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This board is for the discussion of topics related to business, economics, financial markets, securities, currencies (including cryptocurrencies), commodities, etc -- as well as topics relating to starting and running a business.

Discussions of government policy must be strictly limited to economic policies (fiscal and monetary). Discussions of a political nature should be posted on >>>/pol/. Global Rule 3 is also obviously in effect.

Note: /biz/ is NOT a place for ADVERTISING or SOLICITING. Do NOT use it to promote your business, ventures, or anything you may have an interest in. Anything that looks remotely like advertising or soliciting will be removed. Begging/asking (including tipping) for cryptocurrencies or asking for money/capital is also strictly forbidden.
>>

Check the catalog before posting a new thread!

Reply to existing threads about a topic instead of starting a new one. Mods will delete obvious duplicate threads and spam without notice.


Why don't more people just invest into index funds for 45 years and get rich that way?
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>>
>>62242976
old people start to do weird things
propaganda targets them specifically, telling them it's the end of the world, better take your money out of the market and keep it safe
or it's like they start to play the role of the conservative wise old man. really annoying actually
>>
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>>62243002
Show them this
>>
The indexfund meme won't survive the next downturn. Everything's fake and gay since the money printer got turned on in 2009.
>>
>>62237500
$100 now equals $378.16 after 45 years in purchasing power with an average inflation rate of 3%.
So it's """only""" 350k. It's so little money that you should give me that amount right now genius
>>
>>62243013
After covid interest rates were 10%+, even now they're higher than after 2009. It got turned off

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malta edition

>Educational sites:
https://www.investopedia.com

>Financial TV Streams:
https://www.newslive.com/american/cnbc.html
https://www.livestreamy.net/bloomberg/

>Charts:
https://www.tradingview.com
https://www.finscreener.com
https://www.portfoliovisualizer.com

>Screeners: so you feel like in the movies

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>>62243003
https://www.sciencedirect.com/science/article/abs/pii/S0927539805000691
https://www.researchgate.net/publication/228169781_Lunar_Cycle_Effects_in_Stock_Returns
>>
>>62242750

>ATH

I’m balls deep and they’ve been pumping since the War
>>
>market is done from trump tweet threatening iran for the 100th time

buy the dip, enjoy the taco Tuesday pump.
>>
>Axios will save us
>Oh good a new exclusive from our Jew Barak Ravid
>It's about how the US is imminently preparing to attack Iran
Guys...
>>
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>>62243018
>drumpf says something on truth social and it dumps again
people will never learn, will they?

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Is farming the worst business of all time?

To create enough income to do it full time you need at least 6+ million dollars of land. Its so expensive you could literally make more money living off treasury yields for zero work.

You are also competing against the likes of bill gates and (((investors))) with infinite made up capital who for (((whatever reason))) are trying to buy up all the land in north america.
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>>
Basedbeans.
ONIONS.
Onions.
>>
>>62229112
In the Russian Empire the Czar would give farm equipment to jewish villages to try to get them into farming.
They sold all of it and lent the money to goyim at interest every time.
Farming is the most goycoded profession there is.
Remember Michael Bloomberg's opinion of farming? "Oy vey ya just throw some seeds in the dirt."
>>
It is a huge mafia sustain by government handouts that why Bill Gates is in.
>>
>>62240862
Sorry, I don't quite understand. Did you mean basedbeans or onions?
>>
>>62238285
>make like 50k a year selling basedbeans from your 100 acres

government subsidies are more income than anything you grow..

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>Inflation year over year was more than wage growth year over year since 2020.

>Majority of Americans are priced out of homes.

>The bottom 90% are actually making less than they did in pre-2020
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>>62242935
move where?

I sell my house for 1/10th the price and then nobody sells me a house for 1/0th the price and I'm suddenly old and homeless
>>
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yet another demoralization thread from this cunt, he has multiple on the catalog on any one day >>62232326
>>
>>62242935
Fuck you loser
>>
>>62242941
Don’t argue with brokie leftist socialist zoomers. They have no ambition.
>>
>>62243011
>im'plying my house price is not at all government subsidized

k thanks

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>Basic Information
>gme.cac site redacted due to aids
https://finra-markets.morningstar.com/MarketData/EquityOptions/detail.jsp?query=14%3A0P000002CH
https://gmetimeline.com (up to 2021)

>Daily reminder
s[Kek Melvies]bzilp4

>Mandatory study time
>The Everything Short
reddit.com/mgucv2
>^watch-along
youtu.be/AaalT8rn9lc
>Naked Short Selling and Systemic Risk
youtu.be/FCiL4v7_z9E

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>>62242909
splash damage
>>
>>62242691
It's weird because they're also saying Ryan is bad bc he is a jew so investing in his company makes you a nazi
>>
>>62242953
lolwut
>>
They're using the jew-nazi dichotamy to manipulate people.
At the end of the day, I'm here for MOASS.
If dilution destroys the thesis for MOASS, then I'm out.
Until then, I'll wait and see.
>>
>>62242977
Exactly

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Does the average person not know how screwed they are?

