MCP-native wallet · x402 micropayments · settled on Algorand in ~3 seconds
AI agents can reason. They can plan. They can execute. But they cannot pay — until now.
Pixa gives any AI agent a real wallet: it discovers x402-gated services, authorizes budget-guarded USDC micropayments, and settles on-chain with sub-cent fees — no API keys, no billing accounts, no human in the loop unless you want one.
sequenceDiagram
participant A as 🤖 Agent
participant P as Pixa MCP
participant S as x402 API
participant C as Algorand
A->>P: x402_fetch(resource)
P->>S: GET /resource
S-->>P: 402 Payment Required
P->>P: Budget check (per-call / daily caps)
P->>C: Sign USDC authorization
C-->>P: Confirmed in ~3s
P->>S: Retry + X-PAYMENT header
S-->>A: 200 — resource delivered
One tool call. The agent never sees a seed phrase, never exceeds its budget, and every payment lands in an auditable spending report.
| Repo | What it is |
|---|---|
| 💳 Pixa | The wallet itself — an MCP server with 11 tools: x402 auto-pay, USDC/ALGO transfers with NFD names, Tinyman swaps, ASA minting, budgets & spending audits |
| 🧠 skills | Agent Skills that teach Claude Code, Cursor & friends to drive the wallet — npx skills add pixa-wallet/skills |
| 🌐 website | pixawallet.xyz — one-click .mcpb install + the service registry |
| 📚 docs | API reference for every endpoint and tool |
| 🔗 pixa-hub | Cross-chain x402 infrastructure for Algorand |
| ⚡ unified-inference-api | Pay-per-call AI services — LLM chat, STT/TTS, image gen — all x402-gated |
| 🍕 pizza-api-coinbase | Production-grade example of a Bazaar-compatible x402 API (CDP facilitator) |
| 💸 on-ramp-hosting | UPI → USDC on-ramp, so humans can fund their agents in one tap |
One click — download the .mcpb extension and double-click. Done.
Claude Desktop / any MCP client:
{
"mcpServers": {
"pixa": {
"command": "npx",
"args": ["-y", "pixa-wallet-mcp"],
"env": {
"ALGORAND_MNEMONIC": "your 25-word mnemonic",
"NETWORK": "algorand-testnet",
"MAX_PER_CALL": "0.10",
"MAX_PER_DAY": "20.00"
}
}
}
}Teach your agent the playbook:
npx skills add pixa-wallet/skillsThen ask it to find something worth paying for — the Pixa Registry catalogs trust-scored x402 services, live-verified with real on-chain settlement.
| Algorand | Typical EVM | |
|---|---|---|
| Finality | ~3 s, instant | 12 s+, probabilistic |
| Fees | < $0.001 | $0.50 – $5.00+ |
| USDC | Native | Often bridged |
| Micropayments | Viable | Gas exceeds value |
A $0.001 API call only makes sense on a chain where the fee isn't 500× the price.