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majhar-nayem/README.md

πŸ‘‹ About me β€” the short version

I'm a software engineer with five years of experience building the systems that move money β€” apps that let people pay, get paid, borrow, and run their businesses. Think the parts of a banking or shopping app you don't see, but absolutely feel when they break.

Right now I consult on a business-finance platform used by 800+ brands worldwide. In August 2026 I'm packing up and starting a Master of AI & Machine Learning at Adelaide University πŸ‡¦πŸ‡Ί.


πŸ› οΈ What I'm best at, in plain English

πŸ’³ Payments that don't lose money Designing the rails that move funds reliably β€” even when the network drops, servers crash, or two requests arrive at once.
πŸ€– Smart credit decisions Replacing slow, manual loan approvals with AI models that decide credit limits in seconds, fairly and explainably.
πŸ—οΈ Systems that survive day one Building software that holds up when traffic suddenly multiplies β€” the difference between a launch and a meltdown.
πŸ” Bank-grade trust Audit trails, security controls, and the small details regulators (and customers) need to take you seriously.

✨ Things I've shipped

  • 🏦 Built the first version of a Central Bank–licensed payments product in Bangladesh
  • πŸ€– Designed the AI behind automatic credit limit decisions for a Buy Now, Pay Later app
  • πŸš€ Helped a finance platform onboard 800+ brands worldwide
  • πŸ›’ Moved a major dropshipping store off Shopify onto custom software β€” with zero downtime
  • πŸ† That same platform won Best B2B E-Commerce Website at the South Asian Business Excellence Awards 2022
  • πŸ“¦ Powered a marketplace handling 200 million+ products
  • πŸ“„ Published 4 peer-reviewed AI research papers with 110+ citations

πŸ“Š The GitHub bits

Majhar's GitHub stats Majhar's GitHub streak

🌢️ The non-work bits

β˜• tap for the human stuff
  • β˜• Mornings: strong black coffee, no sugar, before the first email gets answered.
  • 🍢 Afternoons: a cappuccino at a good cafe β€” it's how I rate every new neighbourhood.
  • πŸ– Weekends: smoky BBQ low-and-slow, a properly rested medium-rare steak, and a slice of cheesecake whenever the week's been rough.
  • πŸ› Soul food: kacchi biryani β€” the one thing I'll be hunting down in Adelaide.
  • πŸ«– Settled debate: tea or coffee? Both. Depends on the day.
  • πŸ’‘ Take I'll defend: the unflashy choice usually wins.
  • πŸŽ“ Side quest: four published AI research papers from before this whole "ship to production" chapter started.
🦘 why Adelaide?

Starting a Master of AI & Machine Learning at Adelaide University in August 2026 β€” to bring my research background and five years of building real products together, and learn how the latest AI work actually gets applied. Also: the coffee scene is shockingly good.


πŸ› οΈ shipping software since 2019 Β· πŸ“¬ say hi

if you read this far, you've earned a coffee β˜• β€” let me know if you're ever in Adelaide.

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