I told a group of people outside my gym today that the majority of people working today will become part of a new permanent underclass.
I told them most jobs are going to ai or entry level jobs are disappearing or older people are taking them.
One guy arrogantly replied with
>you say so much but know so little and half of what you say is wrong
I asked him what I said is wrong. (hate it when people cannot refute what I say and just say “you’re wrong”) I replied with
>only the top 10% are doing well
He said
>don’t worry about the top 10%. Are you telling me low income people cannot work hard and become rich?>Everyone is part of the same economy. What happens to one affects all.
My reply
>the top 10% do 50% of the consumption. The bottom 70% have no savings. The top 70-90% are treading water. The K shaped economy is in full swing.
At this point, he didn’t know what to say except
>you don’t know anything


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>>62242503
> so they just say OP is wrong and dumb without being able to articulate exactly why OP is retarded.
So they don’t know and neither do you. Got it.
>>
>>62242957
Many houses are designed by ai now and pre-fabricated because people cannot afford actual houses. If a robot or factory can so something, they will find a way.
Just imagine buildings made in a factory and put together by robots on actual site.
>>
>>62242994
I already said why OP is retarded
>your divisions are arbitrary, your terms are subjective, your metrics are relative, your main argument is tautological

this can be summed up as money illusion and the failure to understand that the top 10% is higher than the lower 90% BY DEFINITION

IF THE BOTTOM 90% RISE UP TO THE TOP 10% LEVEL THE TOP 10% MUST ALSO MOVE UP, BY DEFINITION

anyways, you and OP are fucking retards and that's fine. It would be nice if retards didn't speak, but then /biz/ would be dead.
>>
>>62243012
You actually have no idea about what you’re saying and don’t understand the words you’ve using. Stop trying to sound smart.
>>
>>62243017
retard

Why don't you invest in the actual stock market?
>>
>>62242934
it's gay
>>
>>62242934
You mean, in the own companies, Intercontinental Exchange, CME Group and Nasdaq Inc?
>>
>>62242947
Yes
>>
My only position is blackrock. They own the bitcoins now.
>>
>>62242934
I do. Stocks go to zero all the time. I have 26 -100% tickers in my individual brokerage portfolio. About 8 -80%. Only 4-5 stocks make up 99.9% of my portfolio value and they just haven't crashed yet. I did recently buy 200 shares gme at $21.38 so hopefully that will help me recover losses.

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I think the economy is completely fine and people just don't know how to spend their money
I hate boomers but when I hear about some millennial complaining about being broke then see them go on a trip or buy doordash it makes it extremely hard for me to sympathize with them at all
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>>62242795
>getting door dash or a muffin from starbucks makes no difference
If you get a doordash every day that's easily $20 per day or more.
20x5x52 for 1x per weekday is $5200.
That's more than my wife spent on her used car and car insurance combined.
I unironically know people in their 20's who order Doordash regularly but say they can't afford a car.
>>
>>62242942
>here goy take YOUR OWN money and slap it into a plan where zogsteins will collect a premium every month and when you cash it out youll be taxed at standard income rate not even LTCG
>also you're only limited to these 40 funds with 3x the cost of a standard ETF
>>
>>62242792
4chan users are mostly fixed-income so being frugal makes sense

but for most people frugality is poverty mentality because they're capable of making more money. Trying to get an autistic person on welfare to understand this is a losing game though.
>>
>>62242972
That's not how a 401k works you retard, where the hell do you get your information from?
>>
>>62242792
You're unironically correct but only Jews have realized this so you're basically outing yourself Moshe

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Previous: https://boards.4chan.org/biz/thread/62212565/

>Buy XRP on:
Coinbase, Binance, Bitrue, Uphold, Robinhood, Kraken, Kucoin, etc

>Why hold XRP?
https://youtu.be/5urrOWO0KDI
>Newfag Tutorial:
https://youtu.be/23Yn5GdYpJc

>XRPL Guide:
https://xrpl.guide
>XRPL Explorer:
https://bithomp.com
>XRPL Richlist:

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>>
Will Turner? William? He will come for me, you'll see
>>
>>62242011
The source of your image is Baba Cugs.
Who is not a riddler.
He is a riddle decoder, pretend riddler, and open Satanist.
There are only two riddlers: BearableGuy123 and Mr. Pool.

