Finance Student β’ Founder at Hardalion β’ Fintech & AI Builder
I am Apostolos, a Finance student from Greece and founder of Hardalion, where I build AI-driven fintech tools for real people and small teams.
My goal is simple: take the stress, confusion and "I will deal with money later" feeling out of personal and business finance, using:
- solid financial thinking
- clean product design
- AI systems that actually help instead of adding noise
Right now I spend most of my time:
- Building AI driven financial tools for individuals and small businesses under the Hardalion studio
- Designing a personal finance OS for Gen Z that helps you see cash flow, obligations and "safe to spend" at a glance
- Exploring how AI agents can read financial data and turn it into clear, practical decisions instead of random charts
- Connecting with founders, investors and operators in fintech, AI and real estate to learn and ship better products
- Products that make people feel calm and in control with their money
- Turning real world finance problems into small, focused tools instead of bloated apps
- Bridging finance, data and product so that insights are not just academic but usable in daily life
- Building in public enough so people can follow the journey and give honest feedback
I prefer to keep my stack focused and practical.
- More advanced techniques in statistics and econometrics
- Better patterns for full stack TypeScript in real products
- How to design financial products that respect behavioral biases and still feel simple
- Ways to use AI agents for real-world finance workflows, not just demos
- I ship small, iterative versions instead of waiting for a huge "perfect" release
- I document thinking in issues and project boards, even when I work solo
- I like talking directly with users and early adopters about what feels confusing or tiring in their financial life
- I am happy to collaborate on projects in fintech, AI, investing, statistics, or real estate
This section is reserved for my main public projects.
I am currently cleaning and preparing my repos so they can be shared properly.
Projects will be added here soon.
If you work on fintech, AI, investing, real estate or you are a student building things and want to connect, I am always happy to talk.
- π Hardalion studio: hardalion.com
- πΌ LinkedIn: Apostolos Chardalias
- π§ Email: a.hardalias@protonmail.com
I read all messages, even if I reply a bit later.