Welcome to my GitHub! I am a results-driven Lead/Principal Product Manager with 14+ years of experience focused on building end-to-end solutions in fintech, banking, and payments. My repositories demonstrate hands-on expertise in 0-to-1 Product Development, Payment APIs, AI Fraud Prediction, and Risk Modeling. Whether it's architecting a secure checking/savings onboarding flow or deploying AI models that slash ACH returns by 82%, every project here aims to bridge deep financial services expertise with cutting-edge machine learning to deliver scalable, intelligent, and user-centric banking solutions.
- Experian | Lead/Principal Product Manager — Banking & Payments (Jul 2022 – Present)
- Built the Experian Smart Money Neobank from the ground up.
- Deployed AI-powered Payment Success Indicator (PSI) to predict ACH transaction outcomes.
- Launched Real-Time Payments (RTP), full-featured Bill Pay, and integrated Experian Boost.
- Marqeta Inc. | Senior Product Manager — Platform & Card Programs (Aug 2021 – Jul 2022)
- Owned product vision and roadmap for Marqeta's B2B SaaS Dashboard 2.0 and card program management.
- Wells Fargo | Senior Product Manager — Zelle P2P Payments (Apr 2018 – May 2021)
- Owned Wells Fargo's Zelle P2P, reducing misdirected payments by 75% and preventing $2M in quarterly losses.
- Hewlett-Packard | Senior Product Manager — Security, eCommerce & Payments (Jan 2010 – Dec 2018)
- Integrated PayPal/AmazonPay and rebuilt in-house payment fraud solutions.
| Project | Description | Tags |
|---|---|---|
| 🛡️ AI Fraud & Risk Rules Engine | Explainable AI transaction risk-scoring engine designed to detect fraud while minimizing customer friction. | Fraud, Explainable AI |
| 🏦 AI KYC / AML Assistant | AI-assisted compliance dashboard for accelerating customer onboarding and PEP/sanctions screening. | RegTech, Compliance |
| 💸 AI P2P Payment Platform | P2P payment prototype demonstrating core payment lifecycles, velocity limits, and dispute handling. | Payments, UX |
| 🌐 Open Banking Financial Insights | Open Banking aggregation prototype simulating user consent flows and cross-account health indicators. | PSD2, Data APIs |
| 📊 AI Personal Finance Intelligence | PFM dashboard that automatically categorizes transactions and surfaces actionable spending insights. | PFM, Consumer FinTech |
| 💼 B2B FinTech Pricing Simulator | B2B SaaS calculator modeling unit economics, packaging tiers, and gross margin scenarios. | B2B SaaS, Pricing |
View More Projects
- 📈 Cash Flow Forecasting — Interactive cash-flow forecasting tool to simulate income changes.
- 💳 Credit Health Simulator — Educational credit wellness dashboard for simulating financial scenarios.
- ⚖️ AI Loan Underwriting Simulator — Credit underwriting model showcasing responsible AI and human-in-the-loop review.
- 🤖 AI Banking Support Copilot — Conversational AI banking copilot designed to deflect level-1 support tickets.
- M.S. in Computer Science — University of Southern California (USC), Los Angeles
- Certifications: Agentic AI (Agentic AI Institute), Pragmatic Marketing (Level III), Certified Scrum Product Owner (CSPO), PMP (PMI), SAFe Program Consultant (SPC), Stanford Advanced Product Management.
"Building the future of finance, one intelligent product at a time."
📫 Reach out on LinkedIn to connect!