Pic related was posted by BearableGuy123 back in 2018.
Link to the post:
https://www.reddit.com/r/Rippled/comments/7xhcbf/01010101_00101011_00110010_00110111_00110110/

Based on the Gregorian calendar, which most of the world uses, 2018 was 8 years ago.
But some alternative calendar systems are behind the Gregorian calendar, on what year we are in.
Every single calendar is now past the year 2018; except for one:
The Ethiopian calendar.
They are the final one left.

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>>62242609
i (U+2764) schizoposting
9/11 is a great day to pick for some wacky shit to happen
you got any more bg123 tidbits rattling around up there?
im with you that we're nearing the put up or shut-up phase but my hopes are high. i think we see something happen this year.
>>
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>>62242609
>I BearableGuy123 is telling the truth with his prediction
Whoops.
Meant to say "If" at the beginning of that sentence.

>>62242751
>you got any more bg123 tidbits rattling around up there?
I don't remember if this was previously mentioned in XSG, or I just saw it on the crypto parts of twitter (X).
If you look at each of the Christmas drawings he released, the bear character, when he is facing forward, had 4 fangs for many years.

The most recent picture from last year, only has one visible fang; which is on the top row of teeth.
The previous year had 3 visible fangs.
And all drawings prior to that, have 4 visible fangs, when he is facing forwards.

Some have posited that the fangs are a countdown.

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>>
>>62242751
>>62242992
I just had an epiphany as I was typing the previous post.
Rosy Rios is a former Treasury Secretary, and was appointed to Ripple's Board of Directors back in 2021:
https://ripple.com/insights/ripple-appoints-former-treasurer-of-the-united-states-rosie-rios-to-board-of-directors-and-kristina-campbell-as-cfo/
Trump appointed Rosy to be the Chair of a commission to plan events to commemorate the America's 250 year anniversary.

Each year at the New Year's Eve celebration in Times Square, New York, the ball doesn't drop until January 1st at exactly 12am.
So there is always only 1 ball drop each year.
But at the last year's New Year's Eve celebration, Rosy Rios said that 2026 is special, because we will have 2 ball drops:
One on New Years Eve and the 2nd on the 4th of July.

The light display showing 2026, for New Years Eve in Times Square, that Rosy was involved in, was comprised of exactly 589 individual light bulbs.
We were all disappointed when nothing happened then.
But Rosy may have been pointing to 4th of July.

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Fuddies really are riled up for some reason
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>>62241509
I second this. Unfortunately I think this shitocin will die in the next bullrun once they see it won't even reach 20 dollars.
>>
>>62241509
>his ultimate fantasy is to spend the next 2 years obsessing over the investments of other men
i see why you guys spam cuckold so much it's a textbook case of projection
>>
>>62241477
Cardano have went with Pyth and LayerZero, not looking good for the link cucks.
>>
>>62242888
checked + based cardano
>>
>>62241477
Checked, and Anon. Fuddies have been 'riled up' for at least 4 years. Their doing is no longer gonna make Link more or less bought. Dispatch of them. Not needed. None of us are needed really, which is the natural conclusion.

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KEK MICROSOFT
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>>62242596
It's a public company you tard
>>
>>62242596
Nope. It's real.

https://finance.yahoo.com/markets/stocks/articles/bill-gates-just-did-unthinkable-132955202.html

>The Bill Gates Foundation Trust exited its final position by selling all remaining shares after reducing holdings from 28.5M to zero shares, a move driven by portfolio diversification, valuation optimization, and funding obligations rather than confidence loss.

>Gates’ complete exit from Microsoft reflects rational asset allocation for a charitable foundation managing liquidity needs and concentration risk, not a loss of faith in Microsoft’s AI-driven business transformation and ability to convert enterprise technology investments into recurring revenue.

Methinks they doth protest too much.
>>
1. Why did he do that?
2. What does it mean for the company's future and its stocks?
>>
>jeet CEO
the new IBM
zero
>>
>>62242804
I heard co-pilot licenses are about to go up like 15x the price. Maybe the AI bubble is about to pop.

