Melio Reviews & Product Details

Melio Product Details

Melio is an Accounts Payable/Accounts Receivable platform, designed to streamline B2B payments for businesses of any size. Easily manage vendor payments, invoices, and cash flow with flexible payment methods like bank transfers or cards, and maintain control through scheduled payments. Melio syncs with QB and Xero, keeping records up to date. It also optimizes financial operations by automating approvals, scheduling, and reconciliation, reducing administrative tasks so you can focus on growing your business. Try all of Melio's features free for 30 days before you choose a plan.

Product Website

Seller

Melio

Discussions

Melio Community

Languages Supported

English

Product Description

Melio simplifies B2B payments for SMBs by streamlining vendor management, automating approvals, and syncing with accounting software like QB.

Overview by

Gal Farchi

Pricing

Pricing provided by Melio.

Melio Go

Free

View More Pricing Information

Melio Integrations

(5)

Verified by Melio

Melio Media

This is the pay dashboard where you can upload a bill and schedule a payment

Upload your bill details

Choose the payment method that work for you

Melio Demo - Choose how your vendor gets paid

Your vendors receive a check or bank transfer

Select different payment methods and speeds that align with your business needs.

Your payment was scheduled

G2 reviews are authentic and verified.

Here's how.

MM

Melissa M.

Owner

Small-Business (50 or fewer emp.)

9/11/2025

"Melio is great for small business!"

5/5

What do you like best about Melio?

Melio is easy to use and integrates seamlessly with QBO so that I can streamline my workflow for my clients. Vendors are able to choose how they receive their payments, and we can choose to pay with a credit card (even if the vendor doesn't accept credit cards!). It's cost-effective with fantastic customer support. If we ever have a problem with USPS delivering a paper check, we contact support and request to void and reissue the check - easy-peasy. I use Melio every day for all of my bill pay clients and I'm very happy with it. Review collected by and hosted on G2.com.

What do you dislike about Melio?

Because Melio allows vendors to choose to receive a paper check, we sometimes have problems with USPS. Review collected by and hosted on G2.com.

What problems is Melio solving and how is that benefiting you?

With Melio I can support my bill pay clients fully remotely. Pre-pandemic I had clients that required I spend time in their office weekly to prepare paper checks for signature and mailing. This made check requests take 2-3 weeks at times since we had to wait for my "in-office day" to enter the bill and print the check, then wait for the signer who wasn't in the office everyday. Once the check was signed someone had to file the bill paperwork and the check stub and put the check in the mail, and then the USPS had to deliver it... Now, we can streamline this entire process and perform all of these functions electronically in 2-3 days instead of 2-3 weeks. Review collected by and hosted on G2.com.

YJ

Yasmine J.

Managing Broker

Small-Business (50 or fewer emp.)

9/10/2025

"Easy, fast, cost effective"

5/5

What do you like best about Melio?

I really love this service. It has allowed my small business to collect small invoices from my clients without exorbitant fees and untimely delays. I highly recommend it, and will continue using Melio for the foreseeable future.

It is so easy to create an invoice - it looks professional and my clients are comfortable with the security features to input their banking information. Review collected by and hosted on G2.com.

What do you dislike about Melio?

It would be great if clients had the option to pay from a personal account, instead of only from a business account. Review collected by and hosted on G2.com.

What problems is Melio solving and how is that benefiting you?

Paypal, Venmo, and Zelle are not professional enough for my type of business and clients. Melio provides a professional, secure, cost effective way to invoice my clients. Most of my clients pay invoices via check, so I only need this service a few times a year. It did not make sense for me to pay exorbitant monthly or transaction fees for just a few annual transactions, that average no more than $2500 each. Review collected by and hosted on G2.com.

JW

James W.

Owner

Small-Business (50 or fewer emp.)

9/9/2025

"Our clients love using Melio to pay their invoices!"

5/5

What do you like best about Melio?

Melio enables our clients to pay their invoices when they want to and how they want to. Quite a few times, we've had clients running low on capital who expressed the need to pay with a credit card. With Melio, it's as simple as sending our client a link to pay and they can go ahead and take care of their balance with a credit/debit card or securely link their bank account to pay by direct deposit. Additionally, Melio stays in sync with the invoices we have in QuickBooks Online, so we don't have to manually create anything in Melio; just copy and paste the link to them and that's all they need. We receive their payment within a few days, for free! Review collected by and hosted on G2.com.

