The Zimbabwe Digital Dollar (ZDD) has been successfully deployed on the BSC Testnet.

• Proxy (Primary) Contract Address: 0x93b2eFFC896fC3f3789c493972fe585A2C02B108
• Implementation Contract Address: 0x0197c9e1ed52dd74d9d3978A9dbe98408a59266f
• Verified on BSC Testnet Explorer: ✅

The Zimbabwe Digital Dollar (ZDD) is a USD-pegged stablecoin initiative designed to provide a secure, transparent, and programmable form of digital currency for Zimbabwe. The project leverages blockchain technology to create a Zimbabwean Stablecoin dollar–backed digital currency that ensures compliance with international standards (ERC-3643) while supporting financial inclusion, cross-border trade, and monetary stability.

This repository hosts:

• Smart contract drafts
• Research documents
• Regulatory and economic analyses
• Security and contribution policies

The Zimbabwe Digital Dollar (ZDD) is not affiliated with, endorsed, or sanctioned by the Reserve Bank of Zimbabwe (RBZ) or the Government of Zimbabwe. ZDD is an independently developed digital currency initiative. Users should conduct their own due diligence and comply with local laws and regulations before interacting with or using ZDD.

The Zimbabwe Digital Dollar (ZDD) is a USD-pegged stablecoin designed to provide a secure, transparent, and programmable digital currency for Zimbabwean citizens, businesses, and government institutions. ZDD addresses Zimbabwe’s historical monetary instability by offering a fully USD-backed stablecoin that can be used for everyday transactions, payroll, government disbursements, cross-border remittances, and enterprise treasury operations. Its programmable architecture supports smart contract functionality, enabling automated payments and transparent financial workflows.

ZDD aims to empower Zimbabwe’s digital economy, reduce reliance on informal financial systems, and provide a globally recognized, stable, and programmable digital currency platform.

• README.md → Project overview and guidance
• ZDD_SMART_CONTRACT_SHORT.md → Draft short version of ZDD smart contract
• ZIMBABWE_ANALYSIS.md → In-depth economic and regulatory analysis
• CONTRIBUTION.md → Contribution and community policy
• SECURITY.md → Security reporting policy
• CHANGELOG.md → Placeholder for future version tracking

• Stable Value: Pegged to USD and backed by verified reserves
• Compliance Ready: Built on ERC-3643 with identity and transfer restrictions
• Transparency: On-chain proof-of-reserves verification
• Cross-Border Utility: Usable for remittances and trade across SADC and beyond
• Programmable Finance: Smart contracts support payments, subscriptions, and automated workflows
• Tiered KYC: Mini-KYC for wallets above $500, full KYC for higher tiers
• Governance: Timelocked contract upgrades, multisig administrative control
• Scalable: Gas-optimized for high-volume transactions
• Auditability: Full on-chain history for regulators and auditors

• Node.js v18+
• Hardhat 2.26+
• Ethers.js 6.x
• Solidity 0.8.20

git clone https://github.com/<your-org>/zdd.git
cd zdd
npm install

npx hardhat compile

npx hardhat test

This is a stablecoin project. For regulatory, compliance, and governance reasons, this repository does not accept direct contributions from the public.

• Report documentation errors or clarity issues
• Suggest research materials relevant to Zimbabwe’s economy and regulation
• Provide non-technical feedback on adoption and use cases

• Submit code pull requests
• Modify or extend the smart contracts
• Change compliance logic or deployment structure

• Simon Kapenda — Creator of ZDD, Namibia Digital Dollar (NADD), Angola Digital Kwanza (AOAk), and CillarCoin (https://cillar.io)
• Abba Platforms Inc — Responsible for maintenance and ongoing support

If you discover a security vulnerability in the ZDD smart contracts or supporting code, please report it responsibly:

• Do NOT open a public GitHub issue for security vulnerabilities
• Contact the core team at: [security@zddollar.io]
• Include a detailed description and steps to reproduce the issue

• Smart contracts (ZDD.sol and related contracts)
• Supporting libraries in this repository
• Off-chain compliance and governance logic documented here

• Aim to respond to security reports within 72 hours
• Valid reports will be acknowledged and investigated immediately
• Fixes will be prioritized and disclosed responsibly

Avoid exploiting vulnerabilities or sharing them publicly until patches are released

This project is licensed under the MIT License. See the LICENSE file for details

This file is a placeholder for future change tracking. Updates, new features, and version history will be documented here as the project evolves.