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Refinancing in Singapore Refinancing in Singapore Before applying any home loans, you may need to use home loan calculator to estimate your monthly house loan repayments. If your home loan is currently charging you more than 2.4% interest, you might be paying more than you need to, and should definitely consider refinancing. Refinancing your home loan in Singapore means reducing your monthly repayment amount by switching to a lower interest rate. This could mean switching to a new loan package within your current bank, or switching bank altogether. Here’s what you should know about refinancing in Singapore. 1. What is refinancing? Refinancing a home loan is a chance for homeowners to switch their home loan to another bank for a lower interest rate. This can help you save money in the long run. Refinancing is usually done after 4th year of your home loan or after. That is because typical home loan packages raise their interest rates after 3 years, afte...

Assalamualaikum all, there are many properties for sale in Malaysia recently, such as properties in Flora Damansara . If you have just recently gotten a new house yourself and you are planning to renovate your house, this article will show you some general guidelines for beautifying or renovating your home. Before you begin the renovation, you need to know there are 2 options available for you to choose from:  1. Engage in an interior design and the interior design manages the entire process starting from design all the way until you move in;  2. Self manage by engaging with contractors and various service providers.  9 ways to beautify your home If you are opting for option to where you would like to self manage the entire process, this article will guide you through. Here are the guidelines for you to follow when it comes to beautifying your home. 1. Design and planning Make an Excel worksheet to jot down the ideas you have, the costing from d...