What do you dislike about Melio?

It takes a few days to receive payment from our clients once they've sent their payment through Melio (3-4 days not including weekends). We do have the option to receive payment sooner, for a fee; this is less than ideal but it's an option. Review collected by and hosted on G2.com.

GY

Gafar Y.

Freelance Email Copywriter.

Small-Business (50 or fewer emp.)

9/10/2025

"I’ll recommend. The best in the software market"

5/5

What do you like best about Melio?

What I like best about Melio is how simple and seamless it makes handling payments. The platform saves me time, keeps everything organized in one place, and allows me to pay vendors quickly without the usual hassles. I especially appreciate the user-friendly design—it feels effortless to manage my business finances. Review collected by and hosted on G2.com.

What do you dislike about Melio?

There really isn’t much to dislike about Melio. If anything, I’d say I’d love to see even more features added over time, since the core platform already works so well. Overall, it’s been a smooth and reliable experience. Review collected by and hosted on G2.com.

What problems is Melio solving and how is that benefiting you?

Melio is solving the problem of complicated and time-consuming payment processing. Instead of juggling multiple systems or writing checks, I can handle everything digitally in one place. This has saved me valuable time, reduced errors, and given me more flexibility in managing cash flow—all of which makes running my business smoother and less stressful. Review collected by and hosted on G2.com.

KV

Kémo V.

Manager

Small-Business (50 or fewer emp.)

8/21/2025

"Easy, Reliable ACH Transfers Without the Headache"

4.5/5

What do you like best about Melio?

Melio makes sending ACH payments incredibly simple and quick. Setting up an account takes just a minute, and connecting a bank account is straightforward. I really like that I can pay vendors or contractors directly from my bank without needing their bank info—Melio handles it all securely. The scheduling feature is also super helpful for recurring payments. Review collected by and hosted on G2.com.

What do you dislike about Melio?

The free plan only includes a limited number of free ACH transfers each month, and after that, there’s a small fee per transaction. It’s not a dealbreaker, but something to be aware of if you have a high volume of payments. Also, while the dashboard is powerful, it can feel a little busy at first if you’re new to these kinds of tools. Review collected by and hosted on G2.com.

What problems is Melio solving and how is that benefiting you?

Melio takes the pain out of managing and sending payments, especially for small businesses or freelancers. It eliminates the need to write checks, chase down vendor details, or worry about bank-level security. Everything is in one place, and it saves a ton of time while keeping payments organized and on schedule. Review collected by and hosted on G2.com.

Response from Stevie U of Melio

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Hi Kemo, thank you for sharing your experience! We’re glad to hear that setting up your account and sending ACH payments has been simple and seamless. We truly appreciate your feedback and look forward to continuing to support you.

All the best, Team Melio

HC

Hogan C.

Operations Manager

Small-Business (50 or fewer emp.)

9/10/2025

"Simple and Convenient Way to Pay Vendors"

4.5/5

What do you like best about Melio?

Melio makes paying vendors and suppliers really simple. I like that I can pay by credit card even if the vendor only accepts bank transfers, which helps with cash flow. The interface is clean and easy to use, and it saves me time compared to traditional payment methods. Review collected by and hosted on G2.com.

What do you dislike about Melio?

Sometimes payments take a bit longer to process than I’d like, especially bank transfers. Also, while the core features are great, it would be helpful to have more advanced reporting and integrations with other tools. Review collected by and hosted on G2.com.

What problems is Melio solving and how is that benefiting you?

Melio helps me pay vendors and contractors easily, even when they don’t accept credit cards. This improves my cash flow because I can use my credit card for payments while keeping more cash on hand. It also saves time by streamlining bill payments in one place and reducing the need for writing checks or using multiple platforms. Review collected by and hosted on G2.com.

RS

Rojan S.

Founder

Small-Business (50 or fewer emp.)

8/17/2025

"Simple and reliable solution for managing business payments"

5/5

What do you like best about Melio?

Melio makes it incredibly easy to manage and schedule vendor payments without needing to switch between multiple platforms. I like that it allows payments via bank transfer or credit card, even when the vendor only accepts checks. This flexibility saves time and keeps cash flow steady. Review collected by and hosted on G2.com.

What do you dislike about Melio?

While Melio works well overall, the reporting features could be more robust. It would also be helpful to have more detailed analytics and integration options with other accounting software beyond QuickBooks. Sometimes payments can take a bit longer to process than expected, which can be inconvenient. Review collected by and hosted on G2.com.

