TYPES OF MONEY
Getting unclaimed money back: 3 easy steps to reclaim forgotten money in old bank accounts
Forgotten money in inactive bank accounts is managed by the RBI's Depositor Education and Awareness Fund. Amounts unclaimed for 10 years are transferred, but depositors can still reclaim them with applicable interest. The UDGAM portal facilitates searching for these unclaimed deposits across multiple banks.
No cancellation fee if air ticket is cancelled within 48 hours from booking - DGCA proposes rules for airlines
The DGCA has proposed new guidelines for air ticket refunds, including a 48-hour 'look-in' window for penalty-free cancellations or amendments. Airlines will also face stricter timelines for refunds, caps on cancellation charges, and increased transparency regarding refund amounts and policies.
India’s digital users shift from passive viewing to active participation: Study
Indians are actively engaging with digital entertainment, moving beyond just watching. Gaming is the top activity, surpassing OTT and short videos. Social apps are becoming transactional, and audio content is expanding beyond music. Consumers are willing to pay for content, with subscriptions and micro-transactions dominating spending. AI interest is growing, especially in metro cities.
Infosys buyback: What investors must know about hidden cost due to taxation
Infosys announced a significant share buyback. Investors considering tendering shares must understand the tax implications. The new rules treat buyback proceeds as a deemed dividend, taxed at 30%. Selling shares in the market offers different tax treatment with capital gains tax. The article compares these scenarios to help investors make informed decisions.
Faruk Fatih Özer, founder of Turkish cryptocurrency exchange Thodex, found dead in prison while serving 11,196-year sentence for massive $2.6 billion crypto fraud
Thodex founder Faruk Fatih Özer, sentenced to over 11,000 years for a $2.6 billion crypto fraud, has died in prison. Reports suggest suicide, with authorities launching an investigation into the circumstances. Özer's collapse of the exchange in 2021 left hundreds of thousands of users facing significant losses before his extradition to Turkey.
Top 10 mutual funds to invest in November 2025
We have chosen two schemes from five different equity mutual fund categories - aggressive hybrid, large cap, mid cap, small cap and flexi cap schemes – which we believe should be enough for regular mutual fund investors. There are caveats: read till the end to ensure you are picking up the best scheme for you.
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Is it better to distribute one’s assets during lifetime or after demise? Which succession tool is best suited to your needs?
Inheritance conflicts frequently occur in India as families navigate the complexities of passing on legacies. Although parents strive to create secure financial futures for their offspring, disputes over property can easily ensue. This piece delves into various asset distribution strategies like wills, gift deeds, trusts, and joint ownership arrangements.
Why India's gyms are struggling to stay in shape
Indian gyms are struggling as membership renewals are dropping significantly. Rising operational costs, overcrowding, and the convenience of home workouts are impacting business. Many individuals now prefer personal trainers who offer flexible sessions. This shift presents a major challenge for the fitness industry, forcing gyms to adapt or face closure.
‘It Can Happen to Anyone’ — fast spreading ACATS scam targets retirees nationwide
ACATS scam retirement account fraud: Financial criminals are targeting retirement accounts using a system called ACATS. They steal personal data to open fake accounts and transfer money. This system allows quick transfers, leaving little time for detection. Investors must stay vigilant and use security features to protect their savings. Early detection is key to recovering stolen funds.
ET Prime Special Series - Part 4: What to look for in an annual report to find whether management is taking you for a ride
Consider: A company revalued land, including portions that were ineligible for revaluation because they were leasehold, neither owned by the company, nor saleable or transferable. Such land cannot be revalued as an asset as the company cannot realise its value through sale or transfer. It results in an overstatement of fixed assets, and the whole financial statement is not worth believing in. This is not happening for the first time, nor will it be the last. When markets are bullish, managements tend to manipulate their financial numbers in order to show better performance. Why do they do that? And how can you catch them out?
November Social Security payment schedule released — see when your check arrives
November Social Security payment schedule released. Millions are checking when their checks arrive. Birthdays 1–10 get Nov 12, 11–20 get Nov 19, 21–31 get Nov 26. Pre‑1997 or dual Social Security/SSI users receive Nov 3. SSI lands early on Oct 31 since Nov 1 is Saturday. Mark your calendar, check direct deposit info, and plan bills accordingly. Knowing your exact payment date helps you budget confidently and avoid surprises this month.
Save big by pledging the gold in your locker: When gold loans beat personal loans and credit cards
With personal loan rates typically hovering in the 10-25% range and credit card interest at around 40% annually, that gold sitting idle in your locker could be your best friend. From medical emergencies to bridging business cash flow gaps, gold loans offer lower interest rates, instant approvals, and no credit score requirements, making them the go-to choice for millions of Indians who need quick, affordable credit without the paperwork nightmare.
Credit crisis in America: Mohamed El-Erian's valuable advice to investors
Economist Mohamed El-Erian warned investors about growing credit risks in America after reports of a big loan fraud case linked to BlackRock. He said more such problems could appear soon because of careless lending. His post reminded people to stay careful and alert in the changing U.S. credit and financial market.
November stimulus paycheck due to government shutdown: Will SSI and Social Security still hit your bank account?
