated 5 out of 5 stars

Yash is the man

Yash is the man! Efficient and professional. Thank you 🙏 Highly recommend.

25 June 2026
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Reply from MediPay

Hi Mandy,

Thank you so much for this wonderful review. We're thrilled to hear that Yash provided such efficient, professional service. He truly embodies our commitment to going above and beyond for our customers.

We'll make sure to pass along your kind words to Yash and the rest of the team. Feedback like this genuinely motivates us to keep striving for excellence.

If there's ever anything else we can assist with, please don't hesitate to reach out. We're always just an email or call away at customercare@medipay.com.au or 1800 810 950.

Thanks again for choosing MediPay and for taking the time to share your experience. We deeply appreciate your business and your trust in us. It's our privilege to serve customers like you.

Rated 5 out of 5 stars

The correspondence was prompt and easy…

The correspondence was prompt and easy to deal with

19 June 2026
MediPay logo

Reply from MediPay

Hi Paula,

Thank you for the lovely feedback. Prompt, easy correspondence is what we strive for in every interaction, so it's wonderful to hear that's what you experienced.

We know financial matters can sometimes feel complex, so our goal is always to keep things as simple and straightforward as possible. If you ever have any other questions or needs, please don't hesitate to reach out at customercare@medipay.com.au or on 1800 810 950. We'll be here, ready to help.

Thanks again for choosing MediPay. We truly appreciate the opportunity to serve you.

Rated 4 out of 5 stars

Service was great

Service was great, if the staff say they will do something, ther did.

17 June 2026
MediPay logo

Reply from MediPay

Hi Bradley,

Thank you for taking the time to share this. We pride ourselves on being a team that follows through on our commitments, so it means a lot to hear that's exactly what you experienced.

If there's ever anything else we can assist with, please don't hesitate to reach out. We're always here at customercare@medipay.com.au or on 1800 810 950, and we'll be ready to jump in and help however we can.

Thanks again for choosing MediPay. Serving customers like you is truly what motivates us.

Rated 5 out of 5 stars

GOOD

All good, easy to apply

17 June 2026
MediPay logo

Reply from MediPay

Hi Apple,

Thank you for the kind review. We're thrilled to hear the application process was easy for you. That's exactly the experience we aim to deliver.

If you ever need to apply for additional funding, just head back to https://medipay.com.au/apply-now and our team will be ready to help. We're always just an email or call away at customercare@medipay.com.au or 1800 810 950.

Thanks again for choosing MediPay. We truly appreciate your business and look forward to assisting you again in the future.

Rated 5 out of 5 stars

easy to submit form

easy to submit form, very easy process

4 June 2026
MediPay logo

Reply from MediPay

Hi Markus,

Thank you for taking the time to share your feedback. We work hard to make our application process as simple and user-friendly as possible, so it's great to hear it was an easy experience for you.

If you ever need to apply again in the future, just head to https://medipay.com.au/apply-now and our team will be ready to assist. We're always here at customercare@medipay.com.au or on 1800 810 950 if you have any questions.

Thanks again for choosing MediPay. We appreciate your business.

Rated 5 out of 5 stars

Easy to use easy and fast

Easy to use easy and fast

28 May 2026
MediPay logo

Reply from MediPay

Hi Vickie,
Thank you so much for the 5 star review!
We're here to make the process as smooth as possible, so if there's ever anything else you need, please don't hesitate to reach out at customercare@medipay.com.au or on 1800 810 950.
Thanks again for choosing MediPay. We're thrilled to have you as a customer.

Rated 1 out of 5 stars

Watch out for this company

Watch out for this company, they will absolutely scam you, they will add tremendous amounts of hidden fees and interest. Their customer service is none existent and they will do everything in their power to damage your credit. Do yourself a favour and DO NOT USE THEM. There are plenty of other ethical companies to use over them. Do not believe their paid for reviews!