What problems is Melio solving and how is that benefiting you?

Melio helps me streamline vendor and bill payments by allowing me to pay directly from a bank account or through a credit card, even if the vendor only accepts checks. This solves the hassle of juggling different payment methods and ensures that payments are always on time. It also helps with cash flow management, since I can use a credit card to extend payment cycles without needing extra tools. Review collected by and hosted on G2.com.

Response from Brianna Pedernera of Melio

edit

Hi Rojan,

Thank you for sharing your experience and your thoughtful feedback! We’re glad to hear that Melio has helped simplify your vendor payments and support your cash flow with flexible options like bank transfers and credit cards—even when vendors only accept checks.

We appreciate your suggestions around improving reporting, offering more detailed analytics, and expanding integrations beyond QuickBooks. These are valuable insights, and we’re actively exploring enhancements in these areas.

We also understand that occasional payment delays can be frustrating, and we're continually working to improve processing times to ensure reliability.

Thank you again for sharing your experience with us—we’re committed to continuously improving and delivering the best possible service for you.

Best Regards,

Team Melio

JT

John T.

Director of Research

Small-Business (50 or fewer emp.)

9/9/2025

"Melio has made it easier for clients to pay for our services"

4/5

What do you like best about Melio?

When Melio is set up properly, it continues to work and makes it very easy for our clients to pay for our services, either through a direct bank payment or a credit card. We get paid regularly on a monthly basis now rather than having to wait for checks from our clients. It also integrates with our accounting system. Review collected by and hosted on G2.com.

What do you dislike about Melio?

The only challenges we've had with Melio are when there is a problem setting up an account. We've attempted to have them use Melio customer support, but we often have to help them out ourselves to get it to work correctly. Review collected by and hosted on G2.com.

HP

HCC P.

General Manager

Small-Business (50 or fewer emp.)

10/9/2025

"Best platform for vendor payments and AP automation"

5/5

What do you like best about Melio?

Melio makes paying vendors simple, fast, and trackable. The UI is clean, approvals are easy to set up, and we can pay via ACH or card (even when a vendor doesn’t take cards) while Melio deposits to their bank or mails a check. The QuickBooks Online sync is rock-solid—bills, payments, and remittances flow without double entry, and the audit trail keeps our clients compliant. Scheduling payments, tracking status in real time, and inviting vendors through a secure link has cut our AP admin time dramatically and improved cash-flow control. Review collected by and hosted on G2.com.

What do you dislike about Melio?

Nothing critical, but a few nice-to-have improvements: deeper reporting/analytics (e.g., more customizable AP aging and cash-flow dashboards), bulk approval actions for larger batches, and more granular user permissions for multi-entity environments. Support is responsive, though at quarter-end the queue can be a bit longer. Overall, these are minor compared to the value we get. Review collected by and hosted on G2.com.

What problems is Melio solving and how is that benefiting you?

We centralized accounts payable for multiple clients, eliminated paper checks, and reduced late fees. Being able to pay by card has extended float when needed and earned rewards, while automatic QBO reconciliation saves hours each week. Vendors get paid on time with clear remittance, and our review/approval process is now consistent and auditable. Review collected by and hosted on G2.com.

JC

Jose A. C.

Human Resource Manager

Mid-Market (51-1000 emp.)

7/5/2022

"Easy Payments (Sending and Receiving)"

5/5

What do you like best about Melio?

Melio has made International Wire payments much easier than before. I used to be hesitant to send an International Wire with Melio due to my first experience where the payment was not received. However, whatever changes they made did the trick and payments go through without issue lately. Review collected by and hosted on G2.com.

What do you dislike about Melio?

I have been using Melio for years now and just recently was required to submit personal and company verifications to complete payments to vendors that I have been paying for quite some time. It would be nice to have a notification section that lets us know of any updated information required so we are not hit with an email after initiating a payment that more verification information is required. Review collected by and hosted on G2.com.

Response from Stevie U of Melio

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Hi Jose, we’re delighted to hear that you’ve found our integration with QuickBooks to be a valuable feature! Simplifying the process of sending payment requests is essential for streamlining business operations, and we’re thrilled that we have made it easier for you. Thank you for sharing your positive experience, and please don’t hesitate to reach out if you have any further feedback or questions.

Best,

Team Melio