November Social Security and SSI payments are guaranteed despite the government shutdown. Millions of Americans rely on these funds, and mandatory spending rules keep deposits safe. Your bank account will receive benefits on time. Some services like new applications or record updates may face delays, but your monthly income will not be interrupted. SSI is usually paid on the first, Social Security retirement benefits follow a Wednesday schedule. No shutdown can stop your November Social Security and SSI money from arriving as scheduled.
Best dynamic bond funds to invest in October 2025
If you are planning to invest for three to five years, but don’t want to take a call on interest rates, you can bet on dynamic bond funds.
Best medium to long duration funds to invest in October 2025
According to Sebi norms, medium to long term funds have a mandate to invest in debt and money market instruments in such a way that the Macaulay's duration of the portfolio is four to seven years. Since these schemes invest in long-term debt instruments, they are considered risky.
SNAP benefits running out! Here’s how you can step in and help now
Millions of Americans may lose their SNAP food benefits soon because of the long government shutdown. States and companies are trying to help people get food and support during this time. From donations to free meals, many are stepping in to reduce hunger while the government works to fix the funding problem.
D4vd Tesla case sees chilling twist: Private investigator reveals who was driving the car after teen found dead and what was found from singer's LA home
A private investigator claims to know who drove the abandoned Tesla where 14-year-old Celeste Rivas's body was found. Steve Fischer reviewed surveillance footage and found disturbing items at singer D4vd's rental home, including farm-like tools and prescription medication. Rivas, missing for over a year, was found in the car registered to D4vd.
Karan Johar turns professor, rates real 'MBA' skills of Shah Rukh Khan, Ranveer Singh and Kartik Aaryan
Filmmaker Karan Johar has identified Bollywood stars with strong business minds. He called Kartik Aaryan a marketing genius. Shah Rukh Khan is seen as a finance guru. Aamir Khan excels in crisis management. Ranveer Singh is the ultimate salesperson. The director also explained their skills and how its applicable to the corporate world. Read on to know more about it!
Best medium duration mutual funds to invest in October 2025
As per Sebi mandate, medium duration funds must invest in debt and money market instruments with Macaulay duration of three to four years. As you can see, these schemes are suitable for investors looking to invest for three to four years or more. However, you should check the portfolio duration of the scheme to ensure that the scheme is in line with your investment horizon.
Yes Bank suffered over Rs 2,700 cr loss due to transactions with Anil Ambani-led companies: CBI
Yes Bank's financial troubles escalated with a staggering loss surpassing Rs 2,700 crore, primarily attributed to co-founder Rana Kapoor's controversial investments in Anil Ambani's financial enterprises. A recent CBI charge sheet highlights allegations of a criminal conspiracy and fraudulent activities. These investments spanned the years 2017 to 2019, with ongoing inquiries delving into Anmol Ambani's potential involvement.
When will your Social Security and SSI payments arrive in November 2025 — and why is the SSI check coming early this month?
Social Security and SSI payment schedule November 2025 brings an early twist for millions. The SSI payment will hit on October 31, 2025, instead of November 1, since it falls on a Saturday. That means no SSI check in November. Social Security benefits follow the regular cycle — November 12, 19, and 26, based on birthdays, while early recipients get paid November 3. The average Social Security benefit is $1,907, SSI averages $943. Check your direct deposit details now to avoid delays and plan ahead for the early payout.
Is the Fed’s inflation target still 2%?
Federal Reserve policymakers face a dilemma. Inflation remains at three percent, yet investors anticipate interest rate cuts. The economy shows mixed signals, with a cooling labor market but persistent inflation. This situation prompts questions about the Fed's commitment to its two percent inflation goal.
The Fed’s $6 trillion balance sheet is about right
The US Federal Reserve is set to decide on its large securities portfolio. Experts suggest ending the reduction of this portfolio soon. This move aims to maintain financial stability. The Federal Reserve will likely reinvest maturing securities. This policy shift is expected to ensure ample reserves for banks. The central bank's actions will impact money markets and borrowing costs.
Best banking & PSU mutual funds to invest in October 2025
Mutual fund advisors say banking & PSU debt schemes are ‘relatively’ safe because these schemes invest only in bonds and papers of banks and public sector companies. Since most of these entities are government-backed, they don’t have the credit risk.
Trump targets Indians but they make biggest fiscal impact
New research reveals Indian immigrants significantly benefit the US economy. They are projected to save the federal government millions and boost GDP. H-1B visa holders also show a strong positive fiscal impact. This contrasts with anti-Indian sentiment. The study suggests immigration reforms to maximize these economic gains and reduce national debt.
Money-losing companies with colorful histories have pivoted to crypto
Struggling companies are rebranding as digital asset treasury (DAT) firms, investing in cryptocurrency to attract capital and boost stock prices, though sustainability remains uncertain amid regulatory scrutiny and volatile market performance.
Trump pardons Binance founder Changpeng Zhao, high-profile cryptocurrency figure
President Trump has pardoned Binance founder Changpeng Zhao, who served prison time for money laundering violations. Trump stated Zhao was recommended by many and claimed he was "persecuted by the Biden administration." This pardon aligns with Trump's broader pattern of clemency for allies and his hands-off approach to the crypto industry.
Is China coming for the Dollar? Economist says gold binge could change everything
China is buying a lot of goId China coming for the Dollar, and experts say this could change the global money system. Many believe gold is becoming more powerful as countries look for safety from economic troubles. The U.S. dollar may lose some control if central banks keep adding gold to their reserves.
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