28 December 2025
Rated 5 out of 5 stars

They are really helpful and quick

My experience with them is amazing they are very helpful and quick

27 May 2026
MediPay logo

Reply from MediPay

Hi Duslem,
Thank you so much for sharing this. Hearing that your experience was amazing and that our team was helpful and quick genuinely makes our day.
We're here to make the process as smooth as possible, so if there's ever anything else you need, please don't hesitate to reach out at customercare@medipay.com.au or on 1800 810 950.
Thanks again for choosing MediPay. We're thrilled to have you as a customer.

Rated 5 out of 5 stars

Very helpful

Very helpful, speedy response to enquiries made. Outstanding customer service.

25 May 2026
MediPay logo

Reply from MediPay

Hi Thomas,

Thank you for the kind words. Speedy responses and outstanding customer service are exactly what we strive for, so it's great to hear your experience reflected that.

If you ever need anything else, we're just an email or phone call away at customercare@medipay.com.au or 1800 810 950.

Thanks again for choosing MediPay. We truly appreciate your business.

Rated 1 out of 5 stars

22% interest a massive no go for me…

22% interest a massive no go for me thanks for your time 👌

22 May 2026
MediPay logo

Reply from MediPay

Hi Dean,
Thank you for your feedback. We hear you on the interest rate - it's an important factor for everyone. The key thing to note is that with MediPay, you only pay interest on the amount you actually use, not the full approved amount.
Plus, we offer the flexibility to pay back faster or in full at any time without penalties or fees. If you pay it off within 12 months, your interest rate is reduced to 17.95%. Pay it within 24 months and it drops to 18.95%. So there's a real incentive to pay early and save.
If you'd like to learn more about how it could work for your specific situation, our team is always here to help on 1800 810 950 or at customercare@medipay.com.au. We'd be happy to walk through the numbers in detail.
Thanks again for considering MediPay. We appreciate you taking the time to share your thoughts

Rated 5 out of 5 stars

excellent team work together to…

excellent team work together to accomplish one goal helping people fast and reliable good job thank you.

21 May 2026
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Reply from MediPay

Hi Andriana,
Thank you for this wonderful review. Our whole team is dedicated to that one goal - helping people access the care they need, fast and reliably. It means a lot to hear we hit the mark for you.
If there's ever anything else we can assist with, please don't hesitate to reach out. We're always here at customercare@medipay.com.au or on 1800 810 950.
Thanks again for choosing MediPay. Helping customers like you is truly what motivates us.

Rated 5 out of 5 stars

Application process was straight…

Application process was straight forward and easy to do. Processing time was quick. I would definitely use medipay again if I need financing for medical procedures.

21 May 2026
Unprompted review
MediPay logo

Reply from MediPay

Hi Matt,
Thank you for the thoughtful review. A straightforward, easy application with quick processing is exactly what we aim for, so it's wonderful to hear that's how it worked for you. We'd be more than happy to help again if you ever need us - just head to https://medipay.com.au/apply-now or give us a call on 1800 810 950.
Thanks again for choosing MediPay.

Rated 5 out of 5 stars

Quick service

19 May 2026
MediPay logo

Reply from MediPay

Hi Jason,
Thank you for the kind words. Quick service is what we're all about, so it's great to hear that's what you experienced. If you ever need anything else, we're here at customercare@medipay.com.au or on 1800 810 950.
Thanks again for choosing MediPay.

Rated 5 out of 5 stars

Very helpful and efficient with the…

Very helpful and efficient with the application.
The staff were friendly and ensured the process would be smooth.

15 May 2026
MediPay logo

Reply from MediPay

Hi Cara,
Thank you for taking the time to share this. A helpful, efficient application with friendly staff ensuring a smooth process is exactly the experience we aim to deliver, so it's great to hear it came through that way for you. If you ever need us, we're here on 1800 810 950 or at customercare@medipay.com.au.
Thanks again for choosing MediPay.

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