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When did you realize that LINK has actually outperformed BTC?
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>>
>>62242199
double bottom? if not it is over
>>
>>62242254
you need to set better expectations for yourself. celebrating that terrible chart is sad.

you can do better.
>>
>>62242288
LINK price (Sept 2017): $0.10
LINK price now: $9.69
LINK % gains: 9,590%

BTC price (Sept 2017): $4,000
BTC price now: $78,000
BTC % gains: 1,850%
>>
>>62242213
Same, my average is $15 @ 3000 link.
>>
>>62242294
ok BUT: cope

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have you taken your estrogen pills today?
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>>62241156
>>62241262
>>
>>62239034
No we don’t hate. We love. Hating is for deranged mentally ill freaks.
>>
>>62241009
One turkish gooner cockroach and he took down an entire WEF cult. This gives me hope that Antichrist is actually MUCH weaker than we think.
>>
>>62239153
>>62239167
>>62241016
>>62241028
>>62241156
>>62241262
>>62242268
KAAAAAAAAAABOOOOOOOOOOOM bullish link
>>
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>>62242012
hating bad things is good, stinkie

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What are your 10 year goals? Guessing being financially independent is the #1 goal?
>>
>>62242948
Inheriting my parent's home. They're becoming noticeably more weaker and brittle.

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>>62226629
Swooning for Shery Ahn
>>
>>62238610
she has onlyfans now?

>>62240705
so which is it
>>
>>62238610
True about the boobs, you can tell by the shape they aren't fake
Boobs are a bad indicator of fertility, there's so much that can go wrong elsewhere on the body to fuck it up
>>
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Sorry anon, we can't give you a raise at this time despite earning record profits. However, our HR team wants to give you a complementary candy survival kit. Keep up the great work!

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Shouldn`t ASML had grow more than any other tech stock because they are the bottleneck and can`t be replace by any other?

They make 90% of the machines that make most of the chips and memories fueling the AI boom.
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>>
>>62242066
>he doesn't know about Elcan
>>
>>62242066
>reminder to invest in Zeiss too
How? Aren't they private?
>>
>>62241951
They can't really charge +20 billion for a high NA EUV machine, no.
They have a very small number of customers and they can very much say no if prices get too high. The depreciation of these machines is one of the most important aspects of the operation of semiconductor fabs
>>
>>62241900
They aren't a current bottleneck, no.
They have a monopoly, yes, on the most important machine in semiconductor fabs, but they make only those. A semi fab has dozens of different high tech machines.
In any case, their machines already are the single largest cost of building a new fab. And customers often just don't buy the latest tech because it's too expensive. Intel didn't buy EUV machines when they were launched in late 2010's. TSMC said they won't buy their high NA EUV machines now because it's not worth the cost.
>>
>>62241900
every single stocks are over valued

How do you pay as little taxes as possible on:

>Income from your business.
>Income from working.
>Income/appreciation from stocks.

Preferably while all income and assets from each source are protected by a trust.

Idea 1:
>All personal income from work goes to a trust which also owns your foreign headquartered business (and its income, taxed in a 0% jurisdiction) and owns your portfolio of long term stocks (which your work income is put into).

Idea 2:
>Same as 1 but all income goes directly into the foreign headquartered business which invests everything in long term stocks. All is under a Nevada or Cook Islands trust.

Any better ideas? Am I dumb?

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>>62242444
Venezuela, Cuba, Greenland and even parts of former Canada might become interesting US tax territories in the months and years ahead
>>
>>62242470
Too based for this world.
>>
>>62242479
Lmao
>>
>>62242056
If you're an active short term trader you can do your trades in a roth IRA and all of the profits are 100% tax free. The caveat of course is that you have to wait until you're almost 60 to use that money but you can always do some trading in your normal account just to cover living expenses and the rest in your IRA.
Like lets say for example you make 250k in one year and your living expenses are 50k. If its all in a normal account not only do you have to pay taxes on 250k but a lot of that is going to be at 24-32%. Conversely if you make only 50k in a normal account and 200k in the IRA you owe 0% on those profits and only pay 22% or less on the 50k.

As others mentioned a business is also a very good way to offset some taxes as you can expense things like, equipment, furniture, supplies, subscriptions, health insurance and a significant portion of your rent and utilities. In some cases if you have clients or legitimately need to travel for business you may also be able to expense some entertainment, dining and travel costs.

>>62242444
I've been looking into it. If you have money you can live very well. If you have a mostly online business or profession it makes sense to move there for a few years to rake in profits tax free and use that extra money to snowball faster.
>>
>>62242898
Based but IRA is like $7k a year max